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MG 4 Urban car insurance: compare insurers and buy online

MG 4 Urban Luxury 54 kWh, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a MG 4 Urban Luxury 54 kWh, 3 years old, 50% no-claim discount from 6 insurers on this page: S$797.84 to S$1,792.96 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a MG 4 Urban Luxury 54 kWh, 3 years old, 50% no-claim discount is S$797.84 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); 6 insurers price it online, up to S$1,792.96 (as at 20 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/mg-4-urban

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The MG 4 Urban in short

For the driver above, Allianz is cheapest for the MG 4 Urban today, at S$797.84 for its Allianz Electric Motor Protect Comprehensive plan. 6 insurers price it; the dearest of them, Income, asks at least S$1,792.96, S$995.12 (125% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,727.38, 117% more. Against 6 similar cars (below) it costs 11% less than their average lowest price of S$899.87; 2 of them are cheaper to insure.

What we assumed

  • MG 4 Urban Luxury 54 kWh
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowAllianz Electric Motor Protect ComprehensiveS$995.37S$797.84code AZMPEVS$2,000.0021 Oct 2026
AIGAIG Car Insurance Collision OnlyBuy NowAIG Car Insurance Collision OnlyS$1,173.27S$1,000.0021 Oct 2026
Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy NowGREAT EV Protect Comprehensive (Any Workshop)S$1,314.63S$900.0020 Oct 2026
AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy NowAllianz Electric Motor Protect Comprehensive (Standard)S$1,567.71S$1,370.19code AZMPEVS$0.0021 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$1,390.72S$600.0020 Oct 2026
AIGAIG Car Insurance CompleteBuy NowAIG Car Insurance CompleteS$1,430.09S$1,000.0021 Oct 2026
IncomeeDrivo PremiumBuy NoweDrivo PremiumS$1,792.96S$600.0020 Oct 2026
FWDeDrivo PremiumBuy NoweDrivo PremiumS$1,792.96S$600.0020 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=mg&model=mg-4-urban-luxury-54-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the MG 4 Urban price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$797.84 (as at 21 Oct 2026)6Allianz
The same driver with no NCD (0%)S$1,727.38 (as at 21 Oct 2026)S$929.54 more6Allianz
The same driver with 20% NCDS$1,381.90 (as at 21 Oct 2026)S$584.06 more6Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$1,628.06 (as at 21 Oct 2026)S$830.22 more6Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$889.87 (as at 21 Oct 2026)S$92.03 more6Allianz
A new car (registered this year)S$797.84 (as at 21 Oct 2026)the same5Allianz
A car 8 years oldS$797.84 (as at 21 Oct 2026)the same6Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the MG 4 Urban priced for 73 typical drivers, from new drivers to over-70s.

