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BYD M3e car insurance: compare insurers and buy online

BYD M3e 50.3 kWh, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a BYD M3e 50.3 kWh, 3 years old, 50% no-claim discount from 7 insurers on this page: S$771.52 to S$2,859.04 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a BYD M3e 50.3 kWh, 3 years old, 50% no-claim discount is S$771.52 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive (as at 21 Oct 2026); 7 insurers price it online, up to S$2,859.04 (as at 31 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/byd-m3e

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The BYD M3e in short

For the driver above, Allianz is cheapest for the BYD M3e today, at S$771.52 for its Allianz Electric Motor Protect Comprehensive plan. 7 insurers price it; the dearest of them, Etiqa, asks at least S$1,760.47, S$988.95 (128% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,670.40, 117% more. Against 6 similar cars (below) it costs 22% less than their average lowest price of S$991.83; 2 of them are cheaper to insure.

What we assumed

  • BYD M3e 50.3 kWh
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Electric Motor Protect ComprehensiveBuy NowAllianz Electric Motor Protect ComprehensiveS$962.54S$771.52code AZMPEVS$2,000.0021 Oct 2026
AIGAIG Car Insurance Collision OnlyBuy NowAIG Car Insurance Collision OnlyS$799.24S$1,000.0021 Oct 2026
AIGAIG Car Insurance CompleteBuy NowAIG Car Insurance CompleteS$1,049.71S$1,000.0021 Oct 2026
IncomeeDrivo AdvantageBuy NoweDrivo AdvantageS$1,219.10S$600.0020 Oct 2026
FWDeDrivo AdvantageBuy NoweDrivo AdvantageS$1,219.10S$600.0020 Oct 2026
Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy NowGREAT EV Protect Comprehensive (Any Workshop)S$1,314.63S$900.0020 Oct 2026
AllianzAllianz Electric Motor Protect Comprehensive (Standard)Buy NowAllianz Electric Motor Protect Comprehensive (Standard)S$1,516.00S$1,324.99code AZMPEVS$0.0021 Oct 2026
IncomeeDrivo PremiumBuy NoweDrivo PremiumS$1,371.48S$600.0020 Oct 2026
FWDeDrivo PremiumBuy NoweDrivo PremiumS$1,371.48S$600.0020 Oct 2026
SinglifeMotor LiteBuy NowMotor LiteS$1,748.40S$300.0031 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$2,200.59S$1,760.47code TIQCAR20S$2,500.0020 Oct 2026
SinglifeMotor StandardBuy NowMotor StandardS$2,017.63S$300.0031 Oct 2026
SinglifeMotor PrestigeBuy NowMotor PrestigeS$2,859.04S$300.0031 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=byd&model=byd-m3e-50-3-kwh&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the BYD M3e price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$771.52 (as at 21 Oct 2026)7Allianz
The same driver with no NCD (0%)S$1,670.40 (as at 21 Oct 2026)S$898.88 more7Allianz
The same driver with 20% NCDS$1,336.32 (as at 21 Oct 2026)S$564.80 more7Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$1,574.36 (as at 21 Oct 2026)S$802.84 more7Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$860.52 (as at 21 Oct 2026)S$89.00 more7Allianz
A new car (registered this year)S$771.52 (as at 21 Oct 2026)the same6Allianz
A car 8 years oldS$771.52 (as at 21 Oct 2026)the same7Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the BYD M3e priced for 73 typical drivers, from new drivers to over-70s.

