Toyota Caldina GT-FOUR insurance for a 25-year-old new driver

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Toyota Caldina GT-FOUR driven by a 25-year-old new driver is S$5,255.23 a year (GST included) at AIG, AIG Car Insurance Collision Only; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Toyota Caldina GT-FOUR on one page: https://shentonbrokers.com/prices/car/toyota-caldina-gt-four

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/toyota-caldina-gt-four/age-25-new-driver

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 6.5 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$806.41).

Why this driver pays this

• A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
• The car matters too: insurers group models by value, repair costs and claims; the Toyota Caldina GT-FOUR has a 1,998cc engine.
• 15 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer's online price is for drivers with at least 2 years of driving experience); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

The Toyota Caldina GT-FOUR

• Priced as a Toyota Caldina GT-FOUR 2.0 (1,998cc), registered 3 years ago.
• With a 1,998cc engine, above 1,600cc, the Toyota Caldina GT-FOUR 2.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$1,209.76 a year for a 1,998cc engine, before any surcharge for a car over 10 years old.
• For a 25-year-old new driver, the Toyota Caldina GT-FOUR is the 849th cheapest of 940 car models to insure. Among 226 cars of 1,601cc to 2,000cc it is 208th cheapest, 52% more than the middle price of S$3,466.70.
• Toyota Caldina GT-FOUR review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.