The Tesla Model X is a large electric SUV. It is not on the new-car list today, so a Model X in Singapore is most likely a used buy. The 75D is the version our insurers quote, and it is the focus here.
The insurance prices are examples for one stated driver, as of 1 November 2026. Just one insurer prices this car online for that driver. Treat the figures as a single reference point.
What we know about the car
The new-car list has no entry for the Model X. There is no list price, power figure or body type to give.
The price page prices the Model X (75D), electric, which is the version most of our insurers quote.
The COE rule
An electric car's COE category turns on its motor. The price page says a fully electric Model X needs a Category A COE if its motor is 110kW (147bhp) or less. If the motor is more powerful, it needs a Category B COE.
Category A closed at S$132,004 in the October 2026 2nd round. Category B closed at S$131,901. For a used car, the figure that matters is the one in force when its COE comes up for renewal. The COE page carries later rounds.
Road tax needs the motor figure
Electric cars pay road tax by motor power. The list we draw on gives no motor power for the Model X, so this page gives no road tax figure.
You can find the figure in the car's registration details. With it, the road tax page will work out the yearly sum.
Electric cars carry the same age surcharge as other cars:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Insurance with one price online
The Tesla Model X price page prices these details:
- Car: Model X (75D), registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
One insurer prices it online, with one plan. The premium is S$1,526.29 a year, with a S$1,200 excess. It includes 9% GST.
Seventeen insurers on our panel have no online price for the Model X on these details. Some do not quote electric cars online. One does not list the model. The rest have none yet.
With a single price, there is nothing to compare online. That makes quotes with your own details all the more useful. Ask each insurer what the plan covers for an electric car, such as the battery and the charging cable.
How the price changes
The price page shows the lowest price when one detail changes:
- No NCD (0%): S$3,510.46, which is S$1,984.17 more
- 20% NCD: S$2,564.17, S$1,037.88 more
- A driver aged 27, 3 years' driving, 30% NCD: S$3,834.75, S$2,308.46 more
- A driver aged 65, 20 years' driving: S$1,416.84, S$109.45 less
- A new car, registered this year: S$1,623.69, S$97.40 more
- A car 8 years old: S$1,493.79, S$32.50 less
The young driver case costs most: the price is 151% above the standard driver. With no NCD, the price more than doubles too. These are large jumps for a car that already costs more than most to insure.
Losing even part of your NCD costs a lot here. With 20% NCD instead of 50%, the price rises by S$1,037.88. If you have a strong NCD now, it is worth knowing what a claim could do to it.
The older driver case comes out cheaper. That figure comes from a different insurer, marked as an estimate. Each case still has just 1 insurer pricing it.
Against other electric cars
The price page lines the Model X up with six electric cars, for the same driver and car age:
- BYD Sealion 7: S$1,390.72, 7 insurers
- BYD Atto 3: S$913.63, 10 insurers
- BYD M6: S$861.41, 9 insurers
- BMW iX1: S$1,907.27, 2 insurers
- Aion V: S$856.84, 4 insurers
- Hyundai Ioniq 5: S$954.21, 8 insurers
Their average lowest price is S$1,147.35. The Model X costs 33% more than that. Five of the six are cheaper to insure; only the BMW iX1 costs more. The BYD and Hyundai models have many more insurers pricing them.
The Model S and other Tesla models are on the Tesla car insurance page.
What you will need to budget yourself
These costs vary by owner:
- Charging: home charging where your car park allows, or public chargers at their rates.
- Parking: season parking at home and work, plus short-term parking.
- ERP: depends on routes and timing.
- Servicing and tyres: follow the maker's schedule. Ask what is left of any battery warranty on a used car.
- Depreciation: depends on the price you pay and how many COE years remain.
Summary of yearly costs we can show
For the Tesla Model X (75D):
- Road tax: depends on motor power; use the road tax page with the car's registered figure
- Insurance, standard driver: S$1,526.29 a year, one insurer pricing (as of 1 November 2026)
- Insurance, no NCD: S$3,510.46
- Insurance, driver aged 27 with 30% NCD: S$3,834.75
- Insurance, car 8 years old: S$1,493.79
For context, Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Tesla Model X
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Tesla Model X to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.