MG 4 Urban insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,820.53AIGS$5,238.47AIGS$4,656.40AIGS$3,870.64AIGNot possibleNot possible
22S$5,475.87AIGS$4,928.27AIGS$4,380.68AIGS$3,641.44AIGS$3,121.26AIGNot possible
23S$4,054.70AIGS$3,649.22AIGS$3,243.75AIGS$2,696.37AIGS$2,311.19AIGS$1,925.99AIG
24S$3,831.16AIGS$3,448.04AIGS$3,064.92AIGS$2,547.71AIGS$2,183.77AIGS$1,819.80AIG
25S$2,594.53AllianzS$2,335.06AllianzS$2,075.62AllianzS$1,677.71AllianzS$1,438.04AllianzS$1,198.35Allianz
26S$2,556.13AllianzS$2,300.50AllianzS$2,044.90AllianzS$1,652.88AllianzS$1,416.76AllianzS$1,180.62Allianz
27S$2,517.75AllianzS$2,265.96AllianzS$2,014.20AllianzS$1,628.06AllianzS$1,395.48AllianzS$1,162.89Allianz
28S$2,479.35AllianzS$2,231.40AllianzS$1,983.47AllianzS$1,603.23AllianzS$1,374.20AllianzS$1,145.15Allianz
29S$2,440.95AllianzS$2,196.84AllianzS$1,952.75AllianzS$1,578.40AllianzS$1,352.92AllianzS$1,127.42Allianz
30S$2,402.57AllianzS$2,162.30AllianzS$1,922.05AllianzS$1,553.58AllianzS$1,331.64AllianzS$1,109.69Allianz
31S$2,265.59AllianzS$2,039.01AllianzS$1,812.46AllianzS$1,465.00AllianzS$1,255.72AllianzS$1,046.42Allianz
32S$2,150.46AllianzS$1,935.40AllianzS$1,720.37AllianzS$1,390.56AllianzS$1,191.91AllianzS$993.25Allianz
33S$2,053.98AllianzS$1,848.57AllianzS$1,643.18AllianzS$1,328.17AllianzS$1,138.44AllianzS$948.69Allianz
34S$1,973.46AllianzS$1,776.10AllianzS$1,578.77AllianzS$1,276.11AllianzS$1,093.81AllianzS$911.50Allianz
35S$1,906.80AllianzS$1,716.10AllianzS$1,525.43AllianzS$1,232.99AllianzS$1,056.86AllianzS$880.71Allianz
36S$1,852.13AllianzS$1,666.91AllianzS$1,481.70AllianzS$1,197.65AllianzS$1,026.56AllianzS$855.46Allianz
37S$1,808.00AllianzS$1,627.19AllianzS$1,446.40AllianzS$1,169.12AllianzS$1,002.10AllianzS$835.07Allianz
38S$1,773.19AllianzS$1,595.86AllianzS$1,418.55AllianzS$1,146.60AllianzS$982.81AllianzS$819.00Allianz
39S$1,746.62AllianzS$1,571.95AllianzS$1,397.29AllianzS$1,129.42AllianzS$968.09AllianzS$806.72Allianz
40S$1,727.38AllianzS$1,554.63AllianzS$1,381.90AllianzS$1,116.98AllianzS$957.42AllianzS$797.84Allianz
41S$1,714.71AllianzS$1,543.22AllianzS$1,371.76AllianzS$1,108.78AllianzS$950.40AllianzS$791.98Allianz
42S$1,707.93AllianzS$1,537.12AllianzS$1,366.34AllianzS$1,104.41AllianzS$946.64AllianzS$788.86Allianz
43S$1,706.46AllianzS$1,535.80AllianzS$1,365.16AllianzS$1,103.45AllianzS$945.82AllianzS$788.17Allianz
44S$1,709.65AllianzS$1,538.67AllianzS$1,367.72AllianzS$1,105.51AllianzS$947.59AllianzS$789.65Allianz
45S$1,717.08AllianzS$1,545.36AllianzS$1,373.66AllianzS$1,110.32AllianzS$951.71AllianzS$793.08Allianz
46S$1,728.22AllianzS$1,555.39AllianzS$1,382.57AllianzS$1,117.52AllianzS$957.88AllianzS$798.22Allianz
47S$1,742.64AllianzS$1,568.36AllianzS$1,394.10AllianzS$1,126.84AllianzS$965.87AllianzS$804.88Allianz
48S$1,759.76AllianzS$1,583.77AllianzS$1,407.80AllianzS$1,137.92AllianzS$975.37AllianzS$812.79Allianz
49S$1,779.21AllianzS$1,601.28AllianzS$1,423.37AllianzS$1,150.49AllianzS$986.15AllianzS$821.78Allianz
50S$1,800.43AllianzS$1,620.37AllianzS$1,440.34AllianzS$1,164.21AllianzS$997.91AllianzS$831.57Allianz
51S$1,822.90AllianzS$1,640.60AllianzS$1,458.32AllianzS$1,178.75AllianzS$1,010.36AllianzS$841.96Allianz
52S$1,846.11AllianzS$1,661.49AllianzS$1,476.88AllianzS$1,193.75AllianzS$1,023.23AllianzS$852.67Allianz
53S$1,869.46AllianzS$1,682.51AllianzS$1,495.57AllianzS$1,208.86AllianzS$1,036.17AllianzS$863.46Allianz
54S$1,892.38AllianzS$1,703.13AllianzS$1,513.90AllianzS$1,223.67AllianzS$1,048.87AllianzS$874.05Allianz
55S$1,914.25AllianzS$1,722.81AllianzS$1,531.39AllianzS$1,237.82AllianzS$1,060.99AllianzS$884.14Allianz
56S$1,934.35AllianzS$1,740.90AllianzS$1,547.47AllianzS$1,250.81AllianzS$1,072.13AllianzS$893.43Allianz
57S$1,952.08AllianzS$1,756.86AllianzS$1,561.66AllianzS$1,262.28AllianzS$1,081.96AllianzS$901.62Allianz
58S$1,966.71AllianzS$1,770.02AllianzS$1,573.36AllianzS$1,271.74AllianzS$1,090.07AllianzS$908.37Allianz
59S$1,977.53AllianzS$1,779.77AllianzS$1,582.02AllianzS$1,278.74AllianzS$1,096.06AllianzS$913.38Allianz
60S$1,983.89AllianzS$1,785.49AllianzS$1,587.11AllianzS$1,282.85AllianzS$1,099.59AllianzS$916.32Allianz
61S$1,985.09AllianzS$1,786.57AllianzS$1,588.07AllianzS$1,283.63AllianzS$1,100.25AllianzS$916.86Allianz
62S$1,980.51AllianzS$1,782.45AllianzS$1,584.41AllianzS$1,280.66AllianzS$1,097.72AllianzS$914.76Allianz
63S$1,969.60AllianzS$1,772.63AllianzS$1,575.68AllianzS$1,273.61AllianzS$1,091.67AllianzS$909.71Allianz
64S$1,951.77AllianzS$1,756.58AllianzS$1,561.41AllianzS$1,262.07AllianzS$1,081.78AllianzS$901.47Allianz
65S$1,926.65AllianzS$1,733.97AllianzS$1,541.31AllianzS$1,245.83AllianzS$1,067.86AllianzS$889.87Allianz
66S$1,912.88AllianzS$1,721.58AllianzS$1,530.30AllianzS$1,236.93AllianzS$1,060.23AllianzS$883.52Allianz
67S$1,909.02AllianzS$1,718.11AllianzS$1,527.21AllianzS$1,234.43AllianzS$1,058.09AllianzS$881.73Allianz
68S$1,895.32AllianzS$1,705.77AllianzS$1,516.25AllianzS$1,225.58AllianzS$1,050.49AllianzS$875.40Allianz
69S$1,871.42AllianzS$1,684.26AllianzS$1,497.13AllianzS$1,210.12AllianzS$1,037.25AllianzS$864.37Allianz
70S$1,837.13AllianzS$1,653.40AllianzS$1,469.70AllianzS$1,187.94AllianzS$1,018.25AllianzS$848.52Allianz
71S$1,832.18AllianzS$1,648.95AllianzS$1,465.74AllianzS$1,184.75AllianzS$1,015.50AllianzS$846.24Allianz
72S$1,901.89AllianzS$1,711.69AllianzS$1,521.50AllianzS$1,229.82AllianzS$1,054.13AllianzS$878.43Allianz
73S$1,925.66AllianzS$1,733.08AllianzS$1,540.52AllianzS$1,245.20AllianzS$1,067.32AllianzS$889.42Allianz
74S$1,954.56AllianzS$1,759.09AllianzS$1,563.64AllianzS$1,263.87AllianzS$1,083.34AllianzS$902.77Allianz
75S$1,983.87AllianzS$1,785.47AllianzS$1,587.09AllianzS$1,282.83AllianzS$1,099.57AllianzS$916.30Allianz