BYD M3e insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,545.93AIGS$4,091.33AIGS$3,636.72AIGS$3,023.03AIGNot possibleNot possible
22S$4,279.99AIGS$3,851.98AIGS$3,423.97AIGS$2,846.19AIGS$2,439.61AIGNot possible
23S$3,295.79AIGS$2,966.20AIGS$2,636.61AIGS$2,191.68AIGS$1,878.60AIGS$1,565.49AIG
24S$3,115.06AIGS$2,803.55AIGS$2,492.03AIGS$2,071.50AIGS$1,775.59AIGS$1,479.64AIG
25S$2,508.95AllianzS$2,258.04AllianzS$2,007.16AllianzS$1,622.37AllianzS$1,390.62AllianzS$1,158.82Allianz
26S$2,471.82AllianzS$2,224.62AllianzS$1,977.45AllianzS$1,598.36AllianzS$1,370.03AllianzS$1,141.68Allianz
27S$2,434.70AllianzS$2,191.22AllianzS$1,947.76AllianzS$1,574.36AllianzS$1,349.46AllianzS$1,124.53Allianz
28S$2,397.57AllianzS$2,157.80AllianzS$1,918.05AllianzS$1,550.34AllianzS$1,328.88AllianzS$1,107.38Allianz
29S$2,360.44AllianzS$2,124.38AllianzS$1,888.34AllianzS$1,526.33AllianzS$1,308.30AllianzS$1,090.24Allianz
30S$2,323.32AllianzS$2,090.97AllianzS$1,858.65AllianzS$1,502.34AllianzS$1,287.73AllianzS$1,073.09Allianz
31S$2,190.86AllianzS$1,971.76AllianzS$1,752.68AllianzS$1,416.67AllianzS$1,214.31AllianzS$1,011.91Allianz
32S$2,079.53AllianzS$1,871.57AllianzS$1,663.62AllianzS$1,344.70AllianzS$1,152.60AllianzS$960.49Allianz
33S$1,986.23AllianzS$1,787.59AllianzS$1,588.98AllianzS$1,284.36AllianzS$1,100.89AllianzS$917.39Allianz
34S$1,908.37AllianzS$1,717.52AllianzS$1,526.69AllianzS$1,234.01AllianzS$1,057.73AllianzS$881.43Allianz
35S$1,843.90AllianzS$1,659.50AllianzS$1,475.12AllianzS$1,192.33AllianzS$1,022.00AllianzS$851.65Allianz
36S$1,791.04AllianzS$1,611.92AllianzS$1,432.83AllianzS$1,158.14AllianzS$992.70AllianzS$827.24Allianz
37S$1,748.37AllianzS$1,573.52AllianzS$1,398.69AllianzS$1,130.55AllianzS$969.05AllianzS$807.53Allianz
38S$1,714.70AllianzS$1,543.22AllianzS$1,371.76AllianzS$1,108.78AllianzS$950.39AllianzS$791.98Allianz
39S$1,689.01AllianzS$1,520.10AllianzS$1,351.21AllianzS$1,092.17AllianzS$936.15AllianzS$780.12Allianz
40S$1,670.40AllianzS$1,503.35AllianzS$1,336.32AllianzS$1,080.14AllianzS$925.83AllianzS$771.52Allianz
41S$1,658.15AllianzS$1,492.32AllianzS$1,326.51AllianzS$1,072.21AllianzS$919.04AllianzS$765.86Allianz
42S$1,651.59AllianzS$1,486.42AllianzS$1,321.27AllianzS$1,067.97AllianzS$915.41AllianzS$762.84Allianz
43S$1,650.17AllianzS$1,485.15AllianzS$1,320.13AllianzS$1,067.06AllianzS$914.63AllianzS$762.18Allianz
44S$1,653.26AllianzS$1,487.92AllianzS$1,322.60AllianzS$1,069.05AllianzS$916.34AllianzS$763.60Allianz
45S$1,660.44AllianzS$1,494.39AllianzS$1,328.35AllianzS$1,073.69AllianzS$920.32AllianzS$766.92Allianz
46S$1,671.22AllianzS$1,504.08AllianzS$1,336.97AllianzS$1,080.67AllianzS$926.29AllianzS$771.90Allianz
47S$1,685.16AllianzS$1,516.63AllianzS$1,348.12AllianzS$1,089.67AllianzS$934.02AllianzS$778.34Allianz
48S$1,701.71AllianzS$1,531.53AllianzS$1,361.37AllianzS$1,100.38AllianzS$943.19AllianzS$785.98Allianz
