Mitsubishi Carisma insurance for a 30-year-old with a 20% NCD

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Mitsubishi Carisma driven by a 30-year-old with a 20% NCD is S$2,617.65 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Mitsubishi Carisma on one page: https://shentonbrokers.com/prices/car/mitsubishi-carisma

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mitsubishi-carisma/age-30-20-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 2.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$968.21).

Why this driver pays this

• The no-claim discount comes off the premium: 20% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.7 times what a 40-year-old with a 50% NCD pays (S$968.21).
• The car matters too: insurers group models by value, repair costs and claims; the Mitsubishi Carisma has a 1,870cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

The Mitsubishi Carisma

• Priced as a Mitsubishi Carisma 1.9 DI-D Comfort Plus (1,870cc), registered 3 years ago.
• With a 1,870cc engine, above 1,600cc, the Mitsubishi Carisma 1.9 DI-D Comfort Plus needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$1,059.62 a year for a 1,870cc engine, before any surcharge for a car over 10 years old.
• For a 30-year-old with a 20% NCD, the Mitsubishi Carisma is the 870th cheapest of 995 car models to insure. Among 237 cars of 1,601cc to 2,000cc it is 221st cheapest, 45% more than the middle price of S$1,803.91.
• Mitsubishi Carisma review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien