The Chrysler PT Cruiser has a look all its own, and few are left in Singapore. If you own one or are thinking about it, the yearly bills are the practical question. This guide covers road tax, the COE rule and what insurers charge online.
The insurance prices are examples for one stated driver, as of 1 November 2026. They are for comparison. Your own price depends on your details.
The version priced
There is no entry for the PT Cruiser on the new-car list on sale now. As a result, this guide gives no list price, power figure or body type.
The price page prices the Chrysler PT Cruiser 1.6, with a 1,598cc engine. It is the version most of our insurers quote.
COE: depends on power
The price page states the rule this way. With a 1,598cc engine, the PT Cruiser 1.6 needs a Category A COE if its power is 97kW (130bhp) or less. If its power is higher, it needs Category B.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. For a car of this age, the remaining COE years matter more than either number. The COE page lists recent rounds.
Road tax on the 1.6
LTA's formula, checked 2026-10-19, gives S$741.72 a year for the 1,598cc engine. That is the base before any age surcharge.
Surcharge bands for cars over 10 years old:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
A PT Cruiser still on the road is likely to be in one of these bands. Check the registration date to work out which. The road tax page works out other engines.
Insurance from two insurers
The Chrysler PT Cruiser price page prices these details:
- Car: PT Cruiser 1.6, registered 3 years ago, private use, comprehensive
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
2 insurers give a price. The lower is S$1,017.81 a year. The other is S$1,168.16. The gap is S$150.35, or 15% more. Both include 9% GST.
With two prices, the spread is narrow. The rest of our panel has no online price for this model. If you want more offers, you would need to ask insurers directly.
Premium against excess
The two plans trade off in opposite directions:
- Lower premium: S$1,017.81 with a S$1,200 excess
- Higher premium: S$1,168.16 with a S$600 excess
The higher-priced plan halves the excess. If you claim once, the S$600 saved on the excess covers most of the price gap. If you never claim, the lower premium keeps the difference. Your own claims record is a useful guide to which trade-off fits.
There is more to a plan than these two numbers. Ask whether you can choose your own workshop, what happens to your NCD after a claim, and whether windscreen damage has its own excess. On an older car, ask how the insurer values it if it is written off. These points are set out in each plan's terms, and the price page names who offers each one.
How the profile changes the price
The page shows the lowest price when one detail changes:
- No NCD (0%): S$2,340.96, up S$1,323.15
- 20% NCD: S$1,709.93, up S$692.12
- Driver aged 27, 3 years' driving, 30% NCD: S$2,557.22, up S$1,539.41, from 1 insurer
- Driver aged 65, 20 years' driving: S$1,268.91, up S$251.10, from 1 insurer
- Car registered this year: S$1,082.75, up S$64.94
- Car 8 years old: S$996.14, down S$21.67
The younger driver pays 151% above the standard figure. With no NCD, the price more than doubles. For both the young and older driver, only one insurer prices the car, so there is no choice at all online.
Car age shifts the price by small amounts. These are lowest prices only.
Against similar cars
The price page sets the PT Cruiser beside six similar cars, for the same driver and car age:
- Toyota Corolla Altis: S$713.21
- Mazda 3: S$730.18
- Toyota Sienta: S$674.30
- BMW X1: S$763.00
- Honda Freed: S$756.48
- Hyundai Kona: S$763.00
Their average lowest price is S$733.36. The PT Cruiser costs 39% more than that, and all 6 cost less to insure. Each of them also has far more insurers pricing it online. That wider field is part of why their lowest prices sit lower. Other Chrysler models are on the Chrysler car insurance page.
Costs that vary with the owner
These have no single figure:
- Parking: season parking at your HDB block or condo, and parking when you go out.
- Petrol: your mileage and pump prices decide it.
- ERP: depends on routes and timing.
- Parts and servicing: on a rare older import, ask about parts supply and how long repairs might take.
- Depreciation: tied to the purchase price and the COE years left.
Summary of yearly costs we can show
For the Chrysler PT Cruiser 1.6, 1,598cc:
- Road tax: S$741.72 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,017.81 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,340.96
- Insurance, driver aged 65: S$1,268.91 from 1 insurer
For reference, the October 2026 2nd round COE was S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the Chrysler PT Cruiser
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Chrysler PT Cruiser to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.