Audi A4L insurance for a 65-year-old after a claim

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Audi A4L driven by a 65-year-old after a claim is S$2,450.93 a year (GST included) at ERGO, SMART Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Audi A4L on one page: https://shentonbrokers.com/prices/car/audi-a4l

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-a4l/age-65-after-a-claim

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 2.5 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$993.76).

Why this driver pays this

• An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 84% more than what the same driver with no claims and a 50% NCD pays (S$1,329.32).
• From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
• The car matters too: insurers group models by value, repair costs and claims; the Audi A4L has a 1,798cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and ERGO has been cheapest throughout.

The Audi A4L

• Priced as a Audi A4L 1.8 TFSI (CN) (1,798cc), registered 3 years ago.
• With a 1,798cc engine, above 1,600cc, the Audi A4L 1.8 TFSI (CN) needs a Category B COE (S$132,334 in the November 2026, 1st round).
• Road tax: about S$975.16 a year for a 1,798cc engine, before any surcharge for a car over 10 years old.
• For a 65-year-old after a claim, the Audi A4L is the 751st cheapest of 921 car models to insure. Among 227 cars of 1,601cc to 2,000cc it is 188th cheapest, 29% more than the middle price of S$1,898.24.
• Audi A4L review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=audi&model=audi-a4l-1-8-tfsi-cn&ncd=20&licenceYears=21&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=yes&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised&claimCount=1&claimAmount=5000