Shenton Brokers
Log in
← All price pages

Car insurance

Proton Savvy car insurance: compare insurers and buy online

Proton Savvy 1.2, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Proton Savvy 1.2, 3 years old, 50% no-claim discount from 12 insurers on this page: S$637.65 to S$1,713.73 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Proton Savvy 1.2, 3 years old, 50% no-claim discount is S$637.65 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 12 insurers price it online, up to S$1,713.73 (as at 31 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/proton-savvy

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Proton Savvy in short

For the driver above, HL Assurance is cheapest for the Proton Savvy today, at S$637.65 for its Car Protect360 Comprehensive plan. 12 insurers price it; the dearest of them, Etiqa, asks at least S$1,307.34, S$669.69 (105% more) on top, so comparing pays. Of the changes below, the one that costs most is "driver aged 27, 3 years’ driving, 30% NCD": the lowest price rises to S$1,222.96, 92% more. Against 6 similar cars (below) it costs 3% less than their average lowest price of S$659.36; 2 of them are cheaper to insure.

What we assumed

  • Proton Savvy 1.2
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$850.20S$637.65S$1,200.0020 Oct 2026
Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy NowMotor Private Car Comprehensive (Authorised Workshop)S$683.83S$700.0011 Nov 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$710.76S$500.0020 Oct 2026
ECICSComprehensiveBuy NowComprehensiveS$763.00code SPECIAL15S$5,000.0031 Oct 2026
ECICSComprehensive (S$750 excess)Buy NowComprehensive (S$750 excess)S$869.00S$763.00code SPECIAL15S$750.0031 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$774.43S$600.0020 Oct 2026
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$775.94S$500.0023 Oct 2026
LibertyComprehensive Preferred PlanBuy NowComprehensive Preferred PlanS$800.80S$600.0022 Oct 2026
IncomeDrivo ClassicBuy NowDrivo ClassicS$893.35S$600.0020 Oct 2026
FWDDrivo ClassicBuy NowDrivo ClassicS$893.35S$600.0020 Oct 2026
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowDrive and Save Plus Comprehensive (Authorised Workshop)S$905.83S$600.0020 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$962.29S$500.0023 Oct 2026
ECICSComprehensive Family NCD BuilderBuy NowComprehensive Family NCD BuilderS$1,113.00code SPECIAL15S$5,000.0031 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$1,150.73S$300.0031 Oct 2026
IncomeDrivo PremiumBuy NowDrivo PremiumS$1,161.36S$600.0020 Oct 2026
FWDDrivo PremiumBuy NowDrivo PremiumS$1,161.36S$600.0020 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$1,250.89S$300.0031 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$1,634.17S$1,307.34code TIQCAR20S$2,500.0020 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$1,713.73S$300.0031 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=proton&model=proton-savvy-1-2&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Proton Savvy price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$637.65 (as at 20 Oct 2026)12HL Assurance
The same driver with no NCD (0%)S$1,181.85 (as at 31 Oct 2026)S$544.20 more13ECICS
The same driver with 20% NCDS$945.49 (as at 31 Oct 2026)S$307.84 more12ECICS
Driver aged 27, 3 years’ driving, 30% NCDS$1,222.96 (as at 31 Oct 2026)S$585.31 more12ECICS
Driver aged 65, 20 years’ driving, 50% NCDS$763.00 (as at 31 Oct 2026)S$125.35 more11ECICS
A new car (registered this year)S$678.34 (as at 20 Oct 2026)S$40.69 more11HL Assurance
A car 8 years oldS$624.07 (as at 20 Oct 2026)S$13.58 less12HL Assurance

Open a line to get a quote with those answers filled in. Quotes by driver: the Proton Savvy priced for 73 typical drivers, from new drivers to over-70s.

