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Cupra Ateca insurance quotes by driver

What the Cupra Ateca costs to insure today for 73 typical drivers, every age from 21 to 80, on a 3-year-old Cupra Ateca 2.0 TSI DSG, private use, comprehensive cover, repairs at an authorised workshop.

Compare every insurer we price for a Cupra Ateca on one page: https://shentonbrokers.com/prices/car/cupra-ateca

On 12 Nov 2026, Cupra Ateca insurance costs from S$1,780.69 a year (Singlife) for a driver aged 40 with 10 years' driving and a 50% NCD, GST included.

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/cupra-ateca

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

In short

  • A settled driver (40, 50% NCD, no claims) pays from S$1,780.69 a year.
  • A 25-year-old new driver pays from S$6,687.40, 3.8 times the settled driver's price.
  • One S$5,000 claim takes the price to S$2,885.67, 62% more than the settled driver's price.
  • Online prices here run from age 21 to 80; every driver here gets an online price.

Driver by driver

Each driver's lowest premium and the middle insurer's lowest (typical), GST included. Open a price to see the quote with these answers.
DriverLowestTypicalInsurers
21, new driveraged 21, single, driving 1 year, no no-claim discountS$8,218.41Buy NowSinglifeS$8,218.411
22, new driveraged 22, single, driving 1 year, no no-claim discountS$7,855.41Buy NowSinglifeS$7,855.411
23, new driveraged 23, single, driving 1 year, no no-claim discountS$7,581.38Buy NowSinglifeS$7,581.381
24, new driveraged 24, single, driving 1 year, no no-claim discountS$7,117.94Buy NowSinglifeS$7,117.941
25, new driveraged 25, single, driving 1 year, no no-claim discountS$6,687.40Buy NowSinglifeS$6,687.401
26, new driveraged 26, single, driving 1 year, no no-claim discountS$6,280.39Buy NowSinglifeS$6,280.391
27, new driveraged 27, single, driving 1 year, no no-claim discountS$5,895.65Buy NowSinglifeS$5,895.651
28, 10% NCDaged 28, single, driving 2 years, a 10% no-claim discountS$4,507.66Buy NowSinglifeS$4,507.661
29, new driveraged 29, single, driving 1 year, no no-claim discountS$5,274.64Buy NowSinglifeS$5,274.641
30, new driveraged 30, single, driving 1 year, no no-claim discountS$4,961.95Buy NowSinglifeS$4,961.951
30, 20% NCDaged 30, single, driving 3 years, a 20% no-claim discountS$3,391.69Buy NowSinglifeS$3,391.691
30, 50% NCDaged 30, single, driving 6 years, a 50% no-claim discountS$2,379.02Buy NowSinglifeS$2,379.021
30, woman, 50% NCDaged 30, female, single, driving 6 years, a 50% no-claim discountS$2,137.63Buy NowSinglifeS$2,137.631
31, 50% NCDaged 31, married, driving 7 years, a 50% no-claim discountS$2,250.90Buy NowSinglifeS$2,250.901
32, 50% NCDaged 32, married, driving 8 years, a 50% no-claim discountS$2,130.29Buy NowSinglifeS$2,130.291
33, 50% NCDaged 33, married, driving 9 years, a 50% no-claim discountS$2,063.52Buy NowSinglifeS$2,063.521
34, 50% NCDaged 34, married, driving 10 years, a 50% no-claim discountS$2,003.16Buy NowSinglifeS$2,003.161
35, 30% NCDaged 35, married, driving 4 years, a 30% no-claim discountS$2,429.13Buy NowSinglifeS$2,429.131
35, 50% NCDaged 35, married, driving 10 years, a 50% no-claim discountS$1,951.25Buy NowSinglifeS$1,951.251
36, 50% NCDaged 36, married, driving 10 years, a 50% no-claim discountS$1,903.82Buy NowSinglifeS$1,903.821
37, 50% NCDaged 37, married, driving 10 years, a 50% no-claim discountS$1,859.74Buy NowSinglifeS$1,859.741
38, 50% NCDaged 38, married, driving 10 years, a 50% no-claim discountS$1,830.31Buy NowSinglifeS$1,830.311
39, 50% NCDaged 39, married, driving 10 years, a 50% no-claim discountS$1,803.42Buy NowSinglifeS$1,803.421
40, 50% NCDaged 40, married, driving 10 years, a 50% no-claim discountS$1,780.69Buy NowSinglifeS$1,780.691
40, woman, 50% NCDaged 40, female, married, driving 10 years, a 50% no-claim discountS$1,699.02Buy NowSinglifeS$1,699.021
40, after one claimaged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,885.67Buy NowSinglifeS$2,885.671
40, after two claimsaged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD leftS$4,675.74Buy NowSinglifeS$4,675.741
40, outdoor workaged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discountS$1,780.69Buy NowSinglifeS$1,780.691
40, demerit pointsaged 40, married, driving 10 years, a 50% no-claim discount, some demerit pointsS$1,780.69Buy NowSinglifeS$1,780.691
40, new driveraged 40, married, driving 1 year, no no-claim discountS$3,700.72Buy NowSinglifeS$3,700.721