49S$1,720.53AllianzS$1,548.46AllianzS$1,376.42AllianzS$1,112.54AllianzS$953.62AllianzS$794.67Allianz
50S$1,741.04AllianzS$1,566.92AllianzS$1,392.83AllianzS$1,125.81AllianzS$964.99AllianzS$804.15Allianz
51S$1,762.77AllianzS$1,586.49AllianzS$1,410.22AllianzS$1,139.87AllianzS$977.04AllianzS$814.19Allianz
52S$1,785.22AllianzS$1,606.68AllianzS$1,428.17AllianzS$1,154.38AllianzS$989.47AllianzS$824.55Allianz
53S$1,807.80AllianzS$1,627.01AllianzS$1,446.24AllianzS$1,168.99AllianzS$1,001.99AllianzS$834.98Allianz
54S$1,829.96AllianzS$1,646.95AllianzS$1,463.96AllianzS$1,183.31AllianzS$1,014.27AllianzS$845.22Allianz
55S$1,851.10AllianzS$1,665.98AllianzS$1,480.88AllianzS$1,196.99AllianzS$1,025.99AllianzS$854.98Allianz
56S$1,870.54AllianzS$1,683.48AllianzS$1,496.43AllianzS$1,209.56AllianzS$1,036.77AllianzS$863.96Allianz
57S$1,887.69AllianzS$1,698.91AllianzS$1,510.15AllianzS$1,220.64AllianzS$1,046.27AllianzS$871.89Allianz
58S$1,901.84AllianzS$1,711.64AllianzS$1,521.46AllianzS$1,229.79AllianzS$1,054.11AllianzS$878.42Allianz
59S$1,912.31AllianzS$1,721.06AllianzS$1,529.84AllianzS$1,236.56AllianzS$1,059.92AllianzS$883.25Allianz
60S$1,918.45AllianzS$1,726.60AllianzS$1,534.76AllianzS$1,240.53AllianzS$1,063.33AllianzS$886.09Allianz
61S$1,919.61AllianzS$1,727.64AllianzS$1,535.68AllianzS$1,241.28AllianzS$1,063.96AllianzS$886.62Allianz
62S$1,915.19AllianzS$1,723.66AllianzS$1,532.15AllianzS$1,238.43AllianzS$1,061.52AllianzS$884.58Allianz
63S$1,904.64AllianzS$1,714.16AllianzS$1,523.70AllianzS$1,231.60AllianzS$1,055.66AllianzS$879.71Allianz
64S$1,887.39AllianzS$1,698.64AllianzS$1,509.91AllianzS$1,220.45AllianzS$1,046.10AllianzS$871.74Allianz
65S$1,863.10AllianzS$1,676.78AllianzS$1,490.47AllianzS$1,204.74AllianzS$1,032.64AllianzS$860.52Allianz
66S$1,849.79AllianzS$1,664.80AllianzS$1,479.82AllianzS$1,196.14AllianzS$1,025.26AllianzS$854.37Allianz
67S$1,846.05AllianzS$1,661.43AllianzS$1,476.84AllianzS$1,193.72AllianzS$1,023.19AllianzS$852.65Allianz
68S$1,832.80AllianzS$1,649.51AllianzS$1,466.24AllianzS$1,185.15AllianzS$1,015.84AllianzS$846.53Allianz
69S$1,809.69AllianzS$1,628.71AllianzS$1,447.75AllianzS$1,170.21AllianzS$1,003.04AllianzS$835.85Allianz
70S$1,776.53AllianzS$1,598.87AllianzS$1,421.22AllianzS$1,148.77AllianzS$984.66AllianzS$820.54Allianz
71S$1,771.74AllianzS$1,594.56AllianzS$1,417.39AllianzS$1,145.66AllianzS$982.01AllianzS$818.33Allianz
72S$1,839.15AllianzS$1,655.23AllianzS$1,471.32AllianzS$1,189.25AllianzS$1,019.36AllianzS$849.47Allianz
73S$1,862.14AllianzS$1,675.92AllianzS$1,489.71AllianzS$1,204.13AllianzS$1,032.11AllianzS$860.08Allianz
74S$1,890.09AllianzS$1,701.07AllianzS$1,512.06AllianzS$1,222.20AllianzS$1,047.59AllianzS$872.98Allianz
75S$1,918.43AllianzS$1,726.58AllianzS$1,534.74AllianzS$1,240.52AllianzS$1,063.31AllianzS$886.08Allianz

