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Proton Waja car insurance: compare insurers and buy online

Proton Waja 1.6, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Proton Waja 1.6, 3 years old, 50% no-claim discount from 10 insurers on this page: S$705.56 to S$1,821.37 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Proton Waja 1.6, 3 years old, 50% no-claim discount is S$705.56 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 10 insurers price it online, up to S$1,821.37 (as at 31 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/proton-waja

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Proton Waja in short

For the driver above, HL Assurance is cheapest for the Proton Waja today, at S$705.56 for its Car Protect360 Comprehensive plan. 10 insurers price it; the dearest of them, Etiqa, asks at least S$1,455.39, S$749.83 (106% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$1,486.97, 111% more. Against 6 similar cars (below) it costs 1% less than their average lowest price of S$715.05; 2 of them are cheaper to insure.

What we assumed

  • Proton Waja 1.6
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$940.75S$705.56S$1,200.0020 Oct 2026
ECICSComprehensiveBuy NowComprehensiveS$869.01S$763.00code SPECIAL15S$5,000.0031 Oct 2026
LibertyComprehensive Preferred PlanBuy NowComprehensive Preferred PlanS$888.58S$600.0022 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$898.35S$600.0020 Oct 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$900.37S$500.0020 Oct 2026
ECICSComprehensive (S$750 excess)Buy NowComprehensive (S$750 excess)S$1,086.26S$923.32code SPECIAL15S$750.0031 Oct 2026
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowDrive and Save Plus Comprehensive (Authorised Workshop)S$954.93S$600.0020 Oct 2026
ECICSComprehensive Family NCD BuilderBuy NowComprehensive Family NCD BuilderS$1,219.01S$1,113.00code SPECIAL15S$5,000.0031 Oct 2026
IncomeDrivo ClassicBuy NowDrivo ClassicS$1,131.67S$600.0020 Oct 2026
FWDDrivo ClassicBuy NowDrivo ClassicS$1,131.67S$600.0020 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$1,223.66S$300.0031 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$1,329.44S$300.0031 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,819.24S$1,455.39code TIQCAR20S$2,500.0020 Oct 2026
IncomeDrivo PremiumBuy NowDrivo PremiumS$1,471.17S$600.0020 Oct 2026
FWDDrivo PremiumBuy NowDrivo PremiumS$1,471.17S$600.0020 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$1,821.37S$300.0031 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=proton&model=proton-waja-1-6&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Proton Waja price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$705.56 (as at 20 Oct 2026)10HL Assurance
The same driver with no NCD (0%)S$1,477.31 (as at 31 Oct 2026)S$771.75 more10ECICS
The same driver with 20% NCDS$1,181.85 (as at 31 Oct 2026)S$476.29 more10ECICS
Driver aged 27, 3 years’ driving, 30% NCDS$1,486.97 (as at 22 Oct 2026)S$781.41 more10Liberty
Driver aged 65, 20 years’ driving, 50% NCDS$883.17 (as at 31 Oct 2026)S$177.61 more9ECICS
A new car (registered this year)S$750.58 (as at 20 Oct 2026)S$45.02 more10HL Assurance
A car 8 years oldS$690.54 (as at 20 Oct 2026)S$15.02 less10HL Assurance

Open a line to get a quote with those answers filled in. Quotes by driver: the Proton Waja priced for 73 typical drivers, from new drivers to over-70s.