MG 4 Urban insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,747.53AIGS$5,172.76AIGS$4,598.00AIGS$3,822.10AIGNot possibleNot possible
22S$5,412.01AIGS$4,870.80AIGS$4,329.59AIGS$3,598.97AIGS$3,084.85AIGNot possible
23S$4,028.20AIGS$3,625.38AIGS$3,222.55AIGS$2,678.75AIGS$2,296.09AIGS$1,913.40AIG
24S$3,805.66AIGS$3,425.09AIGS$3,044.51AIGS$2,530.76AIGS$2,169.24AIGS$1,807.69AIG
25S$2,482.81AllianzS$2,234.52AllianzS$1,986.24AllianzS$1,605.46AllianzS$1,376.12AllianzS$1,146.75Allianz
26S$2,393.46AllianzS$2,154.10AllianzS$1,914.76AllianzS$1,547.69AllianzS$1,326.60AllianzS$1,105.49Allianz
27S$2,304.09AllianzS$2,073.67AllianzS$1,843.27AllianzS$1,489.90AllianzS$1,277.07AllianzS$1,064.20Allianz
28S$2,249.99AllianzS$2,024.98AllianzS$1,799.99AllianzS$1,454.92AllianzS$1,247.08AllianzS$1,039.23Allianz
29S$2,201.54AllianzS$1,981.37AllianzS$1,761.23AllianzS$1,423.58AllianzS$1,220.23AllianzS$1,016.84Allianz
30S$2,036.08AllianzS$1,832.46AllianzS$1,628.86AllianzS$1,316.59AllianzS$1,128.52AllianzS$940.42Allianz
31S$2,010.25AllianzS$1,809.21AllianzS$1,608.19AllianzS$1,299.89AllianzS$1,114.20AllianzS$928.48Allianz
32S$1,905.91AllianzS$1,715.31AllianzS$1,524.73AllianzS$1,232.42AllianzS$1,056.37AllianzS$880.30Allianz
33S$1,789.60AllianzS$1,610.63AllianzS$1,431.67AllianzS$1,157.21AllianzS$991.90AllianzS$826.57Allianz
34S$1,736.97AllianzS$1,563.26AllianzS$1,389.57AllianzS$1,123.18AllianzS$962.73AllianzS$802.27Allianz
35S$1,709.08AllianzS$1,538.16AllianzS$1,367.26AllianzS$1,105.14AllianzS$947.27AllianzS$789.38Allianz
36S$1,719.89AllianzS$1,547.89AllianzS$1,375.91AllianzS$1,112.14AllianzS$953.27AllianzS$794.38Allianz
37S$1,644.37AllianzS$1,479.92AllianzS$1,315.49AllianzS$1,063.30AllianzS$911.40AllianzS$759.50Allianz
38S$1,590.35AllianzS$1,431.31AllianzS$1,272.28AllianzS$1,028.37AllianzS$881.46AllianzS$734.55Allianz
39S$1,549.94AllianzS$1,394.93AllianzS$1,239.95AllianzS$1,002.24AllianzS$859.06AllianzS$715.88Allianz
40S$1,560.75AllianzS$1,404.66AllianzS$1,248.59AllianzS$1,009.23AllianzS$865.06AllianzS$720.87Allianz
41S$1,554.95AllianzS$1,399.45AllianzS$1,243.96AllianzS$1,005.48AllianzS$861.84AllianzS$718.20Allianz
42S$1,502.58AllianzS$1,352.31AllianzS$1,202.06AllianzS$971.61AllianzS$832.82AllianzS$694.01Allianz
43S$1,540.43AllianzS$1,386.38AllianzS$1,232.34AllianzS$996.09AllianzS$853.80AllianzS$711.49Allianz
44S$1,517.12AllianzS$1,365.40AllianzS$1,213.69AllianzS$981.02AllianzS$840.87AllianzS$700.72Allianz
45S$1,561.94AllianzS$1,405.74AllianzS$1,249.55AllianzS$1,010.00AllianzS$865.72AllianzS$721.42Allianz
46S$1,526.88AllianzS$1,374.18AllianzS$1,221.50AllianzS$987.33AllianzS$846.29AllianzS$705.23Allianz
47S$1,602.69AllianzS$1,442.41AllianzS$1,282.15AllianzS$1,036.35AllianzS$888.31AllianzS$740.25Allianz
48S$1,543.60AllianzS$1,389.23AllianzS$1,234.88AllianzS$998.15AllianzS$855.55AllianzS$712.95Allianz
49S$1,571.70AllianzS$1,414.52AllianzS$1,257.36AllianzS$1,016.31AllianzS$871.13AllianzS$725.93Allianz
50S$1,624.05AllianzS$1,461.64AllianzS$1,299.24AllianzS$1,050.16AllianzS$900.14AllianzS$750.11Allianz
51S$1,580.22AllianzS$1,422.19AllianzS$1,264.17AllianzS$1,021.82AllianzS$875.85AllianzS$729.87Allianz
52S$1,615.37AllianzS$1,453.82AllianzS$1,292.29AllianzS$1,044.55AllianzS$895.33AllianzS$746.10Allianz
53S$1,678.70AllianzS$1,510.82AllianzS$1,342.95AllianzS$1,085.50AllianzS$930.43AllianzS$775.35Allianz
54S$1,686.38AllianzS$1,517.73AllianzS$1,349.10AllianzS$1,090.47AllianzS$934.69AllianzS$778.90Allianz
55S$1,673.31AllianzS$1,505.96AllianzS$1,338.64AllianzS$1,082.01AllianzS$927.45AllianzS$772.86Allianz
56S$1,716.99AllianzS$1,545.28AllianzS$1,373.59AllianzS$1,110.26AllianzS$951.66AllianzS$793.04Allianz
57S$1,661.32AllianzS$1,495.18AllianzS$1,329.05AllianzS$1,074.26AllianzS$920.81AllianzS$767.32Allianz
58S$1,776.67AllianzS$1,598.99AllianzS$1,421.33AllianzS$1,148.86AllianzS$984.74AllianzS$820.61Allianz
59S$1,734.05AllianzS$1,560.64AllianzS$1,387.24AllianzS$1,121.29AllianzS$961.11AllianzS$800.92Allianz
60S$1,809.05AllianzS$1,628.13AllianzS$1,447.24AllianzS$1,169.79AllianzS$1,002.68AllianzS$835.56Allianz
61S$1,780.05AllianzS$1,602.03AllianzS$1,424.04AllianzS$1,151.04AllianzS$986.61AllianzS$822.17Allianz
62S$1,812.83AllianzS$1,631.53AllianzS$1,450.26AllianzS$1,172.23AllianzS$1,004.78AllianzS$837.30Allianz
63S$1,801.83AllianzS$1,621.64AllianzS$1,441.46AllianzS$1,165.12AllianzS$998.68AllianzS$832.23Allianz
64S$1,801.12AllianzS$1,621.00AllianzS$1,440.89AllianzS$1,164.66AllianzS$998.28AllianzS$831.90Allianz
65S$1,855.74AllianzS$1,670.16AllianzS$1,484.59AllianzS$1,199.98AllianzS$1,028.56AllianzS$857.12Allianz
66S$1,762.36AllianzS$1,586.11AllianzS$1,409.88AllianzS$1,139.60AllianzS$976.81AllianzS$813.99Allianz
67S$1,756.47AllianzS$1,580.81AllianzS$1,405.17AllianzS$1,135.79AllianzS$973.54AllianzS$811.27Allianz
68S$1,711.29AllianzS$1,540.15AllianzS$1,369.03AllianzS$1,106.58AllianzS$948.49AllianzS$790.40Allianz
69S$1,824.85AllianzS$1,642.36AllianzS$1,459.88AllianzS$1,180.01AllianzS$1,011.44AllianzS$842.86Allianz
70S$1,833.10AllianzS$1,649.78AllianzS$1,466.48AllianzS$1,185.34AllianzS$1,016.01AllianzS$846.67Allianz
71S$1,869.76AllianzS$1,682.77AllianzS$1,495.80AllianzS$1,209.05AllianzS$1,036.33AllianzS$863.60Allianz
72S$1,907.15AllianzS$1,716.43AllianzS$1,525.72AllianzS$1,233.22AllianzS$1,057.05AllianzS$880.87Allianz
73S$1,945.28AllianzS$1,750.74AllianzS$1,556.22AllianzS$1,257.88AllianzS$1,078.19AllianzS$898.48Allianz
74S$1,984.19AllianzS$1,785.75AllianzS$1,587.34AllianzS$1,283.03AllianzS$1,099.75AllianzS$916.45Allianz
75S$2,023.89AllianzS$1,821.49AllianzS$1,619.11AllianzS$1,308.71AllianzS$1,121.76AllianzS$934.78Allianz

