Typical car insurance quotes
Suzuki XL7 insurance for a 28-year-old with a 10% NCD
Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Suzuki XL7, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Suzuki XL7 driven by a 28-year-old with a 10% NCD is S$2,661.41 a year (GST included) at Liberty, Comprehensive Preferred Plan; 2 insurers quote this driver online, up to S$3,787.53 at HL Assurance.
Compare every insurer we price for a Suzuki XL7 on one page: https://shentonbrokers.com/prices/car/suzuki-xl7
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/suzuki-xl7/age-28-10-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 2 insurers quote this driver online; 14 do not.
- That is 2.5 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,078.10).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| LibertyComprehensive Preferred PlanBuy Now | S$2,661.41 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$3,787.53 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,453.12 | +S$791.71 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,059.31 | −S$602.10 |
| Next year, with a 20% NCDAfter a year with no claim, at today's prices. | S$2,259.82 | −S$401.59 |
Why this driver pays this
- The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.5 times what a 40-year-old with a 50% NCD pays (S$1,078.10).
- The car matters too: insurers group models by value, repair costs and claims; the Suzuki XL7 has a 2,737cc engine.
- 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$2,661.41 | Liberty |
| A week ago 5 Nov 2026 | S$2,661.41 | Liberty (estimate) |
The Suzuki XL7
- Priced as a Suzuki XL7 (2,737cc), registered 3 years ago.
- With a 2,737cc engine, above 1,600cc, the Suzuki XL7 needs a Category B COE (S$132,334 in the November 2026, 1st round).
- Road tax: about S$2,076.60 a year for a 2,737cc engine, before any surcharge for a car over 10 years old.
- For a 28-year-old with a 10% NCD, the Suzuki XL7 is the 766th cheapest of 995 car models to insure. Among 195 cars above 2,000cc it is 99th cheapest, 1% more than the middle price of S$2,638.92.
- Suzuki XL7 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Toyota Alphard | S$2,031.56 | Sompo |
| Toyota Vellfire | S$2,031.56 | Sompo |
| Honda Odyssey | S$2,031.56 | Sompo |
| Toyota Camry | S$2,144.14 | Sompo |
| Mitsubishi Outlander | S$2,385.57 | Sompo |
| Audi A8 | S$2,483.78 | Sompo |
| Audi Q7 | S$2,855.30 | QBE |
| Alfa Romeo 166 | S$4,265.07 | MS First Capital |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Suzuki XL7 for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=suzuki&model=suzuki-xl7&ncd=10&licenceYears=2&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1998-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
Questions people ask
How much is Suzuki XL7 insurance for a 28-year-old with a 10% NCD?
From S$2,661.41 a year today at Liberty, up to S$3,787.53 at HL Assurance, across the 2 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Suzuki XL7, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.5 times the S$1,078.10 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki XL7.
What would lower the price?
Next year, with a 20% NCD: the lowest price becomes S$2,259.82, S$401.59 less than today's S$2,661.41. After a year with no claim, at today's prices.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.
Which insurers do not quote a 28-year-old with a 10% NCD for a Suzuki XL7 online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.