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Kia cee'd SPRTy Wagon insurance quotes by driver

What the Kia cee'd SPRTy Wagon costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Kia cee'd SPRTy Wagon 2.0, private use, comprehensive cover, repairs at an authorised workshop.

Compare every insurer we price for a Kia cee'd SPRTy Wagon on one page: https://shentonbrokers.com/prices/car/kia-cee-d-sprty-wagon

On 12 Nov 2026, Kia cee'd SPRTy Wagon insurance costs from S$845.27 a year (HL Assurance) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/kia-cee-d-sprty-wagon

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$845.27 a year.
  • One S$5,000 claim takes the price to S$1,901.40, 2.2 times the settled driver's price.
  • Online prices here run from age 28 to 69; some drivers get no online price at all.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountNo online price0
22, new driveraged 22, single, driving 1 year, no no-claim discountNo online price0
23, new driveraged 23, single, driving 1 year, no no-claim discountNo online price0
24, new driveraged 24, single, driving 1 year, no no-claim discountNo online price0
25, new driveraged 25, single, driving 1 year, no no-claim discountNo online price0
26, new driveraged 26, single, driving 1 year, no no-claim discountNo online price0
27, new driveraged 27, single, driving 1 year, no no-claim discountNo online price0
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$2,969.57Buy NowHL AssuranceS$2,969.571
29, new driveraged 29, single, driving 1 year, no no-claim discountNo online price0
30, new driveraged 30, single, driving 1 year, no no-claim discountNo online price0
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$2,285.25Buy NowHL AssuranceS$2,285.251
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$1,093.07Buy NowHL AssuranceS$1,184.622
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$1,038.41Buy NowHL AssuranceS$1,157.292
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$996.53Buy NowHL AssuranceS$1,173.332
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$960.93Buy NowHL AssuranceS$1,144.892
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$934.25Buy NowHL AssuranceS$1,102.982
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$907.54Buy NowHL AssuranceS$1,089.062
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$1,384.07Buy NowHL AssuranceS$1,559.482
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$889.76Buy NowHL AssuranceS$1,064.482
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$871.97Buy NowHL AssuranceS$993.972
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$863.07Buy NowHL AssuranceS$973.832
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$854.18Buy NowHL AssuranceS$953.702
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$845.27Buy NowHL AssuranceS$942.522
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$845.27Buy NowHL AssuranceS$935.802
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$803.00Buy NowHL AssuranceS$914.662
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$1,901.40Buy NowGreat EasternS$1,901.401
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftNo online price0
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$938.25Buy NowHL AssuranceS$982.292
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$845.27Buy NowHL AssuranceS$935.802
40, new driveraged 40, married, driving 1 year, no no-claim discountNo online price0
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$836.38Buy NowHL AssuranceS$924.632
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$836.38Buy NowHL AssuranceS$917.912
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$845.27Buy NowHL AssuranceS$915.632
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$845.27Buy NowHL AssuranceS$921.242
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$845.27Buy NowHL AssuranceS$926.832
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$803.00Buy NowHL AssuranceS$905.702
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$854.18Buy NowHL AssuranceS$936.892
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$854.18Buy NowHL AssuranceS$942.492
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$863.06Buy NowHL AssuranceS$952.542
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$863.06Buy NowHL AssuranceS$969.342
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$871.97Buy NowHL AssuranceS$979.402
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$880.86Buy NowHL AssuranceS$968.162
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$889.76Buy NowHL AssuranceS$974.852
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$898.67Buy NowHL AssuranceS$981.552
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$898.65Buy NowHL AssuranceS$983.772
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$907.56Buy NowHL AssuranceS$990.482
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$916.45Buy NowHL AssuranceS$997.162
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$925.34Buy NowHL AssuranceS$1,003.852
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$925.36Buy NowHL AssuranceS$1,006.092
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$934.25Buy NowHL AssuranceS$1,012.782
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$934.25Buy NowHL AssuranceS$1,015.022
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$887.53Buy NowHL AssuranceS$991.662
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$943.16Buy NowHL AssuranceS$1,021.722
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$943.16Buy NowHL AssuranceS$1,023.962
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$943.14Buy NowHL AssuranceS$1,026.752
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$934.25Buy NowHL AssuranceS$1,023.432
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$1,114.84Buy NowGreat EasternS$1,114.841
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,065.39Buy NowGreat EasternS$2,065.391
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$1,117.08Buy NowGreat EasternS$1,117.081
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$1,119.31Buy NowGreat EasternS$1,119.311
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$1,120.44Buy NowGreat EasternS$1,120.441
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$1,307.56Buy NowGreat EasternS$1,307.561
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountNo online price0
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountNo online price0
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountNo online price0
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountNo online price0
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountNo online price0
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountNo online price0
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountNo online price0
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountNo online price0
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountNo online price0
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountNo online price0
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountNo online price0

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Kia cee'd SPRTy Wagon · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
HL AssuranceCar Protect360 ComprehensiveBuy NowS$845.27S$1,200.00Any workshopYes, S$100 excessS$20,000
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowS$1,026.32S$600.00Authorised workshopsYes, S$100 excessS$120,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Kia cee'd SPRTy Wagon after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$994.44+S$149.17
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$975.01+S$129.74
Add an NCD protectorKeeps the 50% NCD after one claim.S$929.80+S$84.53

Why it costs this

For a driver aged 40 with a 50% NCD on this Kia cee'd SPRTy Wagon:

  • The car matters too: insurers group models by value, repair costs and claims; the Kia cee'd SPRTy Wagon has a 1,975cc engine.
  • 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Kia cee'd SPRTy Wagon: Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$845.27HL Assurance
A week ago 5 Nov 2026S$845.27HL Assurance

How these prices are worked out

Each price is what the insurer charges today for each driver on this Kia cee'd SPRTy Wagon, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Kia cee'd SPRTy Wagon insurance in Singapore?

From S$845.27 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Kia cee'd SPRTy Wagon 2.0, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much more is Kia cee'd SPRTy Wagon insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$1,901.40, 2.2 times the S$845.27 with no claims.

Which insurer is cheapest for a Kia cee'd SPRTy Wagon?

HL Assurance is cheapest for 44 of the 51 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.