MG 4 Urban insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$6,312.81SompoS$5,411.16SompoS$5,053.35SompoS$4,299.04AIGNot possibleNot possible
23S$4,507.86AIGS$4,057.06AIGS$3,606.27AIGS$2,997.71AIGS$2,569.49AIGS$2,141.22AIG
25S$2,594.53AllianzS$2,335.06AllianzS$2,075.62AllianzS$1,677.71AllianzS$1,438.04AllianzS$1,198.35Allianz
28S$2,479.35AllianzS$2,231.40AllianzS$1,983.47AllianzS$1,603.23AllianzS$1,374.20AllianzS$1,145.15Allianz
30S$2,402.57AllianzS$2,162.30AllianzS$1,922.05AllianzS$1,553.58AllianzS$1,331.64AllianzS$1,109.69Allianz
35S$1,906.80AllianzS$1,716.10AllianzS$1,525.43AllianzS$1,232.99AllianzS$1,056.86AllianzS$880.71Allianz
40S$1,727.38AllianzS$1,554.63AllianzS$1,381.90AllianzS$1,116.98AllianzS$957.42AllianzS$797.84Allianz
45S$1,717.08AllianzS$1,545.36AllianzS$1,373.66AllianzS$1,110.32AllianzS$951.71AllianzS$793.08Allianz
50S$1,800.43AllianzS$1,620.37AllianzS$1,440.34AllianzS$1,164.21AllianzS$997.91AllianzS$831.57Allianz
55S$1,914.25AllianzS$1,722.81AllianzS$1,531.39AllianzS$1,237.82AllianzS$1,060.99AllianzS$884.14Allianz
60S$1,983.89AllianzS$1,785.49AllianzS$1,587.11AllianzS$1,282.85AllianzS$1,099.59AllianzS$916.32Allianz
65S$1,926.65AllianzS$1,733.97AllianzS$1,541.31AllianzS$1,245.83AllianzS$1,067.86AllianzS$889.87Allianz
70S$1,837.13AllianzS$1,653.40AllianzS$1,469.70AllianzS$1,187.94AllianzS$1,018.25AllianzS$848.52Allianz
75S$1,983.87AllianzS$1,785.47AllianzS$1,587.09AllianzS$1,282.83AllianzS$1,099.57AllianzS$916.30Allianz