Proton Waja insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,504.91India InternationalS$2,886.73India InternationalS$2,565.99India InternationalS$2,132.98India InternationalNot possibleNot possible
22S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$1,576.90India InternationalNot possible
23–24S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$1,576.90India InternationalS$1,314.08India International
25S$2,531.90India InternationalS$2,084.88India InternationalS$1,853.22India InternationalS$2,145.94MS First CapitalS$1,839.39MS First CapitalS$1,532.82MS First Capital
26S$2,531.90India InternationalS$2,084.88India InternationalS$1,853.22India InternationalS$1,775.99ECICSS$1,522.27ECICSS$1,268.56ECICS
27S$2,183.86ECICSS$1,965.47ECICSS$1,709.38HL AssuranceS$1,424.49HL AssuranceS$1,220.99HL AssuranceS$1,017.49HL Assurance
28S$1,960.14India InternationalS$1,897.00HL AssuranceS$1,609.57HL AssuranceS$1,341.31HL AssuranceS$1,149.69HL AssuranceS$958.08HL Assurance
29S$1,846.65ECICSS$1,661.98ECICSS$1,477.31ECICSS$1,268.52HL AssuranceS$1,087.30HL AssuranceS$906.08HL Assurance
30S$1,814.52ECICSS$1,633.08ECICSS$1,451.62ECICSS$1,216.53HL AssuranceS$1,042.75HL AssuranceS$868.96HL Assurance
31S$1,814.52ECICSS$1,633.08ECICSS$1,397.46HL AssuranceS$1,164.55HL AssuranceS$998.19HL AssuranceS$831.82HL Assurance
32S$1,782.41ECICSS$1,588.18HL AssuranceS$1,347.55HL AssuranceS$1,122.94HL AssuranceS$962.52HL AssuranceS$802.11HL Assurance
33S$1,782.41ECICSS$1,544.07HL AssuranceS$1,310.11HL AssuranceS$1,091.75HL AssuranceS$935.80HL AssuranceS$779.83HL Assurance
34S$1,702.12ECICSS$1,499.94HL AssuranceS$1,272.67HL AssuranceS$1,060.56HL AssuranceS$909.05HL AssuranceS$757.55HL Assurance
35S$1,621.84ECICSS$1,459.65ECICSS$1,247.72HL AssuranceS$1,039.77HL AssuranceS$891.23HL AssuranceS$742.69HL Assurance
36S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,018.99HL AssuranceS$873.41HL AssuranceS$727.85HL Assurance
37S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,008.59HL AssuranceS$864.51HL AssuranceS$720.42HL Assurance
38S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$998.19HL AssuranceS$855.60HL AssuranceS$713.00HL Assurance
39S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$987.79HL AssuranceS$846.68HL AssuranceS$705.56HL Assurance
40S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$987.79HL AssuranceS$846.67HL AssuranceS$705.56HL Assurance
41–42S$1,477.31ECICSS$1,329.58ECICSS$1,172.87HL AssuranceS$977.39HL AssuranceS$837.76HL AssuranceS$698.13HL Assurance
43–44S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$987.79HL AssuranceS$846.68HL AssuranceS$705.56HL Assurance
45S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$987.79HL AssuranceS$846.67HL AssuranceS$705.56HL Assurance
46S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$998.19HL AssuranceS$855.58HL AssuranceS$712.99HL Assurance
47S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$998.19HL AssuranceS$855.60HL AssuranceS$713.00HL Assurance
48S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,008.57HL AssuranceS$864.49HL AssuranceS$720.40HL Assurance
49S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,008.58HL AssuranceS$864.50HL AssuranceS$720.41HL Assurance
50S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,018.98HL AssuranceS$873.41HL AssuranceS$727.84HL Assurance
51S$1,686.07ECICSS$1,455.83HL AssuranceS$1,235.24HL AssuranceS$1,029.37HL AssuranceS$882.32HL AssuranceS$735.26HL Assurance
52S$1,686.07ECICSS$1,470.54HL AssuranceS$1,247.72HL AssuranceS$1,039.77HL AssuranceS$891.23HL AssuranceS$742.69HL Assurance
53S$1,686.07ECICSS$1,485.28HL AssuranceS$1,260.23HL AssuranceS$1,050.18HL AssuranceS$900.15HL AssuranceS$750.13HL Assurance
54S$1,686.07ECICSS$1,485.26HL AssuranceS$1,260.21HL AssuranceS$1,050.17HL AssuranceS$900.15HL AssuranceS$750.13HL Assurance
55S$1,686.07ECICSS$1,499.96HL AssuranceS$1,272.68HL AssuranceS$1,060.57HL AssuranceS$909.06HL AssuranceS$757.55HL Assurance
56S$1,686.07ECICSS$1,514.66HL AssuranceS$1,285.16HL AssuranceS$1,070.97HL AssuranceS$917.98HL AssuranceS$764.97HL Assurance
57S$1,686.07ECICSS$1,517.45ECICSS$1,297.63HL AssuranceS$1,081.36HL AssuranceS$926.88HL AssuranceS$772.40HL Assurance
58S$1,686.07ECICSS$1,517.45ECICSS$1,297.65HL AssuranceS$1,081.37HL AssuranceS$926.89HL AssuranceS$772.41HL Assurance
59–60S$1,686.07ECICSS$1,517.45ECICSS$1,310.11HL AssuranceS$1,091.75HL AssuranceS$935.80HL AssuranceS$779.83HL Assurance
61–62S$1,766.36ECICSS$1,558.80HL AssuranceS$1,322.62HL AssuranceS$1,102.18HL AssuranceS$944.72HL AssuranceS$787.27HL Assurance
63S$1,766.36ECICSS$1,558.78HL AssuranceS$1,322.60HL AssuranceS$1,102.16HL AssuranceS$944.71HL AssuranceS$787.25HL Assurance
64S$1,758.56SinglifeS$1,544.07HL AssuranceS$1,310.11HL AssuranceS$1,091.75HL AssuranceS$935.80HL AssuranceS$779.83HL Assurance
65–69S$1,766.36ECICSS$1,589.72ECICSS$1,413.08ECICSS$1,236.45ECICSS$1,059.82ECICSS$883.17ECICS
70S$1,846.65ECICSS$1,645.04SompoS$1,477.31ECICSS$1,292.65ECICSS$1,107.99ECICSS$923.32ECICS
71–75S$1,978.78SinglifeS$1,789.88SinglifeS$1,663.53SinglifeS$1,515.13MS First CapitalS$1,298.69MS First CapitalS$1,082.24MS First Capital