Proton Savvy insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalNot possibleNot possible
22S$2,607.53India InternationalS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalNot possible
23S$2,607.53India InternationalS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalS$1,133.23India International
24S$2,605.06Great AmericanS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalS$1,133.23India International
25S$2,084.05Great AmericanS$1,764.12India InternationalS$1,568.11India InternationalS$1,303.49India InternationalS$1,117.28India InternationalS$931.07India International
26S$2,029.70ECICSS$1,764.12India InternationalS$1,568.11India InternationalS$1,303.49India InternationalS$1,117.28India InternationalS$931.07India International
27S$1,747.08ECICSS$1,572.37ECICSS$1,397.66ECICSS$1,222.96ECICSS$1,048.25ECICSS$873.54ECICS
28S$1,747.08ECICSS$1,572.37ECICSS$1,397.66ECICSS$1,212.21HL AssuranceS$1,039.03HL AssuranceS$865.86HL Assurance
29S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,034.13ECICSS$886.39ECICSS$763.00ECICS
30S$1,451.62ECICSS$1,306.46ECICSS$1,161.30ECICSS$1,016.13ECICSS$870.98ECICSS$763.00ECICS
31S$1,451.62ECICSS$1,306.46ECICSS$1,161.30ECICSS$1,016.13ECICSS$870.98ECICSS$751.76HL Assurance
32S$1,425.93ECICSS$1,283.33ECICSS$1,140.74ECICSS$998.15ECICSS$855.56ECICSS$724.90HL Assurance
33S$1,425.93ECICSS$1,283.33ECICSS$1,140.74ECICSS$986.68HL AssuranceS$845.72HL AssuranceS$704.77HL Assurance
34S$1,361.69ECICSS$1,225.53ECICSS$1,089.36ECICSS$953.18ECICSS$817.02ECICSS$684.63HL Assurance
35S$1,297.46ECICSS$1,167.73ECICSS$1,037.97ECICSS$908.23ECICSS$778.48ECICSS$671.21HL Assurance
36S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$657.78HL Assurance
37S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$651.08HL Assurance
38S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$644.38HL Assurance
39–40S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$637.65HL Assurance
41–42S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$757.12HL AssuranceS$630.94HL Assurance
43–45S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$637.65HL Assurance
46S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$644.36HL Assurance
47S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$644.38HL Assurance
48S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$651.07HL Assurance
49S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$651.08HL Assurance
50S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$763.00ECICSS$657.78HL Assurance
51S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$930.29HL AssuranceS$797.40HL AssuranceS$664.50HL Assurance
52S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$939.69HL AssuranceS$805.46HL AssuranceS$671.21HL Assurance
53S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$677.94HL Assurance
54S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$677.93HL Assurance
55S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$684.63HL Assurance
56S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$691.35HL Assurance
57S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$698.06HL Assurance
58S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$698.07HL Assurance
59–60S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$944.20ECICSS$809.30ECICSS$704.77HL Assurance
61–62S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$989.16ECICSS$847.85ECICSS$711.50HL Assurance
63S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$989.16ECICSS$847.85ECICSS$711.48HL Assurance
64S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$986.68HL AssuranceS$845.72HL AssuranceS$704.77HL Assurance
65–69S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$989.16ECICSS$847.85ECICSS$763.00ECICS
70S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,034.13ECICSS$886.39ECICSS$763.00ECICS
71–74S$1,871.05SinglifeS$1,618.72MS First CapitalS$1,438.86MS First CapitalS$1,196.05MS First CapitalS$1,025.20MS First CapitalS$853.66ERGO
75S$1,871.05SinglifeS$1,618.72MS First CapitalS$1,438.86MS First CapitalS$1,196.05MS First CapitalS$1,025.20MS First CapitalS$854.33MS First Capital

