The BYD Sealion 7 is an electric SUV made in China. If it is on your list, this guide sets out the yearly and one-off costs the facts can show. That means the list price, the COE rule, road tax and car insurance.
Insurance figures here are examples for one stated driver, read as of 1 November 2026. They show how prices sit against each other, not what you will pay. Your own quote turns on your details.
The Sealion 7 range
The new-car list read on 2026-10-10 shows four versions, all fully electric:
- Dynamic 71.8kWh: 134bhp
- Premium 82.5 kWh: 308bhp
- Premium Extended Range 91.39 kWh: 308bhp
- Performance Extended Range 91.39 kWh: 523bhp
The quote form also lists a Performance 82.5 kWh, so it carries five versions in all. The insurance prices below are for the Premium 82.5 kWh, the version most insurers quote.
List prices on the day they were read
These are list prices as listed on 2026-10-10. Each one included COE as listed that day.
- Dynamic 71.8kWh: S$202,388
- Premium 82.5 kWh: S$215,888
- Premium Extended Range 91.39 kWh: S$221,888
- Performance Extended Range 91.39 kWh: S$253,388
The spread from the lowest to the highest is large, and most of it follows the motor. Prices move after COE rounds, so ask for a current figure. When you compare offers, check that each one includes the same items.
Which COE it needs
A fully electric Sealion 7 is placed by motor power. The price page says it needs a Category A COE if its motor is 110kW (147bhp) or less. If the motor is more powerful, it needs a Category B COE.
In the October 2026 2nd round, Category A closed at S$132,004 and Category B at S$131,901. Premiums change every round. The COE page has the latest results.
Road tax by motor
Electric cars pay road tax on motor power, not engine size. LTA's formula, checked 2026-10-19, gives these yearly sums before any age surcharge:
- 134bhp (100kW): S$1,501.56 a year
- 308bhp (230kW): S$2,264.00 a year
- 523bhp (390kW): S$5,587.50 a year
So the top version pays more than three times the road tax of the Dynamic. A surcharge applies once a car is over 10 years old: +10% over 10 years, rising by ten points a year to +50% over 14 years. The road tax page works out other figures.
Insurance for the page's standard driver
The BYD Sealion 7 price page prices one set of details:
- The car: Premium 82.5 kWh, registered 3 years ago, private use, comprehensive cover
- The driver: aged 40, married, office job, driving 10 years
- The record: 50% no-claim discount (NCD), no claims
- Repairs: at an authorised workshop, no options
On those details, 7 insurers give a price. The lowest is S$1,390.72 a year. The insurer whose lowest plan costs most asks at least S$3,058.20. That is S$1,667.48 more, or 120% on top. All prices include 9% GST.
Another 11 insurers have no online price for this car. Reasons on the page include no online price for electric cars, no listing for the model, and prices that only cover repairs at any workshop. So the field you can compare online is a narrow one.
What the excess looks like
The excess is the share of a claim you pay yourself. Most plans on the page carry S$600. Some carry S$300, one carries S$900 and the dearest plan carries S$2,500. A few prices are marked as estimates. Read the excess beside the premium, because a low premium with a high excess can cost more after a claim.
How the premium moves
The price page shows the lowest price when one detail changes and the rest stays the same:
- No NCD (0%): S$2,718.72, which is S$1,328.00 more
- 20% NCD: S$2,176.32, which is S$785.60 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,844.21, which is S$1,453.49 more
- Driver aged 65, 20 years' driving: S$1,519.77, which is S$129.05 more
- A new car, registered this year: S$1,432.55, which is S$41.83 more
- A car 8 years old: S$1,323.74, which is S$66.98 less
The young driver line is the dearest change. There the lowest price rises by 105%. Losing all your NCD comes close behind. The car's age matters far less on these figures.
These are lowest prices only. Plans higher up the list may move by other amounts.
Set against similar electric cars
The price page compares the Sealion 7 with six other electric cars, for the same driver and car age. Here is the lowest price for each:
- BMW iX1: S$1,907.27
- Kia EV6: S$1,038.46
- Hyundai Ioniq 5: S$954.21
- Tesla Model Y: S$939.71
- Tesla Model 3: S$913.62
- Aion V: S$856.84
Their average lowest price is S$1,101.69. The Sealion 7 costs 26% more than that, and 5 of the six are cheaper to insure on these details. Only the BMW iX1 costs more. Other BYD models are on the BYD car insurance page.
Costs that depend on you
Some costs vary too much from owner to owner for one figure to fit.
- Charging: what you pay turns on where you charge, how often and at what rate. Check whether your HDB block or condo has chargers.
- Parking: season parking at home, plus parking at work and when you go out.
- ERP: set by the roads you use and the time of day.
- Servicing and tyres: follow the maker's schedule. Ask what the warranty covers, including the battery, and for how long.
- Depreciation: what the car loses over its COE life depends on what you pay now and what it fetches later.
Summary of yearly costs we can show
For the Sealion 7, with the date of each figure:
- Road tax, Premium 82.5 kWh: S$2,264.00 a year before any age surcharge (checked 2026-10-19)
- Road tax, Dynamic: S$1,501.56 a year
- Insurance, standard driver: from S$1,390.72 a year (as of 1 November 2026)
- Insurance, no NCD: from S$2,718.72
- Insurance, driver aged 27: from S$2,844.21
For reference, list prices started at S$202,388 as listed on 2026-10-10. In the October 2026 2nd round, COE closed at S$132,004 for Category A and S$131,901 for Category B.
Before you buy: car insurance for the BYD Sealion 7
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the BYD Sealion 7 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.