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Typical car insurance quotes

Opel Agila insurance for a 35-year-old with a 50% NCD

Every insurer's price today for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Opel Agila, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Opel Agila driven by a 35-year-old with a 50% NCD is S$797.48 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Opel Agila on one page: https://shentonbrokers.com/prices/car/opel-agila

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/opel-agila/age-35-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 5% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$757.60).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
HL AssuranceCar Protect360 ComprehensiveBuy NowS$797.48S$1,200.00Any workshopYes, S$100 excessS$20,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Opel Agila and driver after one change, against S$797.48.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$938.22+S$140.74
Add an NCD protectorKeeps the 50% NCD after one claim.S$877.23+S$79.75

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Opel Agila has a 998cc engine.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$797.48HL Assurance
A week ago 5 Nov 2026S$797.48HL Assurance

The Opel Agila

  • Priced as a Opel Agila (998cc), registered 3 years ago.
  • With a 998cc engine, the Opel Agila needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
  • Road tax: about S$390.60 a year for a 998cc engine, before any surcharge for a car over 10 years old.
  • For a 35-year-old with a 50% NCD, the Opel Agila is the 377th cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 303rd cheapest, 5% more than the middle price of S$763.00.
  • Opel Agila review: list price, COE, road tax and insurance.
Similar cars for a 35-year-old with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Daihatsu CopenS$663.24HL Assurance
Ford Fiesta TitaniumS$723.71HL Assurance
Ford Focus Wagon TitaniumS$723.71HL Assurance
Chery QQS$734.99Allianz
Audi Q2S$763.00ECICS
Chery A1S$781.09Sompo
Audi A1S$797.48HL Assurance
Citroen C3S$813.43HL Assurance

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Opel Agila for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Opel Agila insurance for a 35-year-old with a 50% NCD?

From S$797.48 a year today at HL Assurance, across the 1 insurer that quote this driver online. That is for a driver aged 35, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Opel Agila, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 5% more than the S$757.60 a 40-year-old with a 50% NCD and no claims pays for the same Opel Agila.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 35-year-old with a 50% NCD for a Opel Agila online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.