Proton Waja insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,504.91India InternationalS$2,886.73India InternationalS$2,565.99India InternationalS$2,132.98India InternationalNot possibleNot possible
22S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$1,576.90India InternationalNot possible
23S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$1,576.90India InternationalS$1,314.08India International
24S$3,010.68SinglifeS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$1,576.90India InternationalS$1,314.08India International
25–26S$2,531.90India InternationalS$2,084.88India InternationalS$1,853.22India InternationalS$1,540.49India InternationalS$1,320.42India InternationalS$1,100.34India International
27S$1,960.14India InternationalS$1,913.92HL AssuranceS$1,623.91HL AssuranceS$1,353.27HL AssuranceS$1,159.95HL AssuranceS$966.61HL Assurance
28S$1,960.14India InternationalS$1,802.15HL AssuranceS$1,529.10HL AssuranceS$1,274.24HL AssuranceS$1,092.20HL AssuranceS$910.17HL Assurance
29S$1,846.65ECICSS$1,661.98ECICSS$1,446.11HL AssuranceS$1,205.09HL AssuranceS$1,032.94HL AssuranceS$860.78HL Assurance
30S$1,814.52ECICSS$1,633.08ECICSS$1,386.85HL AssuranceS$1,155.71HL AssuranceS$990.60HL AssuranceS$825.50HL Assurance
31S$1,814.52ECICSS$1,564.66HL AssuranceS$1,327.59HL AssuranceS$1,106.33HL AssuranceS$948.28HL AssuranceS$790.23HL Assurance
32S$1,752.60HL AssuranceS$1,508.77HL AssuranceS$1,280.16HL AssuranceS$1,066.79HL AssuranceS$914.40HL AssuranceS$762.00HL Assurance
33S$1,703.92HL AssuranceS$1,466.87HL AssuranceS$1,244.62HL AssuranceS$1,037.17HL AssuranceS$889.00HL AssuranceS$740.84HL Assurance
34S$1,655.23HL AssuranceS$1,424.96HL AssuranceS$1,209.04HL AssuranceS$1,007.53HL AssuranceS$863.60HL AssuranceS$719.66HL Assurance
35S$1,621.84ECICSS$1,397.01HL AssuranceS$1,185.34HL AssuranceS$987.78HL AssuranceS$846.67HL AssuranceS$705.56HL Assurance
36S$1,477.31ECICSS$1,329.58ECICSS$1,161.63HL AssuranceS$968.03HL AssuranceS$829.74HL AssuranceS$691.45HL Assurance
37S$1,477.31ECICSS$1,329.58ECICSS$1,149.79HL AssuranceS$958.16HL AssuranceS$821.28HL AssuranceS$684.40HL Assurance
38S$1,477.31ECICSS$1,329.58ECICSS$1,137.95HL AssuranceS$948.29HL AssuranceS$812.81HL AssuranceS$677.35HL Assurance
39S$1,477.31ECICSS$1,327.17HL AssuranceS$1,126.08HL AssuranceS$938.40HL AssuranceS$804.34HL AssuranceS$670.28HL Assurance
40S$1,477.31ECICSS$1,327.16HL AssuranceS$1,126.08HL AssuranceS$938.39HL AssuranceS$804.34HL AssuranceS$670.27HL Assurance
41–42S$1,477.31ECICSS$1,313.20HL AssuranceS$1,114.23HL AssuranceS$928.52HL AssuranceS$795.87HL AssuranceS$663.23HL Assurance
43–44S$1,477.31ECICSS$1,327.17HL AssuranceS$1,126.08HL AssuranceS$938.40HL AssuranceS$804.34HL AssuranceS$670.28HL Assurance
45S$1,477.31ECICSS$1,327.17HL AssuranceS$1,126.08HL AssuranceS$938.39HL AssuranceS$804.34HL AssuranceS$670.28HL Assurance
46S$1,477.31ECICSS$1,329.58ECICSS$1,137.94HL AssuranceS$948.28HL AssuranceS$812.81HL AssuranceS$677.34HL Assurance
47S$1,477.31ECICSS$1,329.58ECICSS$1,137.95HL AssuranceS$948.29HL AssuranceS$812.81HL AssuranceS$677.35HL Assurance
48S$1,477.31ECICSS$1,329.58ECICSS$1,149.78HL AssuranceS$958.14HL AssuranceS$821.26HL AssuranceS$684.39HL Assurance
49S$1,477.31ECICSS$1,329.58ECICSS$1,149.79HL AssuranceS$958.15HL AssuranceS$821.27HL AssuranceS$684.40HL Assurance
50S$1,477.31ECICSS$1,329.58ECICSS$1,161.63HL AssuranceS$968.03HL AssuranceS$829.74HL AssuranceS$691.45HL Assurance
51S$1,606.55HL AssuranceS$1,383.04HL AssuranceS$1,173.48HL AssuranceS$977.90HL AssuranceS$838.20HL AssuranceS$698.49HL Assurance
52S$1,622.79HL AssuranceS$1,397.02HL AssuranceS$1,185.34HL AssuranceS$987.78HL AssuranceS$846.67HL AssuranceS$705.56HL Assurance
53S$1,639.04HL AssuranceS$1,411.02HL AssuranceS$1,197.21HL AssuranceS$997.68HL AssuranceS$855.16HL AssuranceS$712.62HL Assurance
54S$1,639.01HL AssuranceS$1,410.99HL AssuranceS$1,197.20HL AssuranceS$997.67HL AssuranceS$855.14HL AssuranceS$712.62HL Assurance
55S$1,655.24HL AssuranceS$1,424.96HL AssuranceS$1,209.05HL AssuranceS$1,007.54HL AssuranceS$863.61HL AssuranceS$719.67HL Assurance
56S$1,671.48HL AssuranceS$1,438.93HL AssuranceS$1,220.91HL AssuranceS$1,017.42HL AssuranceS$872.08HL AssuranceS$726.72HL Assurance
57S$1,686.07ECICSS$1,452.89HL AssuranceS$1,232.75HL AssuranceS$1,027.29HL AssuranceS$880.53HL AssuranceS$733.78HL Assurance
58S$1,686.07ECICSS$1,452.90HL AssuranceS$1,232.77HL AssuranceS$1,027.30HL AssuranceS$880.55HL AssuranceS$733.79HL Assurance
59–60S$1,686.07ECICSS$1,466.87HL AssuranceS$1,244.62HL AssuranceS$1,037.17HL AssuranceS$889.00HL AssuranceS$740.84HL Assurance
61–62S$1,720.18HL AssuranceS$1,480.86HL AssuranceS$1,256.49HL AssuranceS$1,047.08HL AssuranceS$897.48HL AssuranceS$747.90HL Assurance
63S$1,720.16HL AssuranceS$1,480.84HL AssuranceS$1,256.46HL AssuranceS$1,047.05HL AssuranceS$897.47HL AssuranceS$747.89HL Assurance
64S$1,703.92HL AssuranceS$1,466.87HL AssuranceS$1,244.62HL AssuranceS$1,037.17HL AssuranceS$889.00HL AssuranceS$740.84HL Assurance
65–69S$1,766.36ECICSS$1,589.72ECICSS$1,413.08ECICSS$1,236.45ECICSS$1,059.82ECICSS$883.17ECICS
70S$1,846.65ECICSS$1,645.04SompoS$1,477.31ECICSS$1,292.65ECICSS$1,107.99ECICSS$923.32ECICS
71–75S$2,022.81SinglifeS$1,833.03SinglifeS$1,707.52SinglifeS$1,428.14MS First CapitalS$1,224.13MS First CapitalS$1,020.11MS First Capital

