The Omoda E5 is an electric SUV from China. If it is on your list, the costs to weigh are the list price with COE, yearly road tax and yearly car insurance. This guide sets each one out.
Insurance figures are examples for one stated driver, as of 1 November 2026. They show where insurers sit against each other. What you pay will depend on your own details.
The versions
The new-car list read on 2026-10-10 shows one version: the Electric [99kW] 61 kWh, with 133bhp. It lists the body type as SUV, made in China.
Our quote form carries two versions, both with a 61 kWh battery:
- E5 [99kW] 61 kWh
- E5 [150kW] 61 kWh
The insurance prices are for the 99kW version, the one most insurers quote.
What the list says it costs
As listed on 2026-10-10, the E5 Electric [99kW] 61 kWh was S$174,999, with COE included that day.
That price will shift after COE rounds. Ask for a current figure, and check that any two offers include the same items.
The COE rule
For an electric car, the price page ties the COE category to motor power:
- Motor of 110kW (147bhp) or less: Category A, at S$132,004 in the October 2026 2nd round
- More powerful motor: Category B, at S$131,901 in the same round
Since the two versions on the form differ in motor power, check which one you are looking at. The COE page shows the latest rounds.
Yearly road tax
Electric cars pay road tax by motor power. For the 133bhp (99kW) motor, LTA's formula, checked 2026-10-19, gives S$1,495.68 a year before any surcharge. The more powerful version on the form would pay more.
After 10 years, a surcharge is added:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
See the road tax page for other motors.
Car insurance on the standard details
The Omoda E5 price page prices this case:
- Car: E5 [99kW] 61 kWh, registered 3 years ago, private use, comprehensive cover
- Driver: aged 40, married, office job, driving 10 years
- Record: 50% no-claim discount (NCD), no claims
- Repairs: authorised workshop, no options
4 insurers price it online. The lowest premium is S$960.01 a year. The insurer whose lowest plan costs most asks at least S$1,788.35, a gap of S$828.34, or 86%. The top plan on the page is S$2,924.32. All prices include 9% GST.
That is a wide spread for so few insurers. Two insurers sit close together near the bottom, and two sit much higher.
Excess, plan by plan
Your excess is what you pay toward a claim. Here it ranges from S$0 to S$2,500, with three plans at S$300. The lowest premium does not carry the lowest excess, so put the two figures side by side.
Fifteen with no price
The page lists 15 insurers that have no online price for the E5. Most have no price for this model yet. Two do not price electric cars online. One prices only repairs at any workshop, and one does not list the model.
How each change moves the price
The page changes one detail at a time:
- No NCD (0%): S$1,804.54, which is S$844.53 more
- 20% NCD: S$1,452.95, which is S$492.94 more
- Driver aged 27, 3 years' driving, 30% NCD: S$1,953.88, which is S$993.87 more
- Driver aged 65, 20 years' driving: S$1,072.99, which is S$112.98 more
- New car, registered this year: S$941.26, which is S$18.75 less
- Car 8 years old: S$894.26, which is S$65.75 less
The young driver's price is the highest, up 104%. Losing the NCD comes close. A car of any other age lowers the lowest price a little, though only 3 insurers price the new car.
These are lowest prices. Dearer plans may move by different amounts.
Against other electric cars
The price page puts the E5 beside six electric cars, same driver and car age:
- BMW iX1: S$1,907.27
- BYD Sealion 7: S$1,390.72
- Tesla Model Y: S$939.71
- BYD Atto 3: S$913.63
- Tesla Model 3: S$913.62
- BYD M6: S$861.41
The six average S$1,154.39. The E5 is 17% below that average. Even so, 4 of the six have a lower lowest price, since two costly cars lift the average. Most of the cheaper ones are priced by 9 or 10 insurers. The car insurance page lists other makes.
What only you can work out
- Charging: depends on where you charge, the rate there and how far you drive. Check chargers near your HDB block or condo.
- Parking: season parking at home and work, plus short stays elsewhere.
- ERP: depends on routes and timing.
- Servicing and tyres: follow the maker's schedule. Ask what the battery and car warranties cover, and for how long.
- Depreciation: what the car loses over its COE life depends on the price now and the value later.
Summary of yearly costs we can show
For the Omoda E5 [99kW] 61 kWh:
- Road tax: S$1,495.68 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$960.01 a year (as of 1 November 2026)
- Insurance, no NCD: from S$1,804.54
- Insurance, car 8 years old: from S$894.26
One-off costs for reference: S$174,999 as listed on 2026-10-10. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026 2nd round.
Before you buy: car insurance for the Omoda E5
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Omoda E5 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.