BYD M3e insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,488.67AIGS$4,039.80AIGS$3,590.92AIGS$2,984.95AIGNot possibleNot possible
22S$4,231.11AIGS$3,807.98AIGS$3,384.86AIGS$2,813.67AIGS$2,411.73AIGNot possible
23S$3,274.13AIGS$2,946.72AIGS$2,619.29AIGS$2,177.29AIGS$1,866.27AIGS$1,555.21AIG
24S$3,094.23AIGS$2,784.80AIGS$2,475.37AIGS$2,057.65AIGS$1,763.72AIGS$1,469.76AIG
25S$2,400.92AllianzS$2,160.81AllianzS$1,920.73AllianzS$1,552.51AllianzS$1,330.73AllianzS$1,108.93Allianz
26S$2,314.51AllianzS$2,083.05AllianzS$1,851.61AllianzS$1,496.64AllianzS$1,282.84AllianzS$1,069.03Allianz
27S$2,228.09AllianzS$2,005.27AllianzS$1,782.47AllianzS$1,440.76AllianzS$1,234.94AllianzS$1,029.10Allianz
28S$2,175.78AllianzS$1,958.19AllianzS$1,740.62AllianzS$1,406.93AllianzS$1,205.95AllianzS$1,004.94Allianz
29S$2,128.92AllianzS$1,916.02AllianzS$1,703.13AllianzS$1,376.63AllianzS$1,179.98AllianzS$983.30Allianz
30S$1,968.92AllianzS$1,772.02AllianzS$1,575.13AllianzS$1,273.17AllianzS$1,091.29AllianzS$909.40Allianz
31S$1,943.94AllianzS$1,749.53AllianzS$1,555.15AllianzS$1,257.01AllianzS$1,077.45AllianzS$897.86Allianz
32S$1,843.05AllianzS$1,658.73AllianzS$1,474.43AllianzS$1,191.78AllianzS$1,021.53AllianzS$851.26Allianz
33S$1,730.57AllianzS$1,557.50AllianzS$1,384.45AllianzS$1,119.04AllianzS$959.18AllianzS$799.31Allianz
34S$1,679.68AllianzS$1,511.70AllianzS$1,343.74AllianzS$1,086.13AllianzS$930.98AllianzS$775.80Allianz
35S$1,652.71AllianzS$1,487.43AllianzS$1,322.16AllianzS$1,068.69AllianzS$916.03AllianzS$763.35Allianz
36S$1,663.16AllianzS$1,496.83AllianzS$1,330.52AllianzS$1,075.46AllianzS$921.82AllianzS$768.17Allianz
37S$1,590.13AllianzS$1,431.11AllianzS$1,272.10AllianzS$1,028.23AllianzS$881.34AllianzS$734.45Allianz
38S$1,537.90AllianzS$1,384.10AllianzS$1,230.31AllianzS$994.45AllianzS$852.39AllianzS$710.32Allianz
39S$1,498.81AllianzS$1,348.92AllianzS$1,199.05AllianzS$969.19AllianzS$830.73AllianzS$692.27Allianz
40S$1,509.26AllianzS$1,358.33AllianzS$1,207.41AllianzS$975.94AllianzS$836.52AllianzS$697.09Allianz
41S$1,503.66AllianzS$1,353.29AllianzS$1,202.93AllianzS$972.32AllianzS$833.42AllianzS$694.50Allianz
42S$1,453.02AllianzS$1,307.70AllianzS$1,162.41AllianzS$939.57AllianzS$805.35AllianzS$671.11Allianz
43S$1,489.62AllianzS$1,340.65AllianzS$1,191.69AllianzS$963.24AllianzS$825.64AllianzS$688.02Allianz
44S$1,467.08AllianzS$1,320.36AllianzS$1,173.66AllianzS$948.66AllianzS$813.14AllianzS$677.61Allianz
45S$1,510.42AllianzS$1,359.37AllianzS$1,208.33AllianzS$976.69AllianzS$837.16AllianzS$697.63Allianz
46S$1,476.51AllianzS$1,328.85AllianzS$1,181.21AllianzS$954.76AllianzS$818.37AllianzS$681.97Allianz
47S$1,549.83AllianzS$1,394.84AllianzS$1,239.86AllianzS$1,002.17AllianzS$859.01AllianzS$715.83Allianz
48S$1,492.69AllianzS$1,343.41AllianzS$1,194.14AllianzS$965.22AllianzS$827.33AllianzS$689.43Allianz
49S$1,519.86AllianzS$1,367.86AllianzS$1,215.88AllianzS$982.79AllianzS$842.40AllianzS$701.99Allianz
50S$1,570.49AllianzS$1,413.43AllianzS$1,256.39AllianzS$1,015.53AllianzS$870.45AllianzS$725.37Allianz
51S$1,528.10AllianzS$1,375.28AllianzS$1,222.47AllianzS$988.11AllianzS$846.96AllianzS$705.79Allianz
52S$1,562.08AllianzS$1,405.87AllianzS$1,249.66AllianzS$1,010.09AllianzS$865.80AllianzS$721.49Allianz
53S$1,623.33AllianzS$1,460.98AllianzS$1,298.66AllianzS$1,049.69AllianzS$899.75AllianzS$749.77Allianz
54S$1,630.75AllianzS$1,467.67AllianzS$1,304.60AllianzS$1,054.49AllianzS$903.86AllianzS$753.21Allianz
55S$1,618.11AllianzS$1,456.29AllianzS$1,294.49AllianzS$1,046.32AllianzS$896.85AllianzS$747.37Allianz
56S$1,660.36AllianzS$1,494.31AllianzS$1,328.28AllianzS$1,073.64AllianzS$920.27AllianzS$766.88Allianz
57S$1,606.52AllianzS$1,445.86AllianzS$1,285.22AllianzS$1,038.83AllianzS$890.43AllianzS$742.01Allianz
58S$1,718.07AllianzS$1,546.25AllianzS$1,374.45AllianzS$1,110.95AllianzS$952.25AllianzS$793.54Allianz
59S$1,676.86AllianzS$1,509.16AllianzS$1,341.48AllianzS$1,084.30AllianzS$929.42AllianzS$774.50Allianz
60S$1,749.38AllianzS$1,574.43AllianzS$1,399.50AllianzS$1,131.20AllianzS$969.61AllianzS$808.00Allianz
61S$1,721.34AllianzS$1,549.19AllianzS$1,377.07AllianzS$1,113.07AllianzS$954.06AllianzS$795.05Allianz
62S$1,753.03AllianzS$1,577.72AllianzS$1,402.42AllianzS$1,133.57AllianzS$971.63AllianzS$809.69Allianz
63S$1,742.40AllianzS$1,568.15AllianzS$1,393.92AllianzS$1,126.70AllianzS$965.74AllianzS$804.77Allianz
64S$1,741.71AllianzS$1,567.53AllianzS$1,393.36AllianzS$1,126.24AllianzS$965.36AllianzS$804.46Allianz
65S$1,794.53AllianzS$1,615.07AllianzS$1,435.62AllianzS$1,160.40AllianzS$994.63AllianzS$828.86Allianz
66S$1,704.23AllianzS$1,533.80AllianzS$1,363.38AllianzS$1,102.01AllianzS$944.59AllianzS$787.15Allianz
67S$1,698.53AllianzS$1,528.67AllianzS$1,358.82AllianzS$1,098.33AllianzS$941.43AllianzS$784.52Allianz
68S$1,654.84AllianzS$1,489.35AllianzS$1,323.87AllianzS$1,070.07AllianzS$917.21AllianzS$764.33Allianz
69S$1,764.66AllianzS$1,588.18AllianzS$1,411.72AllianzS$1,141.09AllianzS$978.08AllianzS$815.06Allianz
70S$1,772.64AllianzS$1,595.36AllianzS$1,418.10AllianzS$1,146.24AllianzS$982.50AllianzS$818.74Allianz
71S$1,808.09AllianzS$1,627.27AllianzS$1,446.46AllianzS$1,169.16AllianzS$1,002.14AllianzS$835.11Allianz
72S$1,844.25AllianzS$1,659.81AllianzS$1,475.39AllianzS$1,192.55AllianzS$1,022.19AllianzS$851.81Allianz
73S$1,881.12AllianzS$1,692.99AllianzS$1,504.89AllianzS$1,216.39AllianzS$1,042.62AllianzS$868.85Allianz
74S$1,918.74AllianzS$1,726.85AllianzS$1,534.99AllianzS$1,240.72AllianzS$1,063.48AllianzS$886.22Allianz
75S$1,957.13AllianzS$1,761.40AllianzS$1,565.70AllianzS$1,265.55AllianzS$1,084.76AllianzS$903.96Allianz