41, 50% NCDaged 41, married, driving 11 years, a 50% no-claim discountS$1,758.77Buy NowSinglifeS$1,758.771
42, 50% NCDaged 42, married, driving 12 years, a 50% no-claim discountS$1,751.39Buy NowSinglifeS$1,751.391
43, 50% NCDaged 43, married, driving 13 years, a 50% no-claim discountS$1,745.55Buy NowSinglifeS$1,745.551
44, 50% NCDaged 44, married, driving 14 years, a 50% no-claim discountS$1,740.41Buy NowSinglifeS$1,740.411
45, 50% NCDaged 45, married, driving 15 years, a 50% no-claim discountS$1,736.35Buy NowSinglifeS$1,736.351
45, Certificate of Meritaged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of MeritS$1,736.35Buy NowSinglifeS$1,736.351
46, 50% NCDaged 46, married, driving 16 years, a 50% no-claim discountS$1,736.18Buy NowSinglifeS$1,736.181
47, 50% NCDaged 47, married, driving 17 years, a 50% no-claim discountS$1,737.03Buy NowSinglifeS$1,737.031
48, 50% NCDaged 48, married, driving 18 years, a 50% no-claim discountS$1,738.42Buy NowSinglifeS$1,738.421
49, 50% NCDaged 49, married, driving 19 years, a 50% no-claim discountS$1,739.55Buy NowSinglifeS$1,739.551
50, 50% NCDaged 50, married, driving 20 years, a 50% no-claim discountS$1,796.60Buy NowSinglifeS$1,796.601
51, 50% NCDaged 51, married, driving more than 20 years, a 50% no-claim discountS$1,809.05Buy NowSinglifeS$1,809.051
52, 50% NCDaged 52, married, driving more than 20 years, a 50% no-claim discountS$1,811.25Buy NowSinglifeS$1,811.251
53, 50% NCDaged 53, married, driving more than 20 years, a 50% no-claim discountS$1,819.11Buy NowSinglifeS$1,819.111
54, 50% NCDaged 54, married, driving more than 20 years, a 50% no-claim discountS$1,829.06Buy NowSinglifeS$1,829.061
55, 50% NCDaged 55, married, driving more than 20 years, a 50% no-claim discountS$1,832.75Buy NowSinglifeS$1,832.751
56, 50% NCDaged 56, married, driving more than 20 years, a 50% no-claim discountS$1,835.61Buy NowSinglifeS$1,835.611
57, 50% NCDaged 57, married, driving more than 20 years, a 50% no-claim discountS$1,838.99Buy NowSinglifeS$1,838.991
58, 50% NCDaged 58, married, driving more than 20 years, a 50% no-claim discountS$1,841.65Buy NowSinglifeS$1,841.651
59, 50% NCDaged 59, married, driving more than 20 years, a 50% no-claim discountS$1,843.02Buy NowSinglifeS$1,843.021
60, 50% NCDaged 60, married, driving more than 20 years, a 50% no-claim discountS$1,827.08Buy NowSinglifeS$1,827.081
60, woman, 50% NCDaged 60, female, married, driving more than 20 years, a 50% no-claim discountS$1,995.93Buy NowSinglifeS$1,995.931
61, 50% NCDaged 61, married, driving more than 20 years, a 50% no-claim discountS$1,805.06Buy NowSinglifeS$1,805.061
62, 50% NCDaged 62, married, driving more than 20 years, a 50% no-claim discountS$1,781.46Buy NowSinglifeS$1,781.461
63, 50% NCDaged 63, married, driving more than 20 years, a 50% no-claim discountS$1,753.32Buy NowSinglifeS$1,753.321
64, 50% NCDaged 64, married, driving more than 20 years, a 50% no-claim discountS$1,725.62Buy NowSinglifeS$1,725.621
65, 50% NCDaged 65, married, driving more than 20 years, a 50% no-claim discountS$1,786.83Buy NowSinglifeS$1,786.831
65, after one claimaged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%S$2,935.22Buy NowSinglifeS$2,935.221
66, 50% NCDaged 66, married, driving more than 20 years, a 50% no-claim discountS$1,798.78Buy NowSinglifeS$1,798.781
67, 50% NCDaged 67, married, driving more than 20 years, a 50% no-claim discountS$1,811.65Buy NowSinglifeS$1,811.651
68, 50% NCDaged 68, married, driving more than 20 years, a 50% no-claim discountS$1,823.59Buy NowSinglifeS$1,823.591
69, 50% NCDaged 69, married, driving more than 20 years, a 50% no-claim discountS$1,836.45Buy NowSinglifeS$1,836.451
70, 50% NCDaged 70, married, driving more than 20 years, a 50% no-claim discountS$1,848.41Buy NowSinglifeS$1,848.411
71, 50% NCDaged 71, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
72, 50% NCDaged 72, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
73, 50% NCDaged 73, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
74, 50% NCDaged 74, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
75, 50% NCDaged 75, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
76, 50% NCDaged 76, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
77, 50% NCDaged 77, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
78, 50% NCDaged 78, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
79, 50% NCDaged 79, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571
80, 50% NCDaged 80, married, driving more than 20 years, a 50% no-claim discountS$1,914.57Buy NowSinglifeS$1,914.571

