Typical car insurance quotes
Polestar 2 insurance for an 80-year-old with a 50% NCD
Every insurer's price today for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Polestar 2 Long Range Dual Motor 78 kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Polestar 2 driven by an 80-year-old with a 50% NCD is S$2,488.00 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Polestar 2 on one page: https://shentonbrokers.com/prices/car/polestar-2
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/polestar-2/age-80-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 3.3 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$758.89).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| SinglifeMotor LiteBuy Now | S$2,488.00 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for main drivers aged up to 70).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,756.23 | +S$268.23 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$2,761.69 | +S$273.69 |
Why this driver pays this
- From about 65 many insurers price older drivers higher, and from about 70 some do not quote online. On this car the lowest price is 3.3 times what a 40-year-old with the same 50% NCD pays (S$758.89).
- The Polestar 2 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for main drivers aged up to 70).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$2,488.00 | Singlife |
| A week ago 5 Nov 2026 | S$2,488.00 | Singlife |
The Polestar 2
- Priced as a Polestar 2 Long Range Dual Motor 78 kWh (electric), registered 3 years ago.
- A fully electric Polestar 2 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For an 80-year-old with a 50% NCD, the Polestar 2 is the 654th cheapest of 694 car models to insure. Among 79 electric cars it is 70th cheapest, 27% more than the middle price of S$1,956.81.
- Polestar 2 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| BYD Atto 3 | S$1,427.55 | AIG |
| BYD M6 | S$1,444.74 | AIG |
| Aion V | S$1,548.86 | AIG |
| Hyundai Ioniq 5 | S$1,709.62 | Singlife |
| BYD Sealion 7 | S$1,955.93 | AIG |
| BMW iX1 | S$1,991.52 | Singlife |
| Tesla Model Y | S$2,120.48 | AIG |
| Tesla Model 3 | S$2,189.52 | AIG |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Polestar 2 for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Polestar 2 insurance for an 80-year-old with a 50% NCD?
From S$2,488.00 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 80, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Polestar 2 Long Range Dual Motor 78 kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 3.3 times the S$758.89 a 40-year-old with a 50% NCD and no claims pays for the same Polestar 2.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote an 80-year-old with a 50% NCD for a Polestar 2 online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged up to 75); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer's online price is for main drivers aged up to 75 when cover starts); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer's online price is for main drivers aged up to 69); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer's online price is for main drivers aged up to 70).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.