The Jeep Grand Cherokee is a large SUV, and the version priced here carries a 3.6-litre engine. It is not on the new-car list today. For owners and used buyers, road tax is the biggest yearly bill we can show, and insurance prices vary a great deal. This guide goes through each one.
The insurance figures are examples for one stated driver, as of 1 November 2026. They help you compare insurers. They are not your quote.
Versions on the form
With no current new-car listing, there is no list price, power or body type in this review. Our quote form carries three versions:
- Grand Cherokee 2.0 Limited Turbo, 1,955cc
- Grand Cherokee 3.0 CRD, 2,987cc
- Grand Cherokee 3.6, 3,604cc
The insurance prices are for the Grand Cherokee 3.6, the version most of our insurers quote. The seven-seat Grand Cherokee L has its own page on our site.
Category B
The price page says that with a 3,604cc engine, above 1,600cc, the Grand Cherokee 3.6 needs a Category B COE. Category B closed at S$131,901 in the October 2026 2nd round. The COE page shows later rounds.
Road tax on 3,604cc
LTA's formula gives S$3,329.76 a year for a 3,604cc engine, before any age surcharge. That is well above the lowest insurance price on our page.
Once the car is more than 10 years old, a surcharge applies:
- Over 10 years: +10%
- Over 11 years: +20%
- Over 12 years: +30%
- Over 13 years: +40%
- Over 14 years: +50%
On a base this high, each step is a large sum. The 2.0 and 3.0 versions have smaller engines and pay less. The road tax page works out each one.
Insurance on the standard profile
The Jeep Grand Cherokee price page prices this:
- Car: Grand Cherokee 3.6, 3 years old, private use, comprehensive cover
- Driver: aged 40, married, office job, 10 years' driving
- Record: 50% NCD, no claims
- Repairs: authorised workshop, no options
8 insurers price it. The lowest is S$1,209.21 a year. The dearest of the eight asks at least S$2,952.68. The gap is S$1,743.47, or 144% on top. Prices include 9% GST.
Most of the prices sit in a band near the bottom. Then one insurer's three plans sit well above the rest. So the spread is driven mostly by one end of the list. Leave those three plans aside, and the other insurers sit much closer together. Even then, the gap from the lowest price to the next few is large enough to matter. Several figures are estimates from published tables, so a full quote may differ a little.
Eleven insurers on our panel have no online price for this car. One of them prices electric cars only.
Excess and premium together
- Lowest premium: S$2,500 excess
- Second lowest: S$500 excess
- Middle plans: S$600 to S$3,000
- Dearest plans: S$300
The second-lowest premium asks only S$500 towards a claim, for a modest step up in price. The lowest asks S$2,500. That trade-off is worth working through before you choose.
How the lowest price changes
The page shows the lowest price when one detail changes:
- No NCD (0%): S$2,272.98, S$1,063.77 more
- 20% NCD: S$1,831.42, S$622.21 more
- Driver aged 27, 3 years' driving, 30% NCD: S$2,326.54, S$1,117.33 more
- Driver aged 65, 20 years' driving: S$1,394.08, S$184.87 more, with 7 insurers pricing
- New car, registered this year: S$1,196.89, S$12.32 less
- Car 8 years old: S$1,102.07, S$107.14 less
The young driver profile costs most, with the lowest price up 92%. Losing NCD comes close. An 8-year-old car is priced noticeably lower than the standard car.
Reading it for a used car
Since this car is bought used today, the 8-year-old line is a useful guide. It sits more than a hundred dollars below the standard figure. Our page does not price older cars, so ask for a quote on the car's real age.
Beside large-engined rivals
Same driver and car age, the price page lists:
- Audi Roadjet Concept: S$1,524.39
- Audi RS Q8: S$2,154.12
- Audi SQ7: S$2,154.12
- Audi SQ8: S$1,370.00
- BMW 735i: S$1,061.44
- BMW 735Li: S$1,061.44
Their average lowest price is S$1,554.25. The Grand Cherokee costs 22% less. Two of the six, the BMW 735i and 735Li, are cheaper to insure on these details. Several of the others have only a handful of insurers pricing them. Other Jeep models are on the Jeep car insurance page.
Costs you control
- Petrol: a 3.6-litre engine; your bill depends on distance and pump prices.
- Parking: season parking at home and elsewhere. Check bay sizes for a large SUV.
- ERP: depends on routes and times.
- Upkeep: large SUVs use larger tyres and brakes. Ask for the service record on a used car.
- Depreciation: what you pay against the COE life left.
Summary of yearly costs we can show
For the Jeep Grand Cherokee 3.6:
- Road tax: S$3,329.76 a year before any age surcharge (LTA's formula, checked 2026-10-19)
- Insurance, standard driver: from S$1,209.21 a year (1 November 2026)
- Insurance, a car 8 years old: from S$1,102.07
- Insurance, no NCD: from S$2,272.98
Category B COE in the October 2026 2nd round: S$131,901.
Before you buy: car insurance for the Jeep Grand Cherokee
Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Jeep Grand Cherokee to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.