Proton Savvy insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalNot possibleNot possible
22S$2,607.53India InternationalS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalNot possible
23S$2,607.53India InternationalS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalS$1,133.23India International
24S$2,605.06Great AmericanS$2,147.17India InternationalS$1,908.59India InternationalS$1,586.52India InternationalS$1,359.87India InternationalS$1,133.23India International
25S$2,084.05Great AmericanS$1,764.12India InternationalS$1,568.11India InternationalS$1,303.49India InternationalS$1,117.28India InternationalS$931.07India International
26S$2,029.70ECICSS$1,764.12India InternationalS$1,568.11India InternationalS$1,303.49India InternationalS$1,117.28India InternationalS$931.07India International
27S$1,747.08ECICSS$1,572.37ECICSS$1,397.66ECICSS$1,222.96ECICSS$1,048.25ECICSS$873.54ECICS
28S$1,747.08ECICSS$1,572.37ECICSS$1,381.92HL AssuranceS$1,151.60HL AssuranceS$987.08HL AssuranceS$822.57HL Assurance
29S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,034.13ECICSS$886.39ECICSS$763.00ECICS
30S$1,451.62ECICSS$1,306.46ECICSS$1,161.30ECICSS$1,016.13ECICSS$870.98ECICSS$746.05HL Assurance
31S$1,451.62ECICSS$1,306.46ECICSS$1,161.30ECICSS$999.84HL AssuranceS$857.00HL AssuranceS$714.17HL Assurance
32S$1,425.93ECICSS$1,283.33ECICSS$1,140.74ECICSS$964.12HL AssuranceS$826.38HL AssuranceS$688.65HL Assurance
33S$1,425.93ECICSS$1,283.33ECICSS$1,124.81HL AssuranceS$937.35HL AssuranceS$803.44HL AssuranceS$669.53HL Assurance
34S$1,361.69ECICSS$1,225.53ECICSS$1,089.36ECICSS$910.55HL AssuranceS$780.47HL AssuranceS$650.39HL Assurance
35S$1,297.46ECICSS$1,167.73ECICSS$1,037.97ECICSS$892.71HL AssuranceS$765.18HL AssuranceS$637.65HL Assurance
36S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$749.88HL AssuranceS$624.90HL Assurance
37S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$742.24HL AssuranceS$618.53HL Assurance
38S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$734.58HL AssuranceS$612.15HL Assurance
39–40S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$726.92HL AssuranceS$605.77HL Assurance
41–42S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$719.27HL AssuranceS$599.39HL Assurance
43–45S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$726.92HL AssuranceS$605.77HL Assurance
46S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$734.57HL AssuranceS$612.14HL Assurance
47S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$734.58HL AssuranceS$612.15HL Assurance
48S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$742.21HL AssuranceS$618.51HL Assurance
49S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$742.22HL AssuranceS$618.52HL Assurance
50S$1,181.85ECICSS$1,063.67ECICSS$945.49ECICSS$827.29ECICSS$749.88HL AssuranceS$624.90HL Assurance
51S$1,348.85ECICSS$1,213.97ECICSS$1,060.54HL AssuranceS$883.77HL AssuranceS$757.53HL AssuranceS$631.27HL Assurance
52S$1,348.85ECICSS$1,213.97ECICSS$1,071.25HL AssuranceS$892.71HL AssuranceS$765.18HL AssuranceS$637.65HL Assurance
53S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$901.66HL AssuranceS$772.85HL AssuranceS$644.04HL Assurance
54S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$901.64HL AssuranceS$772.83HL AssuranceS$644.03HL Assurance
55S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$910.56HL AssuranceS$780.48HL AssuranceS$650.40HL Assurance
56S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$919.49HL AssuranceS$788.14HL AssuranceS$656.78HL Assurance
57S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$928.41HL AssuranceS$795.79HL AssuranceS$663.16HL Assurance
58S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$928.42HL AssuranceS$795.79HL AssuranceS$663.16HL Assurance
59–60S$1,348.85ECICSS$1,213.97ECICSS$1,079.08ECICSS$937.35HL AssuranceS$803.44HL AssuranceS$669.53HL Assurance
61–62S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$946.29HL AssuranceS$811.11HL AssuranceS$675.92HL Assurance
63S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$946.27HL AssuranceS$811.09HL AssuranceS$675.91HL Assurance
64S$1,413.08ECICSS$1,271.77ECICSS$1,124.81HL AssuranceS$937.35HL AssuranceS$803.44HL AssuranceS$669.53HL Assurance
65S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$989.16ECICSS$847.85ECICSS$732.08MS First Capital
66–69S$1,413.08ECICSS$1,271.77ECICSS$1,130.47ECICSS$989.16ECICSS$847.85ECICSS$763.00ECICS
70S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,034.13ECICSS$886.39ECICSS$763.00ECICS
71–75S$1,852.52MS First CapitalS$1,525.79MS First CapitalS$1,356.26MS First CapitalS$1,127.39MS First CapitalS$966.34MS First CapitalS$805.28MS First Capital

