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Ora car insurance

Ora 07 insurance quotes by driver

What the Ora 07 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Ora 07 83.5 kWh, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Ora 07 on one page: https://shentonbrokers.com/prices/car/ora-07

On 12 Nov 2026, Ora 07 insurance costs from S$770.71 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/ora-07

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$770.71 a year.
  • A 25-year-old new driver pays from S$3,132.89, 4.1 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,793.38, 2.3 times the settled driver's price.
  • Online prices here run from age 21 to 80; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$7,879.08Buy NowAIGS$7,879.081
22, new driveraged 22, single, driving 1 year, no no-claim discountS$7,786.56Buy NowAIGS$7,786.561
23, new driveraged 23, single, driving 1 year, no no-claim discountS$5,913.93Buy NowAIGS$5,913.931
24, new driveraged 24, single, driving 1 year, no no-claim discountS$5,851.81Buy NowAIGS$5,851.811
25, new driveraged 25, single, driving 1 year, no no-claim discountS$3,132.89Buy NowAllianzS$4,401.532
26, new driveraged 26, single, driving 1 year, no no-claim discountS$3,086.52Buy NowAllianzS$4,271.912
27, new driveraged 27, single, driving 1 year, no no-claim discountS$3,040.18Buy NowAllianzS$4,171.192
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$2,155.52Buy NowAllianzS$3,243.772
29, new driveraged 29, single, driving 1 year, no no-claim discountS$2,947.44Buy NowAllianzS$3,956.352
30, new driveraged 30, single, driving 1 year, no no-claim discountS$2,901.10Buy NowAllianzS$3,829.062
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$1,856.69Buy NowAllianzS$2,489.262
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$1,071.95Buy NowAllianzS$1,377.382
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$908.44Buy NowAllianzS$1,151.432
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$1,010.84Buy NowAllianzS$1,160.632
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$959.48Buy NowAllianzS$1,114.602
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$916.43Buy NowAllianzS$1,077.052
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$880.50Buy NowAllianzS$1,039.082
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,191.06Buy NowAllianzS$1,477.112
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$850.76Buy NowAllianzS$1,009.332
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$826.37Buy NowAllianzS$983.162
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$806.68Buy NowAllianzS$959.362
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$791.15Buy NowAllianzS$937.622
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$779.30Buy NowAllianzS$926.882
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$770.71Buy NowAllianzS$917.772
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$696.36Buy NowAllianzS$893.202
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$1,793.38Buy NowAIGS$1,793.381
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$770.71Buy NowAllianzS$918.682
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$834.31Buy NowAllianzS$949.572
40, new driveraged 40, married, driving 1 year, no no-claim discountS$2,085.81Buy NowAllianzS$2,574.532
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$765.05Buy NowAllianzS$900.502
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$762.03Buy NowAllianzS$891.162
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$761.38Buy NowAllianzS$892.512
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$762.80Buy NowAllianzS$892.792
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$766.11Buy NowAllianzS$895.132
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$766.11Buy NowAllianzS$895.132
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$771.08Buy NowAllianzS$901.422
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$777.51Buy NowAllianzS$914.622
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$785.15Buy NowAllianzS$934.072
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$793.84Buy NowAllianzS$956.522
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$803.30Buy NowAllianzS$974.702
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$813.33Buy NowAllianzS$992.392
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$823.68Buy NowAllianzS$1,018.332
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$834.10Buy NowAllianzS$1,033.332
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$844.33Buy NowAllianzS$1,056.812
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$854.08Buy NowAllianzS$1,071.472
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$863.05Buy NowAllianzS$1,084.912
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$870.96Buy NowAllianzS$1,097.822
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$877.49Buy NowAllianzS$1,104.712
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$882.31Buy NowAllianzS$1,110.312
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$885.16Buy NowAllianzS$1,112.912
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$807.15Buy NowAllianzS$1,004.292
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$885.69Buy NowAllianzS$1,113.492
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$883.64Buy NowAllianzS$1,110.312
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$878.78Buy NowAllianzS$1,104.482
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$870.82Buy NowAllianzS$1,097.082
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$859.62Buy NowAllianzS$1,088.912
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,220.09Buy NowAIGS$2,220.091
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$853.47Buy NowAllianzS$1,082.422
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$851.75Buy NowAllianzS$1,078.992
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$845.63Buy NowAllianzS$1,075.082
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$834.97Buy NowAllianzS$1,069.752
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$819.67Buy NowAllianzS$1,159.942
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$817.47Buy NowAllianzS$1,158.842
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$848.57Buy NowAllianzS$1,174.392
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$859.17Buy NowAllianzS$1,179.692
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$872.07Buy NowAllianzS$1,186.142
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$885.15Buy NowAllianzS$1,225.302
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$1,565.44Buy NowAIGS$1,565.441
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$1,565.44Buy NowAIGS$1,565.441
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$1,565.44Buy NowAIGS$1,565.441
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$1,565.44Buy NowAIGS$1,565.441
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$1,956.81Buy NowAIGS$1,956.811

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Ora 07 · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowS$770.71S$2,000.00Authorised workshopsYes, S$100 excessNot included
AIGAIG Car Insurance Collision OnlyBuy NowS$1,064.82S$1,500.00Authorised workshopsOptional add-onNot included

No online price for this driver: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Ora 07 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$834.39+S$63.68
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$966.78+S$196.07
Add an NCD protectorKeeps the 50% NCD after one claim.S$897.91+S$127.20

Why it costs this

For a driver aged 40 with a 50% NCD on this Ora 07:

  • The Ora 07 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 14 insurers do not quote this driver online on this car: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Ora 07: Since 2 Nov 2026 the lowest price is down S$294.11 (28%), and the cheapest insurer has changed 2 times.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$770.71Allianz
A week ago 5 Nov 2026S$770.71Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this Ora 07, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Ora 07 insurance in Singapore?

From S$770.71 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Ora 07 83.5 kWh, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Ora 07 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$3,132.89 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD.

How much more is Ora 07 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,793.38, 2.3 times the S$770.71 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Ora 07?

Yes, today: S$2,085.81 a year at 40 against S$3,132.89 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Ora 07?

Allianz is cheapest for 61 of the 72 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.