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Deepal S05 electric SUV, the yearly costs in Singapore

The Deepal S05's list price, COE rule, road tax and dated insurance examples from five insurers, with excesses and what moves them.

The Deepal S05 is an electric SUV made in China. It is a fairly new name in Singapore, and buyers often ask what it costs beyond the showroom price.

This page covers the list price, the COE rule, road tax and car insurance. The insurance prices are examples for one stated driver, as of 1 November 2026. They help you see where prices sit, not what you will pay.

The one version listed

The new-car list read on 2026-10-10 shows a single version: the DEEPAL S05 Electric 68.82 kWh. It is an SUV made in China, with a 133bhp electric motor.

Our quote form prices the same car, the S05 68.82 kWh. It is the version most of our insurers quote.

List price on the day

As listed on 2026-10-10, the S05 was S$186,999, including COE that day.

New-car prices move after COE rounds and with dealer offers. When you compare offers, look at what each one includes.

COE: how the category is set

For a fully electric S05, the price page states:

  • Category A if the motor is 110kW (147bhp) or less. Category A closed at S$132,004 in the October 2026, 2nd round.
  • Category B if the motor is more powerful. Category B closed at S$131,901 in that round.

Confirm the category for the exact car with the dealer. The COE page has the latest results.

Road tax on a 133bhp motor

For electric cars, LTA sets road tax by motor power. The S05's 133bhp (99kW) motor comes to S$1,495.68 a year, checked on 2026-10-19, before any age surcharge.

An age surcharge applies once a car passes 10 years:

  • Over 10 years: +10%
  • Over 11 years: +20%
  • Over 12 years: +30%
  • Over 13 years: +40%
  • Over 14 years: +50%

The road tax page works out other motors and engines.

Insurance prices for the example driver

The Deepal S05 price page prices this case:

  • Car: S05 68.82 kWh, registered 3 years ago, private use, comprehensive cover
  • Driver: aged 40, married, office job, driving 10 years
  • Record: 50% NCD, no claims
  • Repairs: authorised workshop, no options

5 insurers give a price, across six plans. The lowest is S$931.55 a year. The insurer whose lowest plan costs most asks at least S$2,817.69. That gap is S$1,886.14, or 202% on top. All prices include 9% GST.

Three insurers say why they have no online price. One does not list the model. Two do not quote electric cars online. Several others have not priced the S05 yet.

Excess and plan type, side by side

The excess is your share of each claim. On this page it runs from S$0 to S$2,500:

  • The lowest premium carries a S$2,500 excess
  • Two plans from one insurer carry S$1,500. One is named as a collision-only plan, which suggests narrower cover than a full plan
  • Two plans at S$1,498.65 carry S$600
  • The dearest plan carries S$0

So the price order hides big differences. A collision-only plan may leave out some risks a full comprehensive plan covers. Read each plan's cover as well as its price and excess. Several prices are marked as estimates.

What shifts the lowest price

With one detail changed, the price page shows:

  • Driver aged 27, 3 years' driving, 30% NCD: S$1,897.09, S$965.54 more
  • No NCD (0%): S$1,751.04, S$819.49 more
  • 20% NCD: S$1,409.74, S$478.19 more
  • Driver aged 65, 20 years' driving: S$1,042.59, S$111.04 more
  • A new car, registered this year: S$912.18, S$19.37 less, from 4 insurers
  • A car 8 years old: S$870.35, S$61.20 less

The young driver pays most, with the lowest price up 104%. Losing the NCD comes next. Both a new car and an older car price slightly lower than the example.

These are lowest prices. The other plans may move by different amounts.

How it sits among electric cars

The price page compares the S05 with 6 electric cars, for the same driver and car age:

Their average lowest price is S$1,154.39. The S05 is 19% below that. Even so, 3 of the 6 are cheaper to insure on these details: the BYD Atto 3, the Tesla Model 3 and the BYD M6. The two dearest cars pull the average up.

More low-priced cars are on the cheapest cars to insure page. Other Deepal models are on the Deepal car insurance page.

Costs that depend on how you live

  • Charging: home charging, office chargers and public chargers each cost differently. Your distance sets the total.
  • Parking: season parking at your block or condo, plus daily parking.
  • ERP: depends on your routes and when you drive.
  • Servicing: ask what the warranty covers for the battery and motor, and for how long.
  • Depreciation: for a newer brand, what the car fetches later is harder to judge. It depends on what you pay and the market then.

Summary of yearly costs we can show

Deepal S05 68.82 kWh:

  • Road tax: S$1,495.68 a year before age surcharge (checked 2026-10-19)
  • Insurance, example driver: from S$931.55 a year (as of 1 November 2026)
  • Insurance, driver aged 27: from S$1,897.09
  • Insurance, no NCD: from S$1,751.04
  • Insurance, a car 8 years old: from S$870.35

Up front: S$186,999 as listed on 2026-10-10, COE included. Category A closed at S$132,004 and Category B at S$131,901 in the October 2026, 2nd round.

Before you buy: car insurance for the Deepal S05

Before you drive off, get your car insurance through Shenton Brokers. Compare car insurance for the Deepal S05 to see today's prices from every insurer we compare and how they change with the driver and the car's age. Or get a quote with your own details.