MG 4 Urban insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,844.02AIGS$5,180.14SompoS$4,675.21AIGS$3,886.28AIGNot possibleNot possible
23S$4,068.32AIGS$3,661.48AIGS$3,254.64AIGS$2,705.42AIGS$2,318.95AIGS$1,932.45AIG
25S$2,594.53AllianzS$2,335.06AllianzS$2,075.62AllianzS$1,677.71AllianzS$1,438.04AllianzS$1,198.35Allianz
28S$2,479.35AllianzS$2,231.40AllianzS$1,983.47AllianzS$1,603.23AllianzS$1,374.20AllianzS$1,145.15Allianz
30S$2,402.57AllianzS$2,162.30AllianzS$1,922.05AllianzS$1,553.58AllianzS$1,331.64AllianzS$1,109.69Allianz
35S$1,906.80AllianzS$1,716.10AllianzS$1,525.43AllianzS$1,232.99AllianzS$1,056.86AllianzS$880.71Allianz
40S$1,727.38AllianzS$1,554.63AllianzS$1,381.90AllianzS$1,116.98AllianzS$957.42AllianzS$797.84Allianz
45S$1,717.08AllianzS$1,545.36AllianzS$1,373.66AllianzS$1,110.32AllianzS$951.71AllianzS$793.08Allianz
50S$1,800.43AllianzS$1,620.37AllianzS$1,440.34AllianzS$1,164.21AllianzS$997.91AllianzS$831.57Allianz
55S$1,914.25AllianzS$1,722.81AllianzS$1,531.39AllianzS$1,237.82AllianzS$1,060.99AllianzS$884.14Allianz
60S$1,983.89AllianzS$1,785.49AllianzS$1,587.11AllianzS$1,282.85AllianzS$1,099.59AllianzS$916.32Allianz
65S$1,926.65AllianzS$1,733.97AllianzS$1,541.31AllianzS$1,245.83AllianzS$1,067.86AllianzS$889.87Allianz
70S$1,837.13AllianzS$1,653.40AllianzS$1,469.70AllianzS$1,187.94AllianzS$1,018.25AllianzS$848.52Allianz
75S$1,983.87AllianzS$1,785.47AllianzS$1,587.09AllianzS$1,282.83AllianzS$1,099.57AllianzS$916.30Allianz