BYD M3e insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,146.52AIGS$4,631.86AIGS$4,117.18AIGS$3,422.41AIGNot possibleNot possible
23S$3,735.47AIGS$3,361.91AIGS$2,988.35AIGS$2,484.07AIGS$2,129.23AIGS$1,774.33AIG
25S$2,508.95AllianzS$2,258.04AllianzS$2,007.16AllianzS$1,622.37AllianzS$1,390.62AllianzS$1,158.82Allianz
28S$2,397.57AllianzS$2,157.80AllianzS$1,918.05AllianzS$1,550.34AllianzS$1,328.88AllianzS$1,107.38Allianz
30S$2,323.32AllianzS$2,090.97AllianzS$1,858.65AllianzS$1,502.34AllianzS$1,287.73AllianzS$1,073.09Allianz
35S$1,843.90AllianzS$1,659.50AllianzS$1,475.12AllianzS$1,192.33AllianzS$1,022.00AllianzS$851.65Allianz
40S$1,670.40AllianzS$1,503.35AllianzS$1,336.32AllianzS$1,080.14AllianzS$925.83AllianzS$771.52Allianz
45S$1,660.44AllianzS$1,494.39AllianzS$1,328.35AllianzS$1,073.69AllianzS$920.32AllianzS$766.92Allianz
50S$1,741.04AllianzS$1,566.92AllianzS$1,392.83AllianzS$1,125.81AllianzS$964.99AllianzS$804.15Allianz
55S$1,851.10AllianzS$1,665.98AllianzS$1,480.88AllianzS$1,196.99AllianzS$1,025.99AllianzS$854.98Allianz
60S$1,918.45AllianzS$1,726.60AllianzS$1,534.76AllianzS$1,240.53AllianzS$1,063.33AllianzS$886.09Allianz
65S$1,863.10AllianzS$1,676.78AllianzS$1,490.47AllianzS$1,204.74AllianzS$1,032.64AllianzS$860.52Allianz
70S$1,776.53AllianzS$1,598.87AllianzS$1,421.22AllianzS$1,148.77AllianzS$984.66AllianzS$820.54Allianz
75S$1,918.43AllianzS$1,726.58AllianzS$1,534.74AllianzS$1,240.52AllianzS$1,063.31AllianzS$886.08Allianz