Proton Waja insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,610.04India InternationalS$2,973.27India InternationalS$2,642.91India InternationalS$2,196.92India InternationalNot possibleNot possible
23S$3,113.91India InternationalS$2,564.85India InternationalS$2,279.85India InternationalS$1,895.13India InternationalS$1,624.41India InternationalS$1,353.67India International
25S$2,607.53India InternationalS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalS$1,133.23India International
28S$2,058.85India InternationalS$2,018.07HL AssuranceS$1,712.29HL AssuranceS$1,426.91HL AssuranceS$1,223.07HL AssuranceS$1,019.22HL Assurance
30S$1,987.34ECICSS$1,788.61ECICSS$1,553.01HL AssuranceS$1,294.18HL AssuranceS$1,109.29HL AssuranceS$924.42HL Assurance
35S$1,474.27India InternationalS$1,509.64SompoS$1,327.36HL AssuranceS$1,106.13HL AssuranceS$948.11HL AssuranceS$790.09HL Assurance
40S$1,618.01ECICSS$1,456.21ECICSS$1,261.00HL AssuranceS$1,050.83HL AssuranceS$900.71HL AssuranceS$750.58HL Assurance
45S$1,474.27India InternationalS$1,456.21ECICSS$1,261.00HL AssuranceS$1,050.83HL AssuranceS$900.71HL AssuranceS$750.58HL Assurance
50S$1,474.27India InternationalS$1,456.21ECICSS$1,294.41ECICSS$1,084.01HL AssuranceS$929.15HL AssuranceS$774.29HL Assurance
55S$1,846.65ECICSS$1,595.68HL AssuranceS$1,353.91HL AssuranceS$1,128.26HL AssuranceS$967.08HL AssuranceS$805.89HL Assurance
60S$1,846.65ECICSS$1,635.65SompoS$1,393.73HL AssuranceS$1,161.44HL AssuranceS$995.52HL AssuranceS$829.60HL Assurance
65S$1,900.63SinglifeS$1,635.65SompoS$1,527.49SompoS$1,354.21ECICSS$1,160.75ECICSS$967.29ECICS
70S$1,621.69India InternationalS$1,635.65SompoS$1,527.49SompoS$1,366.55SompoS$1,213.51ECICSS$976.11Sompo
75S$2,068.28SinglifeS$1,872.64SinglifeS$1,742.60SinglifeS$1,560.59MS First CapitalS$1,337.65MS First CapitalS$1,114.71MS First Capital