MG 4 Urban insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,820.53AIGS$5,238.47AIGS$4,656.40AIGNo online priceNot possibleNot possible
23S$4,054.70AIGS$3,649.22AIGS$3,243.75AIGNo online priceNo online priceNo online price
25S$3,707.40AIGS$3,336.65AIGS$2,965.90AIGNo online priceNo online priceNo online price
28S$3,348.81AIGS$3,013.93AIGS$2,679.03AIGS$2,605.80Great EasternS$2,233.54Great EasternS$1,861.28Great Eastern
30S$3,119.89AIGS$2,807.89AIGS$2,495.89AIGS$2,517.39Great EasternS$2,157.76Great EasternS$1,798.13Great Eastern
35S$2,608.78AIGS$2,347.90AIGS$2,087.01AIGS$2,444.47Great EasternS$2,095.25Great EasternS$1,746.05Great Eastern
40S$2,301.62AIGS$2,071.46AIGS$1,841.29AIGS$2,024.53Great EasternS$1,735.31Great EasternS$1,446.09Great Eastern
45S$2,297.45AIGS$2,067.70AIGS$1,837.95AIGS$1,989.17Great EasternS$1,705.00Great EasternS$1,420.84Great Eastern
50S$2,647.98AIGS$2,383.18AIGS$2,118.37AIGS$2,143.86Great EasternS$1,837.59Great EasternS$1,531.33Great Eastern
55S$2,988.06AIGS$2,689.25AIGS$2,390.44AIGS$2,117.37Great EasternS$1,814.89Great EasternS$1,512.41Great Eastern
60S$3,106.89AIGS$2,796.20AIGS$2,485.51AIGS$2,161.55Great EasternS$1,852.76Great EasternS$1,543.96Great Eastern
65S$3,051.79AIGS$2,746.60AIGS$2,441.43AIGS$2,199.14Great EasternS$1,884.98Great EasternS$1,570.81Great Eastern
70S$3,773.23AIGS$3,260.06AIGS$2,897.82AIGNo online priceNo online priceNo online price
75S$4,075.08AIGS$3,531.81AIGS$3,139.33AIGNo online priceNo online priceNo online price

