The Cupra Terramar is a mild hybrid SUV built in Hungary. It is new to the market, and only a few insurers price it online so far.
This guide shows the costs we have figures for: the price, the COE, road tax and car insurance. Insurance prices are examples for one stated driver, as of 1 November 2026.
The model on sale
The new-car list read on 2026-10-10 shows one version:
- CUPRA Terramar Mild Hybrid 1.5 eTSI DSG: petrol-electric, 1,498cc, 148bhp, an SUV made in Hungary.
The quote form has the same car, the Terramar 1.5 eTSI DSG. All prices below are for it.
Listed price
As listed on 2026-10-10, the Terramar was S$230,900, including COE that day. Dealers adjust prices as COE moves, so ask for today's figure and what it covers.
COE rule for the 1.5
The price page says the 1,498cc Terramar 1.5 eTSI DSG:
- needs a Category A COE if its power is 97kW (130bhp) or less. Category A was S$132,004 in the October 2026, 2nd round.
- needs a Category B COE if its power is more. Category B was S$131,901 in that round.
Confirm the category for the exact car with the seller. The COE page has the latest round.
Yearly road tax
For a 1,498cc engine, LTA's formula comes to S$683.08 a year, checked on 2026-10-19, before any age surcharge.
If you keep the car for a long time, the surcharge kicks in:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
The road tax page covers other engines.
Road tax is paid every six or twelve months while the car is on the road. With a 1,498cc engine, the Terramar's road tax is modest next to its insurance.
The insurance picture
The Cupra Terramar price page prices one driver:
- Car: 1.5 eTSI DSG, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
1 insurer gives a price: S$1,716.06 a year, with 9% GST included. Its excess is S$3,000.
That excess is high. It is what you pay towards each claim yourself. A S$3,000 excess means small repairs may end up coming out of your own pocket. Check the plan terms for how the excess applies.
One more insurer does not list the model. The others show no online price for the Terramar yet. With one price, there is no online spread to compare.
This is common for a model that has just arrived. Insurers add new models to their online rates over time. The price page will show more prices as they appear.
Questions to ask before you accept a single price
With only one online figure, it helps to read the policy closely:
- The excess: how much applies to each claim, and whether a young or new driver pays more.
- Workshop: whether repairs must go to an authorised workshop.
- Windscreen: whether a windscreen claim affects your NCD.
- Named drivers: who else may drive the car.
How the single price shifts
Change one thing and the price page shows:
- No NCD (0%): S$3,432.13, S$1,716.07 more
- 20% NCD: S$2,745.70, S$1,029.64 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,516.90, S$800.84 more
- Driver aged 65, 20 years' driving: S$1,716.06, the same
- A new car, registered this year: S$1,701.64, S$14.42 less
- A car 8 years old: S$1,716.06, the same
The NCD is the big lever. Without it, the price is 100% higher. A brand-new car prices slightly lower than the 3-year-old example.
A younger driver with only 30% NCD pays S$800.84 more than the example. If someone in your household with less driving experience will use the car, that line is worth reading closely. These are lowest prices from the one insurer on the page.
Against cars of a similar size
The price page compares 6 cars of similar engine size, for the same driver and car age:
- Mercedes-Benz GLB: S$822.26
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Mazda 3: S$730.18
- Toyota Corolla Altis: S$713.21
- Toyota Sienta: S$674.30
They average S$743.24. The Terramar costs 131% more, and all 6 are cheaper to insure on these details.
The field explains a lot. Those cars are priced by 10 to 16 insurers each. More insurers usually means more prices to weigh. Have a look at the cheapest cars to insure and other models on the Cupra car insurance page.
What you will need to estimate yourself
- Petrol: a mild hybrid still burns petrol. Your bill depends on distance and pump prices.
- Parking: where you live and where you go.
- ERP: your routes and timing decide it.
- Servicing: follow the schedule, and ask about warranty length and cover.
- Depreciation: the gap between your purchase price and the car's later value.
Summary of yearly costs we can show
Cupra Terramar 1.5 eTSI DSG:
- Road tax: S$683.08 a year before age surcharge (checked 2026-10-19)
- Insurance, example driver: S$1,716.06 a year, S$3,000 excess (as of 1 November 2026)
- Insurance, no NCD: S$3,432.13
- Insurance, driver aged 27: S$2,516.90
Up front: S$230,900 as listed on 2026-10-10, COE included. COE in the October 2026, 2nd round: S$132,004 for Category A, S$131,901 for Category B.
Before you buy: car insurance for the Cupra Terramar
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Cupra Terramar to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.