The Denza B5 is a large plug-in hybrid SUV from China. It sits at the upper end of the price range, and its insurance reflects that.
This page goes through the list prices, the COE rule, road tax and car insurance. Insurance figures are examples for one stated driver, as of 1 November 2026.
The two versions
The new-car list read on 2026-10-10 has two B5 versions. Both are plug-in hybrids with a 1,498cc engine and 570bhp combined, and both are SUVs made in China:
- DENZA B5 Plug-in Hybrid 1.5 Orion
- DENZA B5 Plug-in Hybrid 1.5 Zenith
The quote form lists the same two: the 1.5 Orion and the 1.5 Zenith, each 1,498cc. The insurance prices are for the 1.5 Orion, which most of our insurers quote.
List prices
As listed on 2026-10-10, each including COE that day:
- 1.5 Orion: S$340,888
- 1.5 Zenith: S$382,888
The gap between them comes down to trim. Prices change after COE rounds, so ask the dealer for a current figure.
Which COE applies
The price page says the 1,498cc B5 1.5 Orion needs:
- a Category A COE if its power is 97kW (130bhp) or less. Category A closed at S$132,004 in the October 2026, 2nd round.
- a Category B COE if its power is more. Category B closed at S$131,901 in that round.
The dealer can confirm the category for the car you buy. The COE page has the latest results.
Road tax on the 1.5 engine
For a plug-in hybrid, road tax follows the engine. A 1,498cc engine pays S$683.08 a year on LTA's formula, checked on 2026-10-19, before any age surcharge.
That is modest for a car at this price. The surcharge for older cars is:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page has other engine sizes.
Insuring the B5
The Denza B5 price page prices one set of details:
- Car: B5 1.5 Orion, registered 3 years ago, private use, comprehensive
- Driver: 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
2 insurers price it. The lower premium is S$1,889.11 a year. The other asks at least S$3,676.46, an estimate. The difference is S$1,787.35, or 95% on top. Both include 9% GST.
One other insurer does not list the model. The rest have no online price for the B5 yet.
Excess: the other side of the gap
The two prices come with very different excesses:
- S$1,889.11 a year: S$3,000 excess
- S$3,676.46 a year: S$0 excess
So the lower premium leaves you paying the first S$3,000 of each claim. The higher one asks nothing at claim time. Which is better value turns on how likely you think a claim is, and how much you could pay at short notice.
What moves the premium
The price page shows the lowest price when one thing changes. Both insurers price every case.
- No NCD (0%): S$3,778.22, S$1,889.11 more
- 20% NCD: S$3,022.58, S$1,133.47 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,770.69, S$881.58 more
- Driver aged 65, 20 years' driving: S$1,889.11, the same
- A new car, registered this year: S$1,889.11, the same
- A car 8 years old: S$1,889.11, the same
The NCD is the one big factor. With none, the lowest price is 100% higher, which doubles it. Car age and driver age leave it unchanged.
These are lowest prices. The higher plan may move differently.
Against cars with a similar engine
The price page compares the B5 with 6 cars of similar engine size. It matches on engine size, not price, so the rivals are smaller and cheaper cars:
- Mercedes-Benz GLB: S$822.26
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
They average S$743.24. The B5 costs 154% more, and all 6 are cheaper to insure. Those cars each draw 10 to 16 insurers, against 2 for the B5.
The cheapest cars to insure page lists others. The D9 and other Denza models are on the Denza car insurance page.
Costs that vary by owner
- Petrol and charging: a plug-in hybrid uses both. How often you charge changes the split.
- Parking: a large SUV still pays the same season parking. Check that bays at home and work fit it.
- ERP: depends on your routes.
- Servicing: ask what the warranty covers for the battery and the engine, and for how long.
- Depreciation: on a high-priced car, the loss in value over the COE life can be large. It depends on what you pay and what it fetches later.
Summary of yearly costs we can show
Denza B5 1.5 Orion:
- Road tax: S$683.08 a year before age surcharge (checked 2026-10-19)
- Insurance, example driver: from S$1,889.11 a year, S$3,000 excess (as of 1 November 2026)
- Insurance, zero-excess plan: S$3,676.46 a year
- Insurance, no NCD: from S$3,778.22
Up front: S$340,888 for the Orion and S$382,888 for the Zenith, as listed on 2026-10-10 with COE. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026, 2nd round.
Before you buy: car insurance for the Denza B5
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Denza B5 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.