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Kia EV4 insurance quotes by driver

What the Kia EV4 costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Kia EV4 58.3 kWh, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

Compare every insurer we price for a Kia EV4 on one page: https://shentonbrokers.com/prices/car/kia-ev4

On 12 Nov 2026, Kia EV4 insurance costs from S$706.65 a year (Allianz) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/kia-ev4

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$706.65 a year.
  • A 25-year-old new driver pays from S$2,872.51, 4.1 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,409.94, 3.4 times the settled driver's price.
  • Online prices here run from age 21 to 80; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$10,764.59Buy NowAIGS$10,764.591
22, new driveraged 22, single, driving 1 year, no no-claim discountS$10,645.04Buy NowAIGS$10,645.041
23, new driveraged 23, single, driving 1 year, no no-claim discountS$8,092.76Buy NowAIGS$8,092.761
24, new driveraged 24, single, driving 1 year, no no-claim discountS$8,008.22Buy NowAIGS$8,008.221
25, new driveraged 25, single, driving 1 year, no no-claim discountS$2,872.51Buy NowAllianzS$5,315.502
26, new driveraged 26, single, driving 1 year, no no-claim discountS$2,830.00Buy NowAllianzS$5,148.122
27, new driveraged 27, single, driving 1 year, no no-claim discountS$2,787.51Buy NowAllianzS$5,021.292
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$1,976.37Buy NowAllianzS$3,944.642
29, new driveraged 29, single, driving 1 year, no no-claim discountS$2,702.48Buy NowAllianzS$4,748.202
30, new driveraged 30, single, driving 1 year, no no-claim discountS$2,659.98Buy NowAllianzS$4,582.752
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$1,702.38Buy NowAllianzS$2,966.082
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$982.87Buy NowAllianzS$1,628.862
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$832.94Buy NowAllianzS$1,363.502
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$926.83Buy NowAllianzS$1,349.292
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$879.73Buy NowAllianzS$1,297.902
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$840.27Buy NowAllianzS$1,256.672
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$807.32Buy NowAllianzS$1,212.252
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,092.07Buy NowAllianzS$1,736.542
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$780.05Buy NowAllianzS$1,178.142
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$757.69Buy NowAllianzS$1,147.202
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$739.63Buy NowAllianzS$1,118.442
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$725.39Buy NowAllianzS$1,091.582
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$714.52Buy NowAllianzS$1,079.432
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$706.65Buy NowAllianzS$1,068.782
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$638.49Buy NowAllianzS$1,053.332
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,409.94Buy NowAIGS$2,409.941
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$706.65Buy NowAllianzS$1,058.302
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$764.97Buy NowAllianzS$1,097.942
40, new driveraged 40, married, driving 1 year, no no-claim discountS$1,912.45Buy NowAllianzS$3,040.072
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$701.47Buy NowAllianzS$1,046.072
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$698.70Buy NowAllianzS$1,034.172
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$698.10Buy NowAllianzS$1,036.582
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$699.40Buy NowAllianzS$1,036.872
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$702.44Buy NowAllianzS$1,038.842
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$702.44Buy NowAllianzS$1,038.842
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$706.99Buy NowAllianzS$1,046.702
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$712.90Buy NowAllianzS$1,062.792
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$719.90Buy NowAllianzS$1,088.192
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$727.86Buy NowAllianzS$1,117.412
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$736.54Buy NowAllianzS$1,139.912
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$745.73Buy NowAllianzS$1,162.612
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$755.22Buy NowAllianzS$1,195.932
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$764.77Buy NowAllianzS$1,213.872
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$774.15Buy NowAllianzS$1,243.902
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$783.09Buy NowAllianzS$1,261.532
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$791.32Buy NowAllianzS$1,278.122
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$798.58Buy NowAllianzS$1,294.232
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$804.56Buy NowAllianzS$1,302.762
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$808.99Buy NowAllianzS$1,310.172
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$811.59Buy NowAllianzS$1,313.712
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$740.06Buy NowAllianzS$1,186.202
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$812.08Buy NowAllianzS$1,315.502
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$810.21Buy NowAllianzS$1,312.812
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$805.74Buy NowAllianzS$1,307.782
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$798.45Buy NowAllianzS$1,301.342
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$788.17Buy NowAllianzS$1,294.102
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$3,031.58Buy NowAIGS$3,031.581
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$782.54Buy NowAllianzS$1,288.492
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$780.96Buy NowAllianzS$1,285.602
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$775.35Buy NowAllianzS$1,282.102
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$765.58Buy NowAllianzS$1,277.212
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$751.55Buy NowAllianzS$1,404.362
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$749.52Buy NowAllianzS$1,403.352
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$778.04Buy NowAllianzS$1,417.612
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$787.77Buy NowAllianzS$1,422.472
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$799.59Buy NowAllianzS$1,428.382
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$811.58Buy NowAllianzS$1,479.102
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$2,146.61Buy NowAIGS$2,146.611
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$2,146.61Buy NowAIGS$2,146.611
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$2,146.61Buy NowAIGS$2,146.611
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$2,146.61Buy NowAIGS$2,146.611
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$2,683.29Buy NowAIGS$2,683.291

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia EV4 · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowS$706.65S$2,000.00Authorised workshopsYes, S$100 excessNot included
AIGAIG Car Insurance Collision OnlyBuy NowS$1,430.91S$1,500.00Authorised workshopsOptional add-onNot included

No online price for this driver: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Kia EV4 after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$765.03+S$58.38
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$886.44+S$179.79
Add an NCD protectorKeeps the 50% NCD after one claim.S$823.29+S$116.64

Why it costs this

For a driver aged 40 with a 50% NCD on this Kia EV4:

  • The Kia EV4 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 14 insurers do not quote this driver online on this car: DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Kia EV4: Since 2 Nov 2026 the lowest price is down S$401.42 (36%), and the cheapest insurer has changed once.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$706.65Allianz
A week ago 5 Nov 2026S$706.65Allianz (estimate)

How these prices are worked out

Each price is what the insurer charges today for each driver on this Kia EV4, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Kia EV4 insurance in Singapore?

From S$706.65 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia EV4 58.3 kWh, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Kia EV4 insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$2,872.51 a year today at Allianz, 4.1 times the price for a settled driver with a 50% NCD.

How much more is Kia EV4 insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,409.94, 3.4 times the S$706.65 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Kia EV4?

Yes, today: S$1,912.45 a year at 40 against S$2,872.51 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Kia EV4?

Allianz is cheapest for 61 of the 72 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.