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MINI Aceman insurance quotes by driver

What the MINI Aceman costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old MINI Aceman E 42.5 kWh, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a MINI Aceman on one page: https://shentonbrokers.com/prices/car/mini-aceman

On 12 Nov 2026, MINI Aceman insurance costs from S$662.61 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/mini-aceman

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$662.61 a year.
  • A 25-year-old new driver pays from S$2,693.48, 4.1 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,435.52, 3.7 times the settled driver's price.
  • Online prices here run from age 25 to 75; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountNo online price0
22, new driveraged 22, single, driving 1 year, no no-claim discountNo online price0
23, new driveraged 23, single, driving 1 year, no no-claim discountNo online price0
24, new driveraged 24, single, driving 1 year, no no-claim discountNo online price0
25, new driveraged 25, single, driving 1 year, no no-claim discountS$2,693.48Buy NowAllianzS$2,693.481
26, new driveraged 26, single, driving 1 year, no no-claim discountS$2,653.61Buy NowAllianzS$2,653.611
27, new driveraged 27, single, driving 1 year, no no-claim discountS$2,613.77Buy NowAllianzS$2,613.771
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$1,853.19Buy NowAllianzS$2,529.622
29, new driveraged 29, single, driving 1 year, no no-claim discountS$2,534.04Buy NowAllianzS$2,534.041
30, new driveraged 30, single, driving 1 year, no no-claim discountS$2,494.19Buy NowAllianzS$2,494.191
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$1,596.28Buy NowAllianzS$2,174.702
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$921.60Buy NowAllianzS$1,278.132
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$781.02Buy NowAllianzS$1,207.842
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$869.06Buy NowAllianzS$1,299.232
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$824.90Buy NowAllianzS$1,263.522
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$787.89Buy NowAllianzS$1,208.422
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$757.01Buy NowAllianzS$1,192.252
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,024.01Buy NowAllianzS$1,623.132
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$731.44Buy NowAllianzS$1,159.382
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$710.47Buy NowAllianzS$1,069.972
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$693.53Buy NowAllianzS$1,041.392
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$680.18Buy NowAllianzS$1,014.632
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$669.99Buy NowAllianzS$1,000.922
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$662.61Buy NowAllianzS$988.622
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$598.69Buy NowAllianzS$956.662
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,435.52Buy NowGreat EasternS$2,435.521
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$662.61Buy NowAllianzS$988.622
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$717.29Buy NowAllianzS$1,015.962
40, new driveraged 40, married, driving 1 year, no no-claim discountS$1,793.26Buy NowAllianzS$1,793.261
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$657.75Buy NowAllianzS$977.572
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$655.15Buy NowAllianzS$967.672
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$654.59Buy NowAllianzS$958.782
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$655.81Buy NowAllianzS$966.572
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$658.66Buy NowAllianzS$975.172
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$658.66Buy NowAllianzS$975.172
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$662.93Buy NowAllianzS$984.482
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$668.46Buy NowAllianzS$994.412
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$675.03Buy NowAllianzS$1,004.882
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$682.50Buy NowAllianzS$1,030.142
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$690.63Buy NowAllianzS$1,041.382
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$699.25Buy NowAllianzS$1,025.602
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$708.15Buy NowAllianzS$1,032.922
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$717.11Buy NowAllianzS$1,040.272
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$725.90Buy NowAllianzS$1,047.532
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$734.29Buy NowAllianzS$1,054.612
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$742.00Buy NowAllianzS$1,061.332
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$748.80Buy NowAllianzS$1,067.602
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$754.41Buy NowAllianzS$1,073.272
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$758.57Buy NowAllianzS$1,078.232
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$761.01Buy NowAllianzS$1,082.312
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$693.94Buy NowAllianzS$1,048.772
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$761.47Buy NowAllianzS$1,085.412
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$759.71Buy NowAllianzS$1,087.402
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$755.53Buy NowAllianzS$1,088.902
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$748.68Buy NowAllianzS$1,086.922
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$739.05Buy NowAllianzS$1,083.532
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,645.58Buy NowGreat EasternS$2,645.581
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$733.76Buy NowAllianzS$1,082.322
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$732.29Buy NowAllianzS$1,083.022
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$727.03Buy NowAllianzS$1,081.112
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$717.86Buy NowAllianzS$1,196.372
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$704.71Buy NowAllianzS$704.711
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$702.81Buy NowAllianzS$702.811
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$729.55Buy NowAllianzS$729.551
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$738.67Buy NowAllianzS$738.671
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$749.75Buy NowAllianzS$749.751
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$761.00Buy NowAllianzS$761.001
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountNo online price0
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountNo online price0
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountNo online price0
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountNo online price0
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountNo online price0

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the MINI Aceman · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowS$662.61S$2,000.00Authorised workshopsYes, S$100 excessNot included
Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy NowS$1,314.63S$900.00Any workshopYes, S$100 excessS$120,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this MINI Aceman after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$717.35+S$54.74
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$831.17+S$168.56
Add an NCD protectorKeeps the 50% NCD after one claim.S$771.97+S$109.36

Why it costs this

For a driver aged 40 with a 50% NCD on this MINI Aceman:

  • The MINI Aceman is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).

Price history

For a driver aged 40 with a 50% NCD on this MINI Aceman: Since 2 Nov 2026 the lowest price is down S$376.36 (36%), and the cheapest insurer has changed once.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$662.61Allianz
A week ago 5 Nov 2026S$662.61Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this MINI Aceman, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is MINI Aceman insurance in Singapore?

From S$662.61 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old MINI Aceman E 42.5 kWh, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is MINI Aceman insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,693.48 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD. 1 insurers quote this driver online, against 2 for the settled driver.

How much more is MINI Aceman insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,435.52, 3.7 times the S$662.61 with no claims.

Does a new driver aged 40 pay less than a young new driver for a MINI Aceman?

Yes, today: S$1,793.26 a year at 40 against S$2,693.48 at 25, both in their first year with no NCD.

Which insurer is cheapest for a MINI Aceman?

Allianz is cheapest for 61 of the 63 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.