The Jeep Patriot is no longer sold new, so anyone buying one in Singapore buys it used. That makes the yearly costs more important, not less. A bigger engine means higher road tax, and insurance for a less common model can vary widely.
Here are the costs that can be set out with figures. The insurance prices are examples for one stated driver, read on 1 November 2026. Treat them as a way to compare, not as your quote.
Which Patriot the prices are for
There is no entry for the Patriot on the new-car list today. That means no list price, power figure or body type can be given here.
The price page works from the version most of its insurers quote: the Jeep Patriot 2.4, with a 2,399cc engine. All the figures below refer to that car.
A Category B car
The COE section of the price page is short for this model. With a 2,399cc engine, above 1,600cc, the Patriot 2.4 needs a Category B COE.
In the October 2026 2nd round, Category B closed at S$131,901. Premiums change at every round. If the car you look at has only a few COE years left, that figure gives a sense of what renewal involves. The COE page has the latest results.
Road tax is a large yearly item
LTA's formula ties road tax to engine size, and 2,399cc puts the Patriot well above small family cars. It pays S$1,680.12 a year before any age surcharge, checked on 2026-10-19.
A car over 10 years old pays more on top:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
Since this model is no longer on sale, check the registration date before you work out the yearly bill. The road tax page covers other engine sizes too.
Insurance for the price page's driver
The Jeep Patriot price page quotes for one set of details:
- The car: Patriot 2.4, registered 3 years ago, private use, comprehensive cover
- The driver: 40 years old, married, office job, 10 years behind a licence
- The record: 50% NCD with no claims
- Repairs: authorised workshop, no options
6 insurers give a price, across 10 plans in all. The lowest premium is S$1,084.14 a year. The insurer whose lowest plan costs most asks at least S$2,765.41. The gap is S$1,681.27, or 155% on top. All prices include 9% GST.
Thirteen other insurers have no online price for the Patriot. With a short field and a wide spread, the order of prices on the page matters a lot.
Excesses run from nil to S$3,000
The excess is what you pay towards each claim. Here it ranges from S$0 to S$3,000. The lowest premium has a S$1,200 excess. The higher-priced plans include some with S$300. One plan near the middle has no excess at all, and one has S$3,000.
Several prices on the page are estimates. Bear that in mind when two figures look close.
What pushes the price up or down
These are the lowest prices when one detail changes:
- No NCD (0%): S$2,493.52, up S$1,409.38
- 20% NCD: S$1,821.36, up S$737.22
- Driver aged 27, 3 years' driving, 30% NCD: S$2,723.87, up S$1,639.73, with 4 insurers pricing
- Driver aged 65, 20 years' driving, 50% NCD: S$2,033.32, up S$949.18, with 3 insurers pricing
- A new car: S$1,153.32, up S$69.18
- A car 8 years old: S$1,061.06, down S$23.08
The young driver changes the most: the lowest price rises by 151%. Losing the NCD more than doubles it too. An older driver also pays much more here, and fewer insurers price that driver at all.
Only the 8-year-old car brings the lowest price down, and by a small sum.
How the Patriot compares
The price page sets six similar cars beside the Patriot, for the same driver and car age:
- Toyota Camry: S$872.39
- Toyota Alphard: S$832.53
- Toyota Vellfire: S$763.00
- Honda Odyssey: S$763.00
- Mitsubishi Outlander: S$783.81
- Alfa Romeo 159: S$1,028.09
Their average lowest price is S$840.47. The Patriot costs 29% more than that, and all 6 cars are cheaper to insure on these details. Most of them also have far more insurers pricing them. For more from the same make, see the Jeep car insurance page.
Costs you will need to estimate
Some costs depend on your habits more than on the car:
- Parking: season parking where you live, and charges at work or in town.
- Petrol: a 2.4-litre engine and your distance driven together set this bill.
- ERP: depends on when and where you drive.
- Upkeep: parts for an older, rarer model may take time to get. Ask for the service records.
- Depreciation: this turns on what you pay and how much COE life is left.
Summary of yearly costs we can show
For the Jeep Patriot 2.4, with dates:
- Road tax: S$1,680.12 a year before any age surcharge (checked 2026-10-19)
- Insurance, standard driver: from S$1,084.14 a year (1 November 2026)
- Insurance, no NCD: from S$2,493.52
- Insurance, a car 8 years old: from S$1,061.06
- Category B COE, October 2026 2nd round: S$131,901
Before you buy: car insurance for the Jeep Patriot
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jeep Patriot to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.