Prices for other drivers of the MG 4 Urban

Every insurer's price for another driver of the MG 4 Urban: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=MG+4+Urban&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The MG 4 Urban on our quote form

We priced the MG 4 Urban Luxury 54 kWh (electric), the version most of our insurers quote.

Insurers with no online price for the MG 4 Urban

  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Etiqa: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • HL Assurance: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • UOI: This insurer's online price is for repairs at any workshop.

Some insurers give car prices only through their agents; they are on our insurer list.

The MG 4 Urban against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the MG 4 UrbanInsurers
BYD Sealion 7electricS$1,081.74 (as at 21 Oct 2026)S$283.90 more8
BYD Atto 3electricS$810.28 (as at 21 Oct 2026)S$12.44 more10
BYD M6electricS$859.46 (as at 21 Oct 2026)S$61.62 more9
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$356.80 more6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$100.60 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$1.99 less10

COE for the MG 4 Urban

A fully electric MG 4 Urban needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is MG 4 Urban insurance for a 40-year-old man with 50% NCD?

S$797.84 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 40-year-old woman with 50% NCD?

S$720.87 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MG 4 Urban insurance for a 21-year-old driver with no NCD?

S$5,820.53 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 23-year-old woman with no NCD?

S$4,028.20 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MG 4 Urban insurance for a 25-year-old new driver with no NCD?

S$2,594.53 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 30-year-old with 20% NCD?

S$1,922.05 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 30-year-old woman with 50% NCD?

S$940.42 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MG 4 Urban insurance for a 35-year-old with 30% NCD?

S$1,232.99 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 50-year-old with 50% NCD?

S$831.57 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 60-year-old woman with 50% NCD?

S$835.56 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, female driver (woman)" on this page.

How much is MG 4 Urban insurance for a 70-year-old driver with 50% NCD?

S$848.52 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, male driver (man)" on this page.

How much is MG 4 Urban insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,841.29 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is MG 4 Urban insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$797.84 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is MG 4 Urban insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$797.84 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "MG 4 Urban insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for MG 4 Urban Luxury 54 kWh, 3 years old, 50% no-claim discount?

Today, 6 insurers price this, from S$797.84 to S$1,792.96 (as at 20 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$797.84 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

MG 4 Urban Luxury 54 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on MG 4 Urban insurance?

Today the lowest price for our standard driver is S$797.84 (as at 21 Oct 2026) with 50% NCD and S$1,727.38 (as at 21 Oct 2026) with no NCD, so the discount saves S$929.54 a year.

Do younger drivers pay more to insure a MG 4 Urban?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,628.06 (as at 21 Oct 2026) today, S$830.22 more than our standard driver aged 40.

Which insurers have no online price for the MG 4 Urban?

Budget Direct, DirectAsia, ECICS, ERGO, Etiqa, Great American, HL Assurance, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, UOI. They give no online price for this model; a broker can still ask them for one.