Proton Savvy insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,113.91India InternationalS$2,564.85India InternationalS$2,279.85India InternationalS$1,895.13India InternationalNot possibleNot possible
23S$2,685.74India InternationalS$2,211.78India InternationalS$1,966.03India InternationalS$1,634.27India InternationalS$1,400.80India InternationalS$1,167.34India International
25S$1,984.80Great AmericanS$1,786.32Great AmericanS$1,587.85Great AmericanS$1,369.13India InternationalS$1,173.54India InternationalS$977.95India International
28S$1,708.86India InternationalS$1,722.12ECICSS$1,530.77ECICSS$1,289.57HL AssuranceS$1,105.35HL AssuranceS$921.12HL Assurance
30S$1,587.85Great AmericanS$1,429.07Great AmericanS$1,270.28Great AmericanS$1,111.49Great AmericanS$952.70Great AmericanS$793.92Great American
35S$1,421.03ECICSS$1,278.93ECICSS$1,136.83ECICSS$994.72ECICSS$852.62ECICSS$714.05HL Assurance
40S$1,294.41ECICSS$1,164.96ECICSS$1,035.52ECICSS$906.08ECICSS$776.65ECICSS$678.35HL Assurance
45S$1,271.71India InternationalS$1,164.96ECICSS$1,035.52ECICSS$906.08ECICSS$776.65ECICSS$678.35HL Assurance
50S$1,294.41ECICSS$1,164.96ECICSS$1,035.52ECICSS$906.08ECICSS$776.65ECICSS$699.77HL Assurance
55S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,019.66HL AssuranceS$873.99HL AssuranceS$728.33HL Assurance
60S$1,477.31ECICSS$1,329.58ECICSS$1,181.85ECICSS$1,034.13ECICSS$886.39ECICSS$744.31Great American
65S$1,488.60Great AmericanS$1,339.74Great AmericanS$1,190.88Great AmericanS$1,042.03Great AmericanS$893.17Great AmericanS$744.31Great American
70S$1,398.90India InternationalS$1,410.03SompoS$1,294.41ECICSS$1,132.61ECICSS$970.81ECICSS$809.00ECICS
75S$1,954.09SinglifeS$1,667.28MS First CapitalS$1,482.03MS First CapitalS$1,231.94MS First CapitalS$1,055.95MS First CapitalS$879.96MS First Capital

Proton Savvy insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalNot possibleNot possible
23S$2,385.75India InternationalS$1,964.88India InternationalS$1,746.56India InternationalS$1,451.83India InternationalS$1,244.42India InternationalS$1,037.02India International
25S$1,960.14India InternationalS$1,857.77Great AmericanS$1,651.36Great AmericanS$1,444.94Great AmericanS$1,238.52Great AmericanS$1,032.10Great American
28S$1,647.25ECICSS$1,482.52ECICSS$1,317.80ECICSS$1,153.08ECICSS$988.36ECICSS$823.63ECICS
30S$1,368.67ECICSS$1,231.80ECICSS$1,094.94ECICSS$958.07ECICSS$821.21ECICSS$763.00ECICS
35S$1,223.32ECICSS$1,100.99ECICSS$978.67ECICSS$856.33ECICSS$763.00ECICSS$656.92HL Assurance
40S$1,114.32ECICSS$1,002.88ECICSS$891.45ECICSS$780.03ECICSS$748.88HL AssuranceS$624.07HL Assurance
45S$1,114.32ECICSS$1,002.88ECICSS$891.45ECICSS$780.03ECICSS$748.88HL AssuranceS$624.07HL Assurance
50S$1,114.32ECICSS$1,002.88ECICSS$891.45ECICSS$780.03ECICSS$763.00ECICSS$643.79HL Assurance
55S$1,271.77ECICSS$1,144.60ECICSS$1,017.42ECICSS$890.24ECICSS$763.07ECICSS$670.06HL Assurance
60S$1,271.77ECICSS$1,144.60ECICSS$1,017.42ECICSS$890.24ECICSS$763.07ECICSS$689.76HL Assurance
65S$1,332.34ECICSS$1,199.11ECICSS$1,065.87ECICSS$932.64ECICSS$799.41ECICSS$732.09MS First Capital
70S$1,392.89ECICSS$1,253.60ECICSS$1,114.32ECICSS$975.03ECICSS$835.74ECICSS$763.00ECICS
75S$1,779.57SinglifeS$1,525.80MS First CapitalS$1,356.27MS First CapitalS$1,127.40MS First CapitalS$966.35MS First CapitalS$805.29MS First Capital

