Typical car insurance quotes
Opel Agila insurance for a 35-year-old with a 30% NCD
Every insurer's price today for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Opel Agila, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Opel Agila driven by a 35-year-old with a 30% NCD is S$1,240.52 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Opel Agila on one page: https://shentonbrokers.com/prices/car/opel-agila
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/opel-agila/age-35-30-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 64% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$757.60).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$1,240.52 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,459.44 | +S$218.92 |
| Add an NCD protectorKeeps the 30% NCD after one claim. | S$1,364.57 | +S$124.05 |
| Next year, with a 40% NCDAfter a year with no claim, at today's prices. | S$1,063.31 | −S$177.21 |
Why this driver pays this
- The no-claim discount comes off the premium: 30% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 64% more than what a 40-year-old with a 50% NCD pays (S$757.60).
- The car matters too: insurers group models by value, repair costs and claims; the Opel Agila has a 998cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,240.52 | HL Assurance |
| A week ago 5 Nov 2026 | S$1,240.52 | HL Assurance |
The Opel Agila
- Priced as a Opel Agila (998cc), registered 3 years ago.
- With a 998cc engine, the Opel Agila needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$390.60 a year for a 998cc engine, before any surcharge for a car over 10 years old.
- For a 35-year-old with a 30% NCD, the Opel Agila is the 519th cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 358th cheapest, 15% more than the middle price of S$1,077.36.
- Opel Agila review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Chery QQ | S$908.23 | ECICS |
| Ford Fiesta Titanium | S$908.23 | ECICS |
| Daihatsu Copen | S$1,031.71 | HL Assurance |
| Audi Q2 | S$1,056.50 | ECICS |
| Ford Focus Wagon Titanium | S$1,086.41 | Allianz |
| Chery A1 | S$1,093.54 | Sompo |
| Audi A1 | S$1,119.95 | MS First Capital |
| Citroen C3 | S$1,265.34 | HL Assurance |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Opel Agila for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
Questions people ask
How much is Opel Agila insurance for a 35-year-old with a 30% NCD?
From S$1,240.52 a year today at HL Assurance, across the 1 insurer that quote this driver online. That is for a driver aged 35, married, driving 4 years, a 30% no-claim discount, on a 3-year-old Opel Agila, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 64% more than the S$757.60 a 40-year-old with a 50% NCD and no claims pays for the same Opel Agila.
What would lower the price?
Next year, with a 40% NCD: the lowest price becomes S$1,063.31, S$177.21 less than today's S$1,240.52. After a year with no claim, at today's prices.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a 35-year-old with a 30% NCD for a Opel Agila online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.