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Land Rover Defender 90 insurance quotes by driver

What the Land Rover Defender 90 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Land Rover Defender 90 3.0 75th Limited Edition, private use, comprehensive cover, repairs at an authorised workshop.

Compare every insurer we price for a Land Rover Defender 90 on one page: https://shentonbrokers.com/prices/car/land-rover-defender-90

On 12 Nov 2026, Land Rover Defender 90 insurance costs from S$962.04 a year (ECICS) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/land-rover-defender-90

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$962.04 a year.
  • A 25-year-old new driver pays from S$5,435.61, 5.7 times the settled driver's price.
  • One S$5,000 claim takes the price to S$1,982.52, 2.1 times the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$8,559.04Buy NowMS First CapitalS$9,169.632
22, new driveraged 22, single, driving 1 year, no no-claim discountS$7,168.06Buy NowMS First CapitalS$8,406.822
23, new driveraged 23, single, driving 1 year, no no-claim discountS$7,168.06Buy NowMS First CapitalS$7,235.722
24, new driveraged 24, single, driving 1 year, no no-claim discountS$5,842.89Buy NowEtiqaS$7,168.063
25, new driveraged 25, single, driving 1 year, no no-claim discountS$5,435.61Buy NowEtiqaS$6,264.834
26, new driveraged 26, single, driving 1 year, no no-claim discountS$5,100.77Buy NowEtiqaS$6,217.874
27, new driveraged 27, single, driving 1 year, no no-claim discountS$4,797.24Buy NowEtiqaS$5,746.204
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$3,071.83Buy NowECICSS$3,946.215
29, new driveraged 29, single, driving 1 year, no no-claim discountS$4,313.89Buy NowEtiqaS$5,354.834
30, new driveraged 30, single, driving 1 year, no no-claim discountS$4,125.78Buy NowEtiqaS$5,307.894
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$1,890.62Buy NowECICSS$3,019.305
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$1,181.63Buy NowECICSS$1,837.785
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$1,181.63Buy NowECICSS$1,578.875
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$1,181.63Buy NowECICSS$1,569.125
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$1,160.72Buy NowECICSS$1,493.035
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$1,160.72Buy NowECICSS$1,425.285
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$1,108.43Buy NowECICSS$1,402.755
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,478.61Buy NowECICSS$1,986.785
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$1,056.16Buy NowECICSS$1,402.755
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,340.605
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,329.175
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,319.755
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,313.005
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,307.635
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,338.935
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$1,982.52Buy NowEtiqaS$1,991.993
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftS$3,055.88Buy NowECICSS$3,764.062
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,488.165
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$962.04Buy NowECICSS$1,376.455
40, new driveraged 40, married, driving 1 year, no no-claim discountS$3,101.61Buy NowEtiqaS$3,742.294
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,283.725
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,283.725
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,283.725
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,283.725
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,283.725
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$962.04Buy NowECICSS$1,283.725
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,347.615
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,375.315
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,402.755
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,402.755
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$962.04Buy NowECICSS$1,418.215
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,414.965
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,441.095
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,467.835
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,493.305
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,519.375
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,525.725
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,530.755
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,531.325
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,528.025
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,532.995
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$1,097.98Buy NowECICSS$1,463.345
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,532.185
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,526.855
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,511.335
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,488.095
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,455.895
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,205.17Buy NowEtiqaS$2,381.723
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,543.015
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,543.015
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,543.015
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$1,150.26Buy NowECICSS$1,543.015
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$1,202.55Buy NowECICSS$1,543.015
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$1,457.41Buy NowEtiqaS$1,612.214
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$1,482.47Buy NowEtiqaS$1,644.204
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$1,509.42Buy NowEtiqaS$1,655.114
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$1,538.93Buy NowEtiqaS$1,668.374
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$1,543.01Buy NowMS First CapitalS$1,695.834
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$1,683.29Buy NowMS First CapitalS$1,801.882
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$1,683.29Buy NowMS First CapitalS$1,801.882
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$1,683.29Buy NowMS First CapitalS$1,801.882
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$1,683.29Buy NowMS First CapitalS$1,801.882
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$2,400.57Buy NowAIGS$2,400.571

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Land Rover Defender 90 · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
ECICSComprehensiveBuy NowS$962.04S$5,000.00Authorised workshopsYes, S$100 excessS$50,000
MS First CapitalComprehensiveBuy NowS$1,283.72S$500.00Any workshopYes, S$100 excessS$20,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$1,307.63S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AIGAIG Car Insurance Collision OnlyBuy NowS$1,390.59S$900.00Authorised workshopsOptional add-onNot included
AllianzAllianz Motor Protect ComprehensiveBuy NowS$1,585.24S$2,000.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Land Rover Defender 90 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,283.72+S$321.68
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$927.36−S$34.68
Add an NCD protectorKeeps the 50% NCD after one claim.S$962.04the same

Why it costs this

For a driver aged 40 with a 50% NCD on this Land Rover Defender 90:

  • The car matters too: insurers group models by value, repair costs and claims; the Land Rover Defender 90 has a 2,996cc engine.
  • 11 insurers do not quote this driver online on this car: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Land Rover Defender 90: Since 2 Nov 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$962.04ECICS
A week ago 5 Nov 2026S$962.04ECICS

How these prices are worked out

Each price is what the insurer charges today for each driver on this Land Rover Defender 90, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Land Rover Defender 90 insurance in Singapore?

From S$962.04 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Land Rover Defender 90 3.0 75th Limited Edition, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Land Rover Defender 90 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$5,435.61 a year today at Etiqa, 5.7 times the price for a settled driver with a 50% NCD. 4 insurers quote this driver online, against 5 for the settled driver.

How much more is Land Rover Defender 90 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,982.52, 2.1 times the S$962.04 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Land Rover Defender 90?

Yes, today: S$3,101.61 a year at 40 against S$5,435.61 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Land Rover Defender 90?

ECICS is cheapest for 51 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.