BYD M3e insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,502.98AIGS$4,052.67AIGS$3,602.36AIGS$2,994.47AIGNot possibleNot possible
23S$3,261.97AIGS$2,935.76AIGS$2,609.56AIGS$2,169.20AIGS$1,859.33AIGS$1,549.44AIG
25S$2,508.95AllianzS$2,258.04AllianzS$2,007.16AllianzS$1,622.37AllianzS$1,390.62AllianzS$1,158.82Allianz
28S$2,397.57AllianzS$2,157.80AllianzS$1,918.05AllianzS$1,550.34AllianzS$1,328.88AllianzS$1,107.38Allianz
30S$2,323.32AllianzS$2,090.97AllianzS$1,858.65AllianzS$1,502.34AllianzS$1,287.73AllianzS$1,073.09Allianz
35S$1,843.90AllianzS$1,659.50AllianzS$1,475.12AllianzS$1,192.33AllianzS$1,022.00AllianzS$851.65Allianz
40S$1,670.40AllianzS$1,503.35AllianzS$1,336.32AllianzS$1,080.14AllianzS$925.83AllianzS$771.52Allianz
45S$1,660.44AllianzS$1,494.39AllianzS$1,328.35AllianzS$1,073.69AllianzS$920.32AllianzS$766.92Allianz
50S$1,741.04AllianzS$1,566.92AllianzS$1,392.83AllianzS$1,125.81AllianzS$964.99AllianzS$804.15Allianz
55S$1,851.10AllianzS$1,665.98AllianzS$1,480.88AllianzS$1,196.99AllianzS$1,025.99AllianzS$854.98Allianz
60S$1,918.45AllianzS$1,726.60AllianzS$1,534.76AllianzS$1,240.53AllianzS$1,063.33AllianzS$886.09Allianz
65S$1,863.10AllianzS$1,676.78AllianzS$1,490.47AllianzS$1,204.74AllianzS$1,032.64AllianzS$860.52Allianz
70S$1,776.53AllianzS$1,598.87AllianzS$1,421.22AllianzS$1,148.77AllianzS$984.66AllianzS$820.54Allianz
75S$1,918.43AllianzS$1,726.58AllianzS$1,534.74AllianzS$1,240.52AllianzS$1,063.31AllianzS$886.08Allianz