Proton Savvy insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,504.91India InternationalS$2,886.73India InternationalS$2,565.99India InternationalS$2,132.98India InternationalNot possibleNot possible
23S$3,022.89India InternationalS$2,489.84India InternationalS$2,213.19India InternationalS$1,839.71India InternationalS$3,375.48SinglifeS$3,150.35Singlife
25S$2,531.90India InternationalS$2,448.11ERGOS$2,176.10ERGOS$1,768.08ERGOS$1,496.07ERGOS$1,224.06ERGO
28S$1,960.14India InternationalS$1,584.13India InternationalS$1,408.12India InternationalS$1,450.02ERGOS$1,226.94ERGOS$1,003.86ERGO
30S$1,878.57ECICSS$1,690.71ECICSS$1,502.85ECICSS$1,315.00ECICSS$1,127.14ECICSS$939.29ECICS
35S$1,403.77India InternationalS$1,511.17ECICSS$1,343.26ECICSS$1,175.35ECICSS$1,007.44ECICSS$839.54ECICS
40S$1,529.46ECICSS$1,376.51ECICSS$1,223.56ECICSS$1,070.62ECICSS$917.67ECICSS$764.72ECICS
45S$1,403.77India InternationalS$1,179.16India InternationalS$1,048.14India InternationalS$1,070.62ECICSS$917.67ECICSS$764.72ECICS
50S$1,403.77India InternationalS$1,376.51ECICSS$1,223.56ECICSS$1,070.62ECICSS$917.67ECICSS$764.72ECICS
55S$1,745.57ECICSS$1,571.02ECICSS$1,396.45ECICSS$1,221.90ECICSS$1,047.34ECICSS$856.97ERGO
60S$1,745.57ECICSS$1,571.02ECICSS$1,396.45ECICSS$1,221.90ECICSS$1,047.34ECICSS$872.78ECICS
65S$1,828.69ECICSS$1,645.82ECICSS$1,462.95ECICSS$1,280.09ECICSS$1,083.62ERGOS$886.60ERGO
70S$1,544.14India InternationalS$1,720.63ECICSS$1,529.46ECICSS$1,299.75ERGOS$1,099.79ERGOS$899.83ERGO
75S$2,494.65SinglifeS$2,257.32SinglifeS$2,050.16ERGOS$1,665.76ERGOS$1,409.49ERGOS$1,153.22ERGO

Prices for other drivers of the Proton Savvy

Every insurer's price for another driver of the Proton Savvy: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Proton+Savvy&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Proton Savvy on our quote form

We priced the Proton Savvy 1.2 (1,149cc), the version most of our insurers quote.

Insurers with no online price for the Proton Savvy

  • AIG: This insurer has no online price for this car model yet.
  • Allianz: This insurer doesn’t offer this cover online.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Proton Savvy against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Proton SavvyInsurers
Honda Jazz / Fit1,317ccS$598.42 (as at 21 Oct 2026)S$39.23 less17
Toyota C-HR1,197ccS$669.96 (as at 20 Oct 2026)S$32.31 more16
Nissan Kicks e-Power1,198ccS$496.60 (as at 21 Oct 2026)S$141.05 less11
Mitsubishi Attrage1,193ccS$727.02 (as at 20 Oct 2026)S$89.37 more16
Audi A1999ccS$732.08 (as at 20 Oct 2026)S$94.43 more14
Audi Q2999ccS$732.08 (as at 20 Oct 2026)S$94.43 more16

COE for the Proton Savvy

With a 1,149cc engine, the Proton Savvy 1.2 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Proton Savvy insurance for a 40-year-old man with 50% NCD?

S$637.65 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 40-year-old woman with 50% NCD?

S$605.77 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Savvy insurance for a 21-year-old driver with no NCD?

S$3,022.89 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 23-year-old woman with no NCD?

S$2,607.53 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Savvy insurance for a 25-year-old new driver with no NCD?

S$2,084.05 a year, from Great American: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 30-year-old with 20% NCD?

S$1,161.30 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 30-year-old woman with 50% NCD?

S$746.05 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Savvy insurance for a 35-year-old with 30% NCD?

S$908.23 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 50-year-old with 50% NCD?

S$657.78 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 60-year-old woman with 50% NCD?

S$669.53 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Proton Savvy insurance for a 70-year-old driver with 50% NCD?

S$763.00 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, male driver (man)" on this page.

How much is Proton Savvy insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,223.56 a year, from ECICS: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Proton Savvy insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$678.35 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Proton Savvy insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$624.07 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Proton Savvy insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Proton Savvy 1.2, 3 years old, 50% no-claim discount?

Today, 12 insurers price this, from S$637.65 to S$1,713.73 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$637.65 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

Proton Savvy 1.2. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Proton Savvy insurance?

Today the lowest price for our standard driver is S$637.65 (as at 20 Oct 2026) with 50% NCD and S$1,181.85 (as at 31 Oct 2026) with no NCD, so the discount saves S$544.20 a year.

Do younger drivers pay more to insure a Proton Savvy?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,222.96 (as at 31 Oct 2026) today, S$585.31 more than our standard driver aged 40.

Which insurers have no online price for the Proton Savvy?

AIG, Allianz, Budget Direct, DirectAsia, MSIG, QBE, UOI. They give no online price for this model; a broker can still ask them for one.