The Cupra Born is an electric hatchback. If you are weighing one up, this page lists the costs that come with it in Singapore: the price, the COE, road tax and car insurance.
The insurance figures are examples for one stated driver, as of 1 November 2026. Your own quote turns on your details, so read them as a guide to where prices sit.
The Born on the new-car list and on our form
The new-car list read on 2026-10-10 has one Born on sale: the CUPRA Born Electric e-Boost 59 kWh. It is listed as a hatchback, made in Germany, with a 228bhp electric motor.
Our quote form goes wider, because people also insure cars bought earlier. It shows three versions:
- e-Boost 59 kWh (electric)
- e-Boost 77 kWh (electric)
- VZ 79 kWh (electric)
The insurance prices further down are for the e-Boost 59 kWh. That is the version most of our insurers quote.
Price on the list
As listed on 2026-10-10, the Born e-Boost 59 kWh was S$193,900, including COE on that day.
A list price is a snapshot. Dealers revise their figures after each COE round. When you compare offers, check that each one covers the same items, such as registration and any extras.
Which COE it needs
An electric car's COE category depends on its motor's power. The price page states the rule for the fully electric Born:
- Category A if the motor is 110kW (147bhp) or less. Category A closed at S$132,004 in the October 2026, 2nd round.
- Category B if the motor is more powerful. Category B closed at S$131,901 in the same round.
The two premiums were close in that round, but they move every bidding exercise. The COE page has the latest results.
Road tax on an electric motor
Road tax for an electric car follows motor power, not engine size. For the Born's 228bhp (170kW) motor, LTA's formula gives S$1,912.10 a year, checked on 2026-10-19. That is before any age surcharge.
Electric cars often pay more road tax than a small petrol car. It is a figure worth putting in your yearly budget from day one.
If you keep the car past 10 years, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page works out other motors and engines.
Insuring the Born: who the example driver is
The Cupra Born price page prices one set of details:
- Car: Born e-Boost 59 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options added
On those details, 2 insurers show a price. Both come to S$1,567.38 a year, with GST at 9% included. Both are marked as estimates, read from published price tables on 20 October 2026.
That is a narrow field. Seventeen insurers have no online price for the Born. Most simply have not priced the model yet. Two do not quote electric cars online at all, and one does not list the model on its online quote.
The excess on these plans
The excess is the share of a claim you pay yourself. Both priced plans carry S$600. With only two prices, and both the same, the plan wording and the excess are where any difference will show.
How the premium moves with the driver and the car
The price page also shows the lowest price when one detail changes and the rest stays the same. Each line below was priced by 2 insurers.
- No NCD (0%): S$3,134.74, which is S$1,567.36 more. The price is 100% higher.
- 20% NCD: S$2,507.80, or S$940.42 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,194.32, or S$626.94 more
- Driver aged 65, 20 years' driving, 50% NCD: S$1,567.38, the same
- A new car, registered this year: S$1,567.38, the same
- A car 8 years old: S$1,567.38, the same
So the NCD does nearly all the work here. Driver age and car age leave the lowest price where it was. Losing the full discount doubles it.
These are lowest prices only. A plan higher up the list may move by a different amount.
Set against other electric cars
The price page lines the Born up against 6 similar electric cars, for the same driver and car age:
- BMW iX1: S$1,907.27, from 2 insurers
- BYD Sealion 7: S$1,390.72, from 7 insurers
- Tesla Model Y: S$939.71, from 10 insurers
- BYD Atto 3: S$913.63, from 10 insurers
- Tesla Model 3: S$913.62, from 10 insurers
- BYD M6: S$861.41, from 9 insurers
Their average lowest price is S$1,154.39. The Born sits 36% above that, and 5 of the 6 are cheaper to insure on these details. Only the BMW iX1 costs more.
Notice how many insurers price each car. Several rivals draw 9 or 10 prices, against 2 for the Born. A wider field tends to give you more to compare. For other cars that price low, see cheapest cars to insure. Other Cupra models are on the Cupra car insurance page.
Costs that depend on how you use it
Some running costs have no single figure, because they turn on your habits.
- Charging: what you pay depends on where you charge, at home, at work or at public chargers, and how far you drive.
- Parking: season parking at your HDB block or condo, plus parking at work and when you go out.
- ERP: set by the roads you use and the times you travel.
- Servicing and tyres: follow the maker's schedule. Ask what the warranty covers, including the battery, and for how long.
- Depreciation: what the car loses over its COE life depends on what you pay now and what it fetches later.
Summary of yearly costs we can show
For the Cupra Born e-Boost 59 kWh:
- Road tax: S$1,912.10 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, example driver: from S$1,567.38 a year (as of 1 November 2026)
- Insurance, no NCD: from S$3,134.74
- Insurance, young driver with 30% NCD: from S$2,194.32
One-off costs, for reference: S$193,900 as listed on 2026-10-10, including COE. In the October 2026, 2nd round, Category A closed at S$132,004 and Category B at S$131,901.
Before you buy: car insurance for the Cupra Born
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Cupra Born to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.