Lexus car insurance

Lexus RZ insurance quotes by driver

What the Lexus RZ costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Lexus RZ 450e Executive 71.4 kWh, private use, comprehensive cover, repairs at an authorised workshop.

By Sabrina Tan, Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Lexus RZ on one page: https://shentonbrokers.com/prices/car/lexus-rz

On 12 Nov 2026, Lexus RZ insurance costs from S$1,134.88 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/lexus-rz

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

A settled driver (40, 50% NCD, no claims) pays from S$1,134.88 a year.
A 25-year-old new driver pays from S$4,613.23, 4.1 times the settled driver's price.
One S$5,000 claim takes the price to S$1,991.79, 76% more than the settled driver's price.
Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
Driver	Lowest	Typical	Insurers
21, new driveraged 21, single, driving 1 year, no no-claim discount	S$8,773.28 Buy NowAIG	S$8,890.04	2
22, new driveraged 22, single, driving 1 year, no no-claim discount	S$8,606.72 Buy NowSinglife	S$8,638.92	2
23, new driveraged 23, single, driving 1 year, no no-claim discount	S$6,586.76 Buy NowAIG	S$7,445.03	2
24, new driveraged 24, single, driving 1 year, no no-claim discount	S$6,517.63 Buy NowAIG	S$7,156.10	2
25, new driveraged 25, single, driving 1 year, no no-claim discount	S$4,613.23 Buy NowAllianz	S$6,315.18	3
26, new driveraged 26, single, driving 1 year, no no-claim discount	S$4,544.96 Buy NowAllianz	S$6,077.97	3
27, new driveraged 27, single, driving 1 year, no no-claim discount	S$4,476.71 Buy NowAllianz	S$5,905.35	3
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discount	S$3,174.04 Buy NowAllianz	S$4,597.42	4
29, new driveraged 29, single, driving 1 year, no no-claim discount	S$4,340.16 Buy NowAllianz	S$5,530.07	3
30, new driveraged 30, single, driving 1 year, no no-claim discount	S$4,271.91 Buy NowAllianz	S$5,297.69	3
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discount	S$2,734.01 Buy NowAllianz	S$3,575.98	4
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discount	S$1,578.47 Buy NowAllianz	S$2,049.89	4
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discount	S$1,337.69 Buy NowAllianz	S$1,890.18	4
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discount	S$1,488.48 Buy NowAllianz	S$2,047.44	4
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discount	S$1,412.84 Buy NowAllianz	S$1,985.83	4
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discount	S$1,349.45 Buy NowAllianz	S$1,796.16	4
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discount	S$1,296.56 Buy NowAllianz	S$1,741.78	4
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discount	S$1,753.87 Buy NowAllianz	S$2,291.01	4
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discount	S$1,252.75 Buy NowAllianz	S$1,696.90	4
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discount	S$1,216.84 Buy NowAllianz	S$1,607.98	4
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discount	S$1,187.85 Buy NowAllianz	S$1,564.94	4
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discount	S$1,164.98 Buy NowAllianz	S$1,521.90	4
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discount	S$1,147.52 Buy NowAllianz	S$1,504.77	4
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discount	S$1,134.88 Buy NowAllianz	S$1,487.66	4
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discount	S$1,025.40 Buy NowAllianz	S$1,501.87	4
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%	S$1,991.79 Buy NowAIG	S$3,133.22	3
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left	S$5,110.28 Buy NowSinglife	S$5,110.28	1
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount	S$1,134.88 Buy NowAllianz	S$1,487.18	4
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit points	S$1,228.54 Buy NowAllianz	S$1,612.72	4
40, new driveraged 40, married, driving 1 year, no no-claim discount	S$3,071.38 Buy NowAllianz	S$3,408.69	3
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discount	S$1,126.55 Buy NowAllianz	S$1,459.78	4
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discount	S$1,122.10 Buy NowAllianz	S$1,439.35	4
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discount	S$1,121.14 Buy NowAllianz	S$1,429.53	4
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discount	S$1,123.23 Buy NowAllianz	S$1,438.86	4
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discount	S$1,128.11 Buy NowAllianz	S$1,449.35	4
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit	S$1,128.11 Buy NowAllianz	S$1,449.35	4
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discount	S$1,135.44 Buy NowAllianz	S$1,463.43	4
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discount	S$1,144.90 Buy NowAllianz	S$1,484.24	4
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discount	S$1,156.16 Buy NowAllianz	S$1,511.52	4
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discount	S$1,168.93 Buy NowAllianz	S$1,554.10	4
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discount	S$1,182.87 Buy NowAllianz	S$1,585.81	4
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discount	S$1,197.63 Buy NowAllianz	S$1,572.64	4
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discount	S$1,212.88 Buy NowAllianz	S$1,599.71	4
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discount	S$1,228.23 Buy NowAllianz	S$1,614.50	4
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discount	S$1,243.28 Buy NowAllianz	S$1,638.89	4
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discount	S$1,257.65 Buy NowAllianz	S$1,653.68	4
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discount	S$1,270.86 Buy NowAllianz	S$1,667.59	4
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discount	S$1,282.51 Buy NowAllianz	S$1,681.50	4
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discount	S$1,292.11 Buy NowAllianz	S$1,689.52	4
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discount	S$1,299.23 Buy NowAllianz	S$1,697.11	4
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discount	S$1,303.40 Buy NowAllianz	S$1,702.40	4
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discount	S$1,188.53 Buy NowAllianz	S$1,625.31	4
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discount	S$1,304.19 Buy NowAllianz	S$1,706.81	4
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discount	S$1,301.19 Buy NowAllianz	S$1,705.67	4
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discount	S$1,294.02 Buy NowAllianz	S$1,687.83	4
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discount	S$1,282.29 Buy NowAllianz	S$1,670.27	4
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discount	S$1,265.80 Buy NowAllianz	S$1,703.51	4
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%	S$2,471.86 Buy NowAIG	S$3,216.80	3
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discount	S$1,256.75 Buy NowAllianz	S$1,705.88	4
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discount	S$1,254.21 Buy NowAllianz	S$1,705.14	4
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discount	S$1,245.22 Buy NowAllianz	S$1,705.25	4
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discount	S$1,229.51 Buy NowAllianz	S$1,723.34	4
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discount	S$1,206.98 Buy NowAllianz	S$1,671.43	3
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discount	S$1,203.73 Buy NowAllianz	S$1,671.43	3
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discount	S$1,249.53 Buy NowAllianz	S$1,671.43	3
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discount	S$1,265.15 Buy NowAllianz	S$1,671.43	3
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discount	S$1,284.13 Buy NowAllianz	S$1,671.43	3
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discount	S$1,303.39 Buy NowAllianz	S$1,744.10	3
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discount	S$1,744.10 Buy NowAIG	S$1,911.11	2
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discount	S$1,744.10 Buy NowAIG	S$1,911.11	2
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discount	S$1,744.10 Buy NowAIG	S$1,911.11	2
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discount	S$1,744.10 Buy NowAIG	S$1,911.11	2
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discount	S$2,078.11 Buy NowSinglife	S$2,129.13	2

