Subaru car insurance
Subaru R1 i insurance quotes by driver
What the Subaru R1 i costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Subaru R1 i, private use, comprehensive cover, repairs at an authorised workshop.
Compare every insurer we price for a Subaru R1 i on one page: https://shentonbrokers.com/prices/car/subaru-r1-i
On 12 Nov 2026, Subaru R1 i insurance costs from S$669.95 a year (MS First Capital) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/subaru-r1-i
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- A settled driver (40, 50% NCD, no claims) pays from S$669.95 a year.
- A 25-year-old new driver pays from S$2,497.51, 3.7 times the settled driver's price.
- One S$5,000 claim takes the price to S$1,248.54, 86% more than the settled driver's price.
- Online prices here run from age 21 to 79; some drivers get no online price at all.
Driver by driver
| Driver | Lowest | Typical | Insurers |
|---|---|---|---|
| 21, new driveraged 21, single, driving 1 year, no no-claim discount | S$3,358.72Buy NowSompo | S$3,912.78 | 2 |
| 22, new driveraged 22, single, driving 1 year, no no-claim discount | S$3,118.95Buy NowSompo | S$3,740.90 | 3 |
| 23, new driveraged 23, single, driving 1 year, no no-claim discount | S$2,896.30Buy NowSompo | S$3,740.90 | 3 |
| 24, new driveraged 24, single, driving 1 year, no no-claim discount | S$2,623.91Buy NowSompo | S$3,740.90 | 3 |
| 25, new driveraged 25, single, driving 1 year, no no-claim discount | S$2,497.51Buy NowSompo | S$3,226.92 | 3 |
| 26, new driveraged 26, single, driving 1 year, no no-claim discount | S$2,262.48Buy NowSompo | S$3,226.92 | 3 |
| 27, new driveraged 27, single, driving 1 year, no no-claim discount | S$2,100.98Buy NowSompo | S$2,783.61 | 3 |
| 28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount | S$1,672.32Buy NowSompo | S$2,028.56 | 7 |
| 29, new driveraged 29, single, driving 1 year, no no-claim discount | S$1,856.90Buy NowSompo | S$2,473.15 | 3 |
| 30, new driveraged 30, single, driving 1 year, no no-claim discount | S$1,811.74Buy NowSompo | S$2,473.15 | 3 |
| 30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount | S$1,185.00Buy NowECICS | S$1,741.98 | 7 |
| 30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$941.50 | 7 |
| 30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$941.50 | 7 |
| 31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$905.09 | 7 |
| 32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$872.75 | 7 |
| 33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$848.52 | 7 |
| 34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$824.27 | 7 |
| 35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount | S$926.76Buy NowECICS | S$1,197.08 | 7 |
| 35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$808.10 | 7 |
| 36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$791.95 | 7 |
| 37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$783.87 | 7 |
| 38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$775.80 | 7 |
| 39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$767.71 | 7 |
| 40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$767.71 | 7 |
| 40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount | S$631.49Buy NowMS First Capital | S$763.00 | 7 |
| 40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,248.54Buy NowECICS | S$1,466.94 | 4 |
| 40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left | S$1,915.37Buy NowECICS | S$2,122.57 | 2 |
| 40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount | S$735.71Buy NowSompo | S$798.40 | 7 |
| 40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points | S$669.95Buy NowMS First Capital | S$774.42 | 7 |
| 40, new driveraged 40, married, driving 1 year, no no-claim discount | S$1,438.22Buy NowSompo | S$1,895.49 | 3 |
| 41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$763.00 | 7 |
| 42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$763.00 | 7 |
| 43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$767.71 | 7 |
| 44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$767.71 | 7 |
| 45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount | S$669.95Buy NowMS First Capital | S$767.71 | 7 |
| 45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit | S$669.95Buy NowMS First Capital | S$763.00 | 7 |
| 46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$775.80 | 7 |
| 47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$775.80 | 7 |
| 48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$783.86 | 7 |
| 49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$783.87 | 7 |
| 50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$791.95 | 7 |
| 51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$800.03 | 7 |
| 52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$808.10 | 7 |
| 53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$816.21 | 7 |
| 54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$816.19 | 7 |
| 55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$824.28 | 7 |
| 56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$832.36 | 7 |
| 57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$837.16 | 7 |
| 58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$837.16 | 7 |
| 59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$837.16 | 7 |
