Typical car insurance quotes
Toyota Harrier insurance for a 30-year-old with a 20% NCD
Every insurer's price today for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Toyota Harrier 2.0 E Panoramic, private use, comprehensive cover, repairs at an authorised workshop.
Prices as of 28 Oct 2026, GST included.
In short
On 28 Oct 2026, the cheapest comprehensive car insurance for a Toyota Harrier driven by a 30-year-old with a 20% NCD is S$1,450.17 a year (GST included) at India International, Comprehensive (any workshop or authorised workshops); 14 insurers quote this driver online, up to S$3,112.48 at AIG.
- 14 insurers quote this driver online.
Insurer by insurer
| Insurer | Premium | Excess |
|---|---|---|
| India InternationalComprehensive (any workshop or authorised workshops) | S$1,450.17 | S$600.00 |
| ECICSComprehensive | S$1,787.60 | S$750.00 |
| QBEPrivate Motor Prestige Comprehensive | S$1,982.09 | S$3,000.00 |
| SompoComprehensive Cover – Authorised Workshop Plan | S$2,013.94 | S$600.00 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop) | S$2,055.90 | S$2,500.00 |
| ERGOSMART Comprehensive | S$2,114.74 | S$500.00 |
| SinglifeMotor Lite | S$2,178.26 | S$3,000.00 |
| HL AssuranceCar Protect360 Comprehensive | S$2,180.20 | S$1,200.00 |
| AllianzAllianz Motor Protect Comprehensive | S$2,288.38 | S$2,000.00 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop) | S$2,629.29 | S$600.00 |
| MS First CapitalComprehensive | S$2,820.95 | S$500.00 |
| LibertyComprehensive Preferred Plan | S$3,032.83 | S$600.00 |
| UOIUniCar Comprehensive Value | S$3,080.30 | S$500.00 |
| AIGAIG Car Insurance Collision Only | S$3,112.48 | S$600.00 |
See this quote on the results page, with every plan and filter.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,611.30 | +S$161.13 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,130.42 | −S$319.75 |
| Next year, with a 30% NCDAfter a year with no claim, at today's prices. | S$1,205.45 | −S$244.72 |
Why this driver pays this
- The no-claim discount comes off the premium: 20% now, rising a step each year without a claim to 50% after five years.
- The car matters too: insurers group models by value, repair costs and claims; the Toyota Harrier has a 1,986cc engine.
Price history
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
The Toyota Harrier
- Priced as a Toyota Harrier 2.0 E Panoramic (1,986cc), registered 3 years ago.
- With a 1,986cc engine, above 1,600cc, the Toyota Harrier 2.0 E Panoramic needs a Category B COE (S$131,901 in the October 2026, 2nd round).
- Road tax: about S$1,195.68 a year for a 1,986cc engine, before any surcharge for a car over 10 years old.
- For a 30-year-old with a 20% NCD, the Toyota Harrier is the 204th cheapest of 590 car models to insure. Among 164 cars of 1,601cc to 2,000cc it is 21st cheapest, 19% less than the middle price of S$1,799.64.
- Toyota Harrier review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mazda CX-5 | S$1,408.12 | India International |
| Mercedes-Benz E-Class | S$1,746.56 | India International |
| BMW 5 Series | S$1,746.56 | India International |
| Mercedes-Benz GLC | S$1,912.42 | Sompo |
| BMW X3 | S$1,986.22 | ECICS |
| Lexus NX | S$2,013.08 | Sompo |
| BMW 3 Series | S$2,092.41 | Sompo |
| Lexus RX | S$2,171.26 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. The figures for every driver on this car are in a CSV file, updated daily.
The Toyota Harrier for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Toyota Harrier insurance for a 30-year-old with a 20% NCD?
From S$1,450.17 a year today at India International, up to S$3,112.48 at AIG, across the 14 insurers that quote this driver online. That is for a driver aged 30, single, driving 3 years, a 20% no-claim discount, on a 3-year-old Toyota Harrier 2.0 E Panoramic, private use, comprehensive cover, repairs at an authorised workshop.
What would lower the price?
Next year, with a 30% NCD: the lowest price becomes S$1,205.45, S$244.72 less than today's S$1,450.17. After a year with no claim, at today's prices.
Has the price changed?
Since 27 Oct 2026 the lowest price is unchanged, and India International has been cheapest throughout.
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.