Proton Waja insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,207.49India InternationalS$2,640.99India InternationalS$2,347.54India InternationalS$1,951.41India InternationalNot possibleNot possible
23S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalS$1,443.18India InternationalS$1,202.65India International
25S$2,316.52India InternationalS$2,479.48SinglifeS$2,294.57SinglifeS$2,022.76MS First CapitalS$1,733.80MS First CapitalS$1,444.83MS First Capital
28S$2,059.06ECICSS$1,853.15ECICSS$1,575.30HL AssuranceS$1,312.75HL AssuranceS$1,125.22HL AssuranceS$937.68HL Assurance
30S$1,710.84ECICSS$1,539.76ECICSS$1,368.67ECICSS$1,190.63HL AssuranceS$1,020.55HL AssuranceS$850.45HL Assurance
35S$1,529.16ECICSS$1,376.24ECICSS$1,221.16HL AssuranceS$1,017.63HL AssuranceS$872.26HL AssuranceS$726.88HL Assurance
40S$1,392.90ECICSS$1,253.61ECICSS$1,114.32ECICSS$966.75HL AssuranceS$828.64HL AssuranceS$690.54HL Assurance
45S$1,392.90ECICSS$1,253.61ECICSS$1,114.32ECICSS$966.75HL AssuranceS$828.64HL AssuranceS$690.54HL Assurance
50S$1,392.90ECICSS$1,253.61ECICSS$1,114.32ECICSS$975.03ECICSS$835.74ECICSS$712.35HL Assurance
55S$1,589.72ECICSS$1,430.74ECICSS$1,245.59HL AssuranceS$1,037.99HL AssuranceS$889.70HL AssuranceS$741.42HL Assurance
60S$1,589.72ECICSS$1,430.74ECICSS$1,271.78ECICSS$1,068.52HL AssuranceS$915.87HL AssuranceS$763.23HL Assurance
65S$1,665.42ECICSS$1,498.87ECICSS$1,332.34ECICSS$1,165.80ECICSS$999.25ECICSS$832.71ECICS
70S$1,600.65SinglifeS$1,442.88SinglifeS$1,335.09SinglifeS$1,218.78ECICSS$1,044.68ECICSS$870.56ECICS
75S$1,874.53SinglifeS$1,687.48SinglifeS$1,558.72SinglifeS$1,305.74SinglifeS$1,200.77SinglifeS$1,020.11MS First Capital

