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Tesla Model X insurance quotes by driver

What the Tesla Model X costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Tesla Model X (75D), private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Tesla Model X on one page: https://shentonbrokers.com/prices/car/tesla-model-x

On 12 Nov 2026, Tesla Model X insurance costs from S$810.12 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/tesla-model-x

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$810.12 a year.
  • A 25-year-old new driver pays from S$3,293.12, 4.1 times the settled driver's price.
  • Online prices here run from age 25 to 75; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountNo online price0
22, new driveraged 22, single, driving 1 year, no no-claim discountNo online price0
23, new driveraged 23, single, driving 1 year, no no-claim discountNo online price0
24, new driveraged 24, single, driving 1 year, no no-claim discountNo online price0
25, new driveraged 25, single, driving 1 year, no no-claim discountS$3,293.12Buy NowAllianzS$3,293.121
26, new driveraged 26, single, driving 1 year, no no-claim discountS$3,244.38Buy NowAllianzS$3,244.381
27, new driveraged 27, single, driving 1 year, no no-claim discountS$3,195.67Buy NowAllianzS$3,195.671
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$2,265.77Buy NowAllianzS$3,813.952
29, new driveraged 29, single, driving 1 year, no no-claim discountS$3,098.19Buy NowAllianzS$3,098.191
30, new driveraged 30, single, driving 1 year, no no-claim discountS$3,049.47Buy NowAllianzS$3,049.471
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$1,951.65Buy NowAllianzS$3,039.042
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$1,126.78Buy NowAllianzS$1,550.262
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$954.90Buy NowAllianzS$1,414.982
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$1,062.54Buy NowAllianzS$1,430.992
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$1,008.55Buy NowAllianzS$1,371.852
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$963.30Buy NowAllianzS$1,325.132
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$925.54Buy NowAllianzS$1,282.152
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,251.99Buy NowAllianzS$1,875.592
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$894.27Buy NowAllianzS$1,250.452
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$868.63Buy NowAllianzS$1,221.562
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$847.93Buy NowAllianzS$1,203.192
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$831.61Buy NowAllianzS$1,187.002
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$819.15Buy NowAllianzS$1,172.722
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$810.12Buy NowAllianzS$1,168.212
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$731.97Buy NowAllianzS$1,090.972
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%No online price0
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$810.12Buy NowAllianzS$1,252.152
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$876.98Buy NowAllianzS$1,201.642
40, new driveraged 40, married, driving 1 year, no no-claim discountS$2,192.49Buy NowAllianzS$2,192.491
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$804.18Buy NowAllianzS$1,157.212
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$801.00Buy NowAllianzS$1,155.622
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$800.31Buy NowAllianzS$1,163.302
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$801.81Buy NowAllianzS$1,164.052
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$805.29Buy NowAllianzS$1,165.792
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$805.29Buy NowAllianzS$1,127.632
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$810.52Buy NowAllianzS$1,176.442
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$817.28Buy NowAllianzS$1,179.832
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$825.31Buy NowAllianzS$1,191.862
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$834.44Buy NowAllianzS$1,196.432
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$844.38Buy NowAllianzS$1,209.442
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$854.92Buy NowAllianzS$1,222.742
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$865.81Buy NowAllianzS$1,236.222
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$876.76Buy NowAllianzS$1,249.742
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$887.51Buy NowAllianzS$1,255.102
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$897.76Buy NowAllianzS$1,268.262
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$907.19Buy NowAllianzS$1,281.012
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$915.51Buy NowAllianzS$1,293.202
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$922.37Buy NowAllianzS$1,296.632
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$927.45Buy NowAllianzS$1,307.202
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$930.42Buy NowAllianzS$1,308.692
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$848.43Buy NowAllianzS$1,225.522
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$930.99Buy NowAllianzS$1,317.022
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$928.84Buy NowAllianzS$1,315.952
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$923.73Buy NowAllianzS$1,313.382
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$915.36Buy NowAllianzS$1,301.162
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$903.58Buy NowAllianzS$903.581
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%No online price0
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$897.12Buy NowAllianzS$897.121
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$895.31Buy NowAllianzS$895.311
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$888.88Buy NowAllianzS$888.881
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$877.68Buy NowAllianzS$877.681
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$861.59Buy NowAllianzS$861.591
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$859.28Buy NowAllianzS$859.281
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$891.97Buy NowAllianzS$891.971
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$903.12Buy NowAllianzS$903.121
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$916.67Buy NowAllianzS$916.671
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$930.41Buy NowAllianzS$930.411
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountNo online price0
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountNo online price0
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountNo online price0
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountNo online price0
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountNo online price0

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Tesla Model X · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowS$810.12S$2,000.00Authorised workshopsYes, S$100 excessNot included
HL AssuranceCar Protect360 ComprehensiveBuy NowS$1,526.29S$1,200.00Any workshopYes, S$100 excessS$20,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Tesla Model X after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$877.06+S$66.94
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,016.22+S$206.10
Add an NCD protectorKeeps the 50% NCD after one claim.S$943.84+S$133.72

Why it costs this

For a driver aged 40 with a 50% NCD on this Tesla Model X:

  • The Tesla Model X is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Tesla Model X: Since 2 Nov 2026 the lowest price is down S$716.17 (47%), and the cheapest insurer has changed 2 times.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$810.12Allianz
A week ago 5 Nov 2026S$810.12Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this Tesla Model X, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Tesla Model X insurance in Singapore?

From S$810.12 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Tesla Model X (75D), private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Tesla Model X insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,293.12 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD. 1 insurers quote this driver online, against 2 for the settled driver.

Does a new driver aged 40 pay less than a young new driver for a Tesla Model X?

Yes, today: S$2,192.49 a year at 40 against S$3,293.12 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Tesla Model X?

Allianz is cheapest for 61 of the 61 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.