Typical car insurance quotes
Suzuki Alto insurance for a 65-year-old with a 50% NCD
Every insurer's price today for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Suzuki Alto, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Suzuki Alto driven by a 65-year-old with a 50% NCD is S$613.12 a year (GST included) at MS First Capital, Comprehensive; 8 insurers quote this driver online, up to S$955.95 at AIG.
Compare every insurer we price for a Suzuki Alto on one page: https://shentonbrokers.com/prices/car/suzuki-alto
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/suzuki-alto/age-65-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 8 insurers quote this driver online; 8 do not.
- That is 9% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$561.09).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| MS First CapitalComprehensiveBuy Now | S$613.12 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| ERGOSMART ComprehensiveBuy Now | S$707.94 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| ECICSComprehensiveBuy Now | S$763.00 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$827.50 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$862.95 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$901.30 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$903.54 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| AIGAIG Car Insurance Collision OnlyBuy Now | S$955.95 | S$600.00 | Authorised workshops | Optional add-on | Not included |
No online price for this driver: Allianz (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$613.12 | the same |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$442.92 | −S$170.20 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$674.43 | +S$61.31 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 9% more than what a 40-year-old with the same 50% NCD pays (S$561.09).
- The car matters too: insurers group models by value, repair costs and claims; the Suzuki Alto has a 658cc engine.
- 8 insurers do not quote this driver online on this car: Allianz (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is down S$94.82 (13%), and the cheapest insurer has changed once.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$613.12 | MS First Capital |
| A week ago 5 Nov 2026 | S$613.12 | MS First Capital |
The Suzuki Alto
- Priced as a Suzuki Alto (658cc), registered 3 years ago.
- With a 658cc engine, the Suzuki Alto needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$324.14 a year for a 658cc engine, before any surcharge for a car over 10 years old.
- For a 65-year-old with a 50% NCD, the Suzuki Alto is the 17th cheapest of 970 car models to insure. Among 409 cars up to 1,600cc it is 4th cheapest, 25% less than the middle price of S$818.95.
- Suzuki Alto review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Honda S660 ALPHA | S$648.94 | Allianz |
| Mitsubishi i | S$669.96 | MS First Capital |
| Honda N-Box | S$701.96 | ERGO |
| Honda N-Box L | S$701.96 | ERGO |
| Subaru R1 i | S$732.08 | MS First Capital |
| Subaru R2 I | S$732.08 | MS First Capital |
| Perodua Kancil | S$835.34 | Etiqa |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Suzuki Alto for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=suzuki&model=suzuki-alto&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=suzuki&model=suzuki-alto&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ECICS, Comprehensive: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred?brand=suzuki&model=suzuki-alto&ncd=50&licenceYears=21&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1961-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
Questions people ask
How much is Suzuki Alto insurance for a 65-year-old with a 50% NCD?
From S$613.12 a year today at MS First Capital, up to S$955.95 at AIG, across the 8 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Suzuki Alto, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 9% more than the S$561.09 a 40-year-old with a 50% NCD and no claims pays for the same Suzuki Alto.
Has the price changed?
Since 2 Nov 2026 the lowest price is down S$94.82 (13%), and the cheapest insurer has changed once.
Which insurers do not quote a 65-year-old with a 50% NCD for a Suzuki Alto online?
Allianz (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.