Budget Direct, FWD, Income, MSIG quote live on our results page with your own answers, so they are not counted here. Every plan for the Cupra Ateca · This table as CSV · Compare with your own details.

A full quote: a driver aged 40 with a 50% NCD

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SinglifeMotor LiteBuy NowS$1,780.69S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter.

What would change the price

Today's lowest price for a driver aged 40 with a 50% NCD on this Cupra Ateca after one change.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,920.95+S$140.26
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,976.56+S$195.87

Why it costs this

For a driver aged 40 with a 50% NCD on this Cupra Ateca:

  • The car matters too: insurers group models by value, repair costs and claims; the Cupra Ateca has a 1,984cc engine.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

For a driver aged 40 with a 50% NCD on this Cupra Ateca: Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,780.69Singlife
A week ago 5 Nov 2026S$1,780.69Singlife

How these prices are worked out

Each price is what the insurer charges today for each driver on this Cupra Ateca, GST included: from the rates and plans insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that sells car insurance online. This table is in a CSV file, updated daily.

Questions people ask

How much is Cupra Ateca insurance in Singapore?

From S$1,780.69 a year today for a driver aged 40 with 10 years' driving and a 50% NCD, on a 3-year-old Cupra Ateca 2.0 TSI DSG, private use, comprehensive cover, repairs at an authorised workshop. Young and new drivers, and drivers with claims, pay more: see the table for 73 drivers.

How much is Cupra Ateca insurance for a new driver?

For a 25-year-old in their first year of driving with no NCD, from S$6,687.40 a year today at Singlife, 3.8 times the price for a settled driver with a 50% NCD.

How much more is Cupra Ateca insurance after a claim?

After one S$5,000 claim, with the NCD cut from 50% to 20%, the lowest price today is S$2,885.67, 62% more than the S$1,780.69 with no claims.

Does a new driver aged 40 pay less than a young new driver for a Cupra Ateca?

Yes, today: S$3,700.72 a year at 40 against S$6,687.40 at 25, both in their first year with no NCD.

Which insurer is cheapest for a Cupra Ateca?

Singlife is cheapest for 73 of the 73 drivers here today. Which insurer is cheapest depends on the driver, so compare with your own details.