Proton Waja insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,062.57India InternationalS$3,345.94India InternationalS$2,974.17India InternationalS$2,472.28India InternationalNot possibleNot possible
23S$3,504.91India InternationalS$2,886.73India InternationalS$2,565.99India InternationalS$2,132.98India InternationalS$1,828.27India InternationalS$3,340.73Singlife
25S$2,934.43India InternationalS$2,417.16India InternationalS$2,148.59India InternationalS$3,289.82EtiqaS$3,143.89SinglifeS$2,935.88Singlife
28S$2,316.52India InternationalS$1,908.34India InternationalS$1,696.30India InternationalS$1,410.06India InternationalS$1,622.40Great EasternS$1,352.00Great Eastern
30S$1,960.14India InternationalS$2,113.39ECICSS$1,878.57ECICSS$1,643.75ECICSS$1,408.92ECICSS$1,174.10ECICS
35S$1,658.87India InternationalS$1,367.22India InternationalS$1,215.31India InternationalS$1,469.19ECICSS$1,259.31ECICSS$1,049.42ECICS
40S$1,658.87India InternationalS$1,720.64ECICSS$1,529.46ECICSS$1,338.27ECICSS$1,147.09ECICSS$955.91ECICS
45S$1,658.87India InternationalS$1,367.22India InternationalS$1,215.31India InternationalS$1,010.22India InternationalS$1,147.09ECICSS$955.91ECICS
50S$1,658.87India InternationalS$1,367.22India InternationalS$1,215.31India InternationalS$1,338.27ECICSS$1,147.09ECICSS$955.91ECICS
55S$1,658.87India InternationalS$1,963.77ECICSS$1,745.57ECICSS$1,527.37ECICSS$1,309.18ECICSS$1,090.98ECICS
60S$1,658.87India InternationalS$1,963.77ECICSS$1,745.57ECICSS$1,527.37ECICSS$1,309.18ECICSS$1,090.98ECICS
65S$1,658.87India InternationalS$2,057.29ECICSS$1,828.69ECICSS$1,597.42Great EasternS$1,369.21Great EasternS$1,141.01Great Eastern
70S$1,824.76India InternationalS$1,503.95India InternationalS$1,336.84India InternationalS$1,672.84ECICSS$1,433.86ECICSS$1,194.89ECICS
75S$2,637.32SinglifeS$2,387.39SinglifeS$2,220.96SinglifeS$2,071.90SinglifeS$1,916.77SinglifeS$1,789.22Singlife

