The Chrysler Sebring is an American sedan you are now most likely to meet as a used car in Singapore. Before you take one on, it helps to know the fixed yearly costs. This guide goes through road tax, the COE category and insurance, one at a time.
Insurance prices here are examples for one stated driver, as of 1 November 2026. Treat them as a way to compare insurers. Your own figure will depend on your details.
The Sebring we price
The new-car list has no entry for the Sebring on sale now. So there is no list price, power figure or body type in this guide.
The price page prices the Chrysler Sebring 2.4 Limited Sunroof, with a 2,360cc engine. It is the version most of our insurers quote.
COE category
Since the engine is above 1,600cc, the price page puts the Sebring 2.4 Limited Sunroof in Category B. Category B closed at S$131,901 in the October 2026 2nd round.
On a used Sebring, the years left on the current COE matter most. They set how long you can keep it and when the next big decision comes. The COE page shows the latest rounds.
Road tax each year
LTA's formula, checked 2026-10-19, gives S$1,634.38 a year for the 2,360cc engine. This is before any age surcharge.
The surcharge for older cars:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
With a base this high, the surcharge adds a fair sum on an older car. The road tax page covers other engines.
Insurance across six insurers
The Chrysler Sebring price page prices one profile:
- Car: Sebring 2.4 Limited Sunroof, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
6 insurers price the car. The lowest is S$1,211.19 a year. The insurer whose lowest plan costs most asks at least S$2,219.05. That is S$1,007.86 more, or 83% on top. All prices include 9% GST.
The three lowest prices sit close together, within about a hundred dollars. Above them, the list rises steadily. Some prices on the page are marked as estimates.
How the excess lines up
- S$1,200 on the lowest premium
- S$500 on the second-lowest
- S$600 on the third and on the estimated plans
- S$300 on the plans from the dearest insurer
The second-lowest premium costs only a little more than the lowest but carries a much smaller excess. That kind of pairing is worth spotting when prices are close. The dearest plans have the lowest excess on the page, which partly explains their price.
Two more points are worth checking on each plan. First, whether you must use the insurer's own workshops or can pick one. Second, how the insurer values the car if it is written off. For an older sedan, that value can be well below what you paid for it.
Changes that move the price
The price page shows the lowest price after one change:
- No NCD (0%): S$2,785.73, S$1,574.54 more, from 5 insurers
- 20% NCD: S$2,034.80, S$823.61 more
- Driver aged 27, 3 years' driving, 30% NCD: S$3,043.07, S$1,831.88 more, from 2 insurers
- Driver aged 65, 20 years' driving: S$1,361.88, S$150.69 more, from 5 insurers
- Car registered this year: S$1,288.48, S$77.29 more, from 5 insurers
- Car 8 years old: S$1,185.40, S$25.79 less, from 5 insurers
The younger driver's price is 151% above the standard figure, the largest change. Only 2 insurers price that case. With no NCD, the price more than doubles.
An older driver pays only a little more here, which is gentler than on many rare cars. Car age moves the price by small sums. All of these are lowest prices.
What the NCD steps mean in dollars
On this page, dropping from 50% to 20% NCD adds S$823.61 a year. Losing the NCD entirely adds S$1,574.54. A claim can cut your NCD at renewal, so its real cost can run well past the excess. That is worth weighing before you claim for minor damage.
Next to similar cars
The price page lists six similar cars for the same driver and car age:
- Toyota Camry: S$872.39
- Toyota Alphard: S$832.53
- Toyota Vellfire: S$763.00
- Honda Odyssey: S$763.00
- Mitsubishi Outlander: S$783.81
- Alfa Romeo 159: S$1,028.09
Their average lowest price is S$840.47. The Sebring costs 44% more, and all 6 cost less to insure. The Chrysler car insurance page covers the brand's other models.
Costs you will need to judge
No single figure fits these:
- Parking: season parking at home, plus work and town.
- Petrol: a 2,360cc engine and your mileage set the bill.
- ERP: depends on your roads and times.
- Servicing and repairs: on an uncommon imported sedan, ask about parts and how long they take to arrive.
- Depreciation: shaped by what you pay and the COE years remaining.
Summary of yearly costs we can show
For the Chrysler Sebring 2.4 Limited Sunroof, 2,360cc:
- Road tax: S$1,634.38 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,211.19 a year (as of 1 November 2026)
- Insurance, driver aged 65: from S$1,361.88
- Insurance, no NCD: from S$2,785.73
For reference, Category B closed at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Chrysler Sebring
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chrysler Sebring to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.