Typical car insurance quotes
Renault Duster insurance for a driver after a claim
Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Renault Duster 1.5 dCi, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Renault Duster driven by a driver after a claim is S$2,488.86 a year (GST included) at ERGO, SMART Comprehensive; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Renault Duster on one page: https://shentonbrokers.com/prices/car/renault-duster
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/renault-duster/age-40-after-a-claim
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 3.3 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$748.10).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| ERGOSMART ComprehensiveBuy Now | S$2,488.86 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$3,317.41 | +S$828.55 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$2,037.86 | −S$451.00 |
Why this driver pays this
- An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 3.3 times what the same driver with no claims and a 50% NCD pays (S$748.10).
- The car matters too: insurers group models by value, repair costs and claims; the Renault Duster has a 1,461cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and ERGO has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$2,488.86 | ERGO |
| A week ago 5 Nov 2026 | S$2,488.86 | ERGO |
The Renault Duster
- Priced as a Renault Duster 1.5 dCi (1,461cc), registered 3 years ago.
- With a 1,461cc engine, the Renault Duster 1.5 dCi needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$661.38 a year for a 1,461cc engine, before any surcharge for a car over 10 years old.
- For a driver after a claim, the Renault Duster is the 817th cheapest of 921 car models to insure. Among 405 cars up to 1,600cc it is 398th cheapest, 88% more than the middle price of S$1,320.88.
- Renault Duster review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz C-Class | S$1,134.20 | Etiqa |
| Toyota Corolla Altis | S$1,138.10 | Etiqa |
| Toyota Sienta | S$1,158.44 | Etiqa |
| Honda Freed | S$1,303.25 | Etiqa |
| BMW X1 | S$1,320.88 | ECICS |
| Hyundai Kona | S$1,377.37 | Etiqa |
| Mercedes-Benz GLB | S$1,383.20 | Etiqa |
| Mazda 3 | S$1,418.23 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Renault Duster for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
Questions people ask
How much is Renault Duster insurance for a driver after a claim?
From S$2,488.86 a year today at ERGO, across the 1 insurer that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Renault Duster 1.5 dCi, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 3.3 times the S$748.10 a 40-year-old with a 50% NCD and no claims pays for the same Renault Duster.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and ERGO has been cheapest throughout.
Which insurers do not quote a driver after a claim for a Renault Duster online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.