Prices for other drivers of the Proton Waja

Every insurer's price for another driver of the Proton Waja: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Proton+Waja&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Proton Waja on our quote form

We priced the Proton Waja 1.6 (1,584cc), the version most of our insurers quote.

Insurers with no online price for the Proton Waja

  • AIG: This insurer has no online price for this car model yet.
  • Allianz: This insurer doesn’t offer this cover online.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • ERGO: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Proton Waja against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Proton WajaInsurers
Toyota Corolla Altis1,598ccS$713.21 (as at 20 Oct 2026)S$7.65 more16
Mazda 31,496ccS$730.18 (as at 20 Oct 2026)S$24.62 more14
Toyota Sienta1,496ccS$674.30 (as at 20 Oct 2026)S$31.26 less16
BMW X11,499ccS$763.00 (as at 31 Oct 2026)S$57.44 more17
Honda Freed1,496ccS$646.59 (as at 21 Oct 2026)S$58.97 less15
Hyundai Kona1,591ccS$763.00 (as at 31 Oct 2026)S$57.44 more14

COE for the Proton Waja

With a 1,584cc engine, the Proton Waja 1.6 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Proton Waja insurance for a 40-year-old man with 50% NCD?

S$705.56 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 40-year-old woman with 50% NCD?

S$670.27 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Waja insurance for a 21-year-old driver with no NCD?

S$3,504.91 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 23-year-old woman with no NCD?

S$3,022.89 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Waja insurance for a 25-year-old new driver with no NCD?

S$2,531.90 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 30-year-old with 20% NCD?

S$1,451.62 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 30-year-old woman with 50% NCD?

S$825.50 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Waja insurance for a 35-year-old with 30% NCD?

S$1,039.77 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 50-year-old with 50% NCD?

S$727.84 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 60-year-old woman with 50% NCD?

S$740.84 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Waja insurance for a 70-year-old driver with 50% NCD?

S$923.32 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Waja insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,529.46 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Proton Waja insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$750.58 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Proton Waja insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$690.54 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Waja insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Proton Waja 1.6, 3 years old, 50% no-claim discount?

Today, 10 insurers price this, from S$705.56 to S$1,821.37 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$705.56 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

Proton Waja 1.6. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Proton Waja insurance?

Today the lowest price for our standard driver is S$705.56 (as at 20 Oct 2026) with 50% NCD and S$1,477.31 (as at 31 Oct 2026) with no NCD, so the discount saves S$771.75 a year.

Do younger drivers pay more to insure a Proton Waja?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,486.97 (as at 22 Oct 2026) today, S$781.41 more than our standard driver aged 40.

Which insurers have no online price for the Proton Waja?

AIG, Allianz, Budget Direct, DirectAsia, ERGO, Great American, MSIG, QBE, UOI. They give no online price for this model; a broker can still ask them for one.