| 60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$848.52 | 7 |
| 60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount | S$690.05Buy NowMS First Capital | S$806.09 | 7 |
| 61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$856.61 | 7 |
| 62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$856.61 | 7 |
| 63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$856.60 | 7 |
| 64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$848.52 | 7 |
| 65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount | S$732.08Buy NowMS First Capital | S$835.54 | 6 |
| 65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20% | S$1,465.07Buy NowLiberty | S$1,557.04 | 4 |
| 66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$842.15 | 6 |
| 67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$842.15 | 6 |
| 68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$842.15 | 6 |
| 69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$842.15 | 6 |
| 70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount | S$763.00Buy NowECICS | S$805.27 | 5 |
| 71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount | S$805.27Buy NowMS First Capital | S$879.02 | 3 |
| 72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount | S$805.27Buy NowMS First Capital | S$879.02 | 3 |
| 73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount | S$805.27Buy NowMS First Capital | S$879.02 | 3 |
| 74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount | S$805.27Buy NowMS First Capital | S$879.02 | 3 |
| 75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount | S$805.27Buy NowMS First Capital | S$1,136.67 | 3 |
| 76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount | S$878.48Buy NowMS First Capital | S$1,007.58 | 2 |
| 77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount | S$878.48Buy NowMS First Capital | S$1,007.58 | 2 |
| 78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount | S$878.48Buy NowMS First Capital | S$1,007.58 | 2 |
| 79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount | S$878.48Buy NowMS First Capital | S$1,007.58 | 2 |
| 80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount | No online price | 0 |
Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Subaru R1 i · This table as CSV · Compare with your own details.
A full quote: a driver aged 40 with a 50% NCD
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| MS First CapitalComprehensiveBuy Now | S$669.95 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$735.71 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| ECICSComprehensiveBuy Now | S$763.00 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$767.71 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| ERGOSMART ComprehensiveBuy Now | S$798.40 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$831.80 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$1,010.68 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$669.95 | the same |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$483.99 | −S$185.96 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$736.95 | +S$67.00 |
Why it costs this
For a driver aged 40 with a 50% NCD on this Subaru R1 i:
- The car matters too: insurers group models by value, repair costs and claims; the Subaru R1 i has a 658cc engine.
- 9 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
For a driver aged 40 with a 50% NCD on this Subaru R1 i: Since 2 Nov 2026 the lowest price is down S$65.76 (9%), and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$669.95 | MS First Capital |
| A week ago 5 Nov 2026 | S$669.95 | MS First Capital |
How these prices are worked out
Each price is what the insurer charges today for each driver on this Subaru R1 i, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- MS First Capital: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=subaru&model=subaru-r1-i&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=f&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Sompo: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- ECICS: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Liberty: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=subaru&model=subaru-r1-i&ncd=20&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=yes&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised&claimCount=1&claimAmount=5000
Questions people ask
How much is Subaru R1 i insurance in Singapore?
From S$669.95 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Subaru R1 i, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.
How much is Subaru R1 i insurance for a new driver?
For a 25-year-old in their first year of driving with no NCD, from S$2,497.51 a year today at Sompo, 3.7 times the price for a settled driver with a 50% NCD. 3 insurers quote this driver online, against 7 for the settled driver.
How much more is Subaru R1 i insurance after a claim?
After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,248.54, 86% more than the S$669.95 with no claims.
Does a new driver aged 40 pay less than a young new driver for a Subaru R1 i?
Yes, today: S$1,438.22 a year at 40 against S$2,497.51 at 25, both in their first year with no NCD.
Which insurer is cheapest for a Subaru R1 i?
MS First Capital is cheapest for 46 of the 72 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.