BYD M3e insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$4,545.93AIGS$4,091.33AIGS$3,636.72AIGS$6,913.09SinglifeNot possibleNot possible
23S$3,295.79AIGS$2,966.20AIGS$2,636.61AIGS$5,454.03SinglifeS$5,045.44SinglifeS$4,714.91Singlife
25S$5,014.72EtiqaS$4,605.94EtiqaS$4,052.42EtiqaS$3,834.43EtiqaS$4,066.30EtiqaS$3,619.35Etiqa
28S$4,276.63EtiqaS$3,921.33EtiqaS$3,457.67EtiqaS$3,272.11EtiqaS$3,463.74EtiqaS$3,086.64Etiqa
30S$3,897.27EtiqaS$3,572.02EtiqaS$3,151.34EtiqaS$2,982.32EtiqaS$3,155.58EtiqaS$2,812.84Etiqa
35S$3,312.80EtiqaS$3,036.25EtiqaS$2,678.75EtiqaS$2,535.09EtiqaS$2,682.30EtiqaS$2,391.00Etiqa
40S$3,206.20EtiqaS$2,941.28EtiqaS$2,591.87EtiqaS$2,452.67EtiqaS$2,597.64EtiqaS$2,314.06Etiqa
45S$3,240.52EtiqaS$2,972.82EtiqaS$2,619.59EtiqaS$2,478.90EtiqaS$2,625.48EtiqaS$2,338.83Etiqa
50S$3,488.24EtiqaS$3,200.61EtiqaS$2,819.70EtiqaS$2,668.24EtiqaS$2,826.52EtiqaS$2,517.63Etiqa
55S$3,812.91EtiqaS$3,498.89EtiqaS$3,082.05EtiqaS$2,916.47EtiqaS$3,089.82EtiqaS$2,751.96Etiqa
60S$3,822.22EtiqaS$3,509.33EtiqaS$3,089.09EtiqaS$2,923.01EtiqaS$3,098.53EtiqaS$2,758.68Etiqa
65S$3,549.68EtiqaS$3,265.27EtiqaS$2,867.26EtiqaS$2,712.70EtiqaS$2,881.35EtiqaS$2,561.97Etiqa
70S$3,483.35EtiqaS$3,204.45EtiqaS$2,813.62EtiqaS$2,661.94EtiqaS$2,827.62EtiqaS$2,514.09Etiqa
75S$3,906.53EtiqaS$3,587.55EtiqaS$3,157.02EtiqaS$2,987.23EtiqaS$3,167.37EtiqaS$2,819.52Etiqa

