Typical car insurance quotes
Suzuki S-Cross insurance for a 40-year-old with a 50% NCD
Every insurer's price today for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Suzuki S-Cross 1.6 GLX 2WD CVT, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Suzuki S-Cross driven by a 40-year-old with a 50% NCD is S$763.00 a year (GST included) at ECICS, Comprehensive; 13 insurers quote this driver online, up to S$1,297.86 at QBE.
Compare every insurer we price for a Suzuki S-Cross on one page: https://shentonbrokers.com/prices/car/suzuki-s-cross
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/suzuki-s-cross/age-40-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 13 insurers quote this driver online; 2 do not.
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| ECICSComprehensiveBuy Now | S$763.00 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| AllianzAllianz Motor Protect ComprehensiveBuy Now | S$824.18 | S$2,000.00 | Authorised workshops | Yes, S$100 excess | Not included |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$834.72 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$858.63 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$898.87 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| MS First CapitalComprehensiveBuy Now | S$927.39 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$954.93 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| AIGAIG Car Insurance Collision OnlyBuy Now | S$968.72 | S$600.00 | Authorised workshops | Optional add-on | Not included |
| ERGOSMART ComprehensiveBuy Now | S$1,005.47 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| UOIUniCar Comprehensive ValueBuy Now | S$1,010.95 | S$500.00 | Authorised workshops | Yes | S$20,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$1,012.59 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| SinglifeMotor LiteBuy Now | S$1,296.53 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
| QBEPrivate Motor Prestige ComprehensiveBuy Now | S$1,297.86 | S$3,000.00 | Authorised workshops | Yes, no excess | S$20,000 |
No online price for this driver: DirectAsia (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$927.39 | +S$164.39 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$620.69 | −S$142.31 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$763.00 | the same |
Why this driver pays this
- The car matters too: insurers group models by value, repair costs and claims; the Suzuki S-Cross has a 1,586cc engine.
- 2 insurers do not quote this driver online on this car: DirectAsia (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$763.00 | ECICS |
| A week ago 5 Nov 2026 | S$763.00 | ECICS |
The Suzuki S-Cross
- Priced as a Suzuki S-Cross 1.6 GLX 2WD CVT (1,586cc), registered 3 years ago.
- With a 1,586cc engine, the Suzuki S-Cross 1.6 GLX 2WD CVT needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$734.68 a year for a 1,586cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old with a 50% NCD, the Suzuki S-Cross is the 358th cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 276th cheapest, 5% more than the middle price of S$725.33.
- Suzuki S-Cross review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Honda Vezel | S$620.72 | Allianz |
| Honda Freed | S$646.59 | Allianz |
| Toyota Sienta | S$674.30 | HL Assurance |
| Toyota Corolla Altis | S$713.21 | HL Assurance |
| Mazda 3 | S$730.18 | HL Assurance |
| Mercedes-Benz C-Class | S$749.93 | Etiqa |
| BMW X1 | S$763.00 | ECICS |
| Hyundai Kona | S$763.00 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Suzuki S-Cross for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- ECICS, Comprehensive: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Allianz, Allianz Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/motor-comprehensive?brand=suzuki&model=suzuki-s-cross-1-6-glx-2wd-cvt&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=suzuki&model=suzuki-s-cross-1-6-glx-2wd-cvt&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=suzuki&model=suzuki-s-cross-1-6-glx-2wd-cvt&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=suzuki&model=suzuki-s-cross-1-6-glx-2wd-cvt&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=suzuki&model=suzuki-s-cross-1-6-glx-2wd-cvt&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Suzuki S-Cross insurance for a 40-year-old with a 50% NCD?
From S$763.00 a year today at ECICS, up to S$1,297.86 at QBE, across the 13 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Suzuki S-Cross 1.6 GLX 2WD CVT, private use, comprehensive cover, repairs at an authorised workshop.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and ECICS has been cheapest throughout.
Which insurers do not quote a 40-year-old with a 50% NCD for a Suzuki S-Cross online?
DirectAsia (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.