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Lexus RZ · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
Insurer	Premium	Excess	Workshop	Windscreen	Personal accident
AllianzAllianz Electric Motor Protect ComprehensiveBuy Now	S$1,134.88	S$2,000.00	Authorised workshops	Yes, S$100 excess	Not included
AIGAIG Car Insurance Collision OnlyBuy Now	S$1,182.63	S$1,500.00	Authorised workshops	Optional add-on	Not included
Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy Now	S$1,792.68	S$900.00	Any workshop	Yes, S$100 excess	S$120,000
SinglifeMotor LiteBuy Now	S$1,908.66	S$300.00	Authorised workshops	Yes, S$100 excess	Not included

No online price for this driver: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Lexus RZ after one change.
Change	Lowest price	Difference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.	S$1,228.64	+S$93.76
Third party, fire and theftNo cover for damage to your own car in an accident you cause.	S$1,423.60	+S$288.72
Add an NCD protectorKeeps the 50% NCD after one claim.	S$1,322.20	+S$187.32

Why it costs this

For a driver aged 40 with a 50% NCD on this Lexus RZ:

The Lexus RZ is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
12 insurers do not quote this driver online on this car: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Lexus RZ: Since 2 Nov 2026 the lowest price is down S$47.75 (4%), and the cheapest insurer has changed 2 times.

When	Lowest price	Cheapest insurer
Today 12 Nov 2026	S$1,134.88	Allianz
A week ago 5 Nov 2026	S$1,134.88	Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this Lexus RZ, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Allianz: https://shentonbrokers.com/go/buy/car/allianz/ev-comprehensive?brand=lexus&model=lexus-rz-450e-executive-71-4-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=f&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

Questions people ask

How much is Lexus RZ insurance in Singapore?

From S$1,134.88 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Lexus RZ 450e Executive 71.4 kWh, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Lexus RZ insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$4,613.23 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD. 3 insurers quote this driver online, against 4 for the settled driver.

How much more is Lexus RZ insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,991.79, 76% more than the S$1,134.88 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Lexus RZ?

Yes, today: S$3,071.38 a year at 40 against S$4,613.23 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Lexus RZ?

Allianz is cheapest for 61 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.