Prices for other drivers of the BYD M3e

Every insurer's price for another driver of the BYD M3e: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=BYD+M3e&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The BYD M3e on our quote form

We priced the BYD M3e 50.3 kWh (electric), the version most of our insurers quote.

Insurers with no online price for the BYD M3e

  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • ECICS: ECICS does not list this model on its online quote.
  • ERGO: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for electric cars.
  • HL Assurance: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for electric cars.
  • Liberty: This insurer's online price is for repairs at any workshop.
  • MS First Capital: MS First Capital does not quote electric cars online.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Sompo: This insurer has no online price for this car model yet.
  • UOI: This insurer's online price is for repairs at any workshop.

Some insurers give car prices only through their agents; they are on our insurer list.

The BYD M3e against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the BYD M3eInsurers
BMW iX1electricS$1,154.64 (as at 21 Oct 2026)S$383.12 more6
Tesla Model 3electricS$697.24 (as at 21 Oct 2026)S$74.28 less10
Tesla Model YelectricS$795.85 (as at 21 Oct 2026)S$24.33 more10
Aion VelectricS$1,686.75 (as at 20 Oct 2026)S$915.23 more3
Hyundai Ioniq 5electricS$954.21 (as at 20 Oct 2026)S$182.69 more8
Kia EV6electricS$662.27 (as at 21 Oct 2026)S$109.25 less5

COE for the BYD M3e

A fully electric BYD M3e needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is BYD M3e insurance for a 40-year-old man with 50% NCD?

S$771.52 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 40-year-old woman with 50% NCD?

S$697.09 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BYD M3e insurance for a 21-year-old driver with no NCD?

S$4,545.93 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 23-year-old woman with no NCD?

S$3,274.13 a year, from AIG: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BYD M3e insurance for a 25-year-old new driver with no NCD?

S$2,508.95 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 30-year-old with 20% NCD?

S$1,858.65 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 30-year-old woman with 50% NCD?

S$909.40 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BYD M3e insurance for a 35-year-old with 30% NCD?

S$1,192.33 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 50-year-old with 50% NCD?

S$804.15 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 60-year-old woman with 50% NCD?

S$808.00 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, female driver (woman)" on this page.

How much is BYD M3e insurance for a 70-year-old driver with 50% NCD?

S$820.54 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, male driver (man)" on this page.

How much is BYD M3e insurance for a 40-year-old driver after one claim, with 20% NCD?

S$2,591.87 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is BYD M3e insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$771.52 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is BYD M3e insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$771.52 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "BYD M3e insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for BYD M3e 50.3 kWh, 3 years old, 50% no-claim discount?

Today, 7 insurers price this, from S$771.52 to S$2,859.04 (as at 21 Oct 2026). The cheapest is Allianz Allianz Electric Motor Protect Comprehensive at S$771.52 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

BYD M3e 50.3 kWh. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on BYD M3e insurance?

Today the lowest price for our standard driver is S$771.52 (as at 21 Oct 2026) with 50% NCD and S$1,670.40 (as at 21 Oct 2026) with no NCD, so the discount saves S$898.88 a year.

Do younger drivers pay more to insure a BYD M3e?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,574.36 (as at 21 Oct 2026) today, S$802.84 more than our standard driver aged 40.

Which insurers have no online price for the BYD M3e?

Budget Direct, DirectAsia, ECICS, ERGO, Great American, HL Assurance, India International, Liberty, MS First Capital, MSIG, QBE, Sompo, UOI. They give no online price for this model; a broker can still ask them for one.