Typical car insurance quotes
Audi A4L insurance for a 55-year-old with a 50% NCD
Every insurer's price today for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A4L 1.8 TFSI (CN), private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Audi A4L driven by a 55-year-old with a 50% NCD is S$1,066.99 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; 3 insurers quote this driver online, up to S$1,963.96 at QBE.
Compare every insurer we price for a Audi A4L on one page: https://shentonbrokers.com/prices/car/audi-a4l
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-a4l/age-55-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 3 insurers quote this driver online; 13 do not.
- That is 7% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$993.76).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$1,066.99 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| ERGOSMART ComprehensiveBuy Now | S$1,278.50 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| QBEPrivate Motor Prestige ComprehensiveBuy Now | S$1,963.96 | S$3,000.00 | Authorised workshops | Yes, no excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,255.29 | +S$188.30 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,057.84 | −S$9.15 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,173.69 | +S$106.70 |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Audi A4L has a 1,798cc engine.
- 13 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,066.99 | HL Assurance |
| A week ago 5 Nov 2026 | S$1,066.99 | HL Assurance |
The Audi A4L
- Priced as a Audi A4L 1.8 TFSI (CN) (1,798cc), registered 3 years ago.
- With a 1,798cc engine, above 1,600cc, the Audi A4L 1.8 TFSI (CN) needs a Category B COE (S$132,334 in the November 2026, 1st round).
- Road tax: about S$975.16 a year for a 1,798cc engine, before any surcharge for a car over 10 years old.
- For a 55-year-old with a 50% NCD, the Audi A4L is the 752nd cheapest of 995 car models to insure. Among 237 cars of 1,601cc to 2,000cc it is 190th cheapest, 11% more than the middle price of S$959.71.
- Audi A4L review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia Cerato | S$763.00 | ECICS |
| Toyota Corolla Altis | S$765.76 | HL Assurance |
| Hyundai Kona | S$774.22 | ECICS |
| Hyundai Avante | S$817.23 | ECICS |
| Toyota Voxy | S$819.67 | HL Assurance |
| Toyota Harrier | S$830.53 | ECICS |
| BMW 5 Series | S$904.35 | ECICS |
| Mercedes-Benz E-Class | S$963.44 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Audi A4L for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=audi&model=audi-a4l-1-8-tfsi-cn&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1971-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=audi&model=audi-a4l-1-8-tfsi-cn&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1971-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Audi A4L insurance for a 55-year-old with a 50% NCD?
From S$1,066.99 a year today at HL Assurance, up to S$1,963.96 at QBE, across the 3 insurers that quote this driver online. That is for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A4L 1.8 TFSI (CN), private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 7% more than the S$993.76 a 40-year-old with a 50% NCD and no claims pays for the same Audi A4L.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.
Which insurers do not quote a 55-year-old with a 50% NCD for a Audi A4L online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.