Typical car insurance quotes
Peugeot 407 insurance for a 28-year-old with a 10% NCD
Every insurer's price today for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Peugeot 407 2.0, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Peugeot 407 driven by a 28-year-old with a 10% NCD is S$2,327.40 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 10 insurers quote this driver online, up to S$5,394.17 at Etiqa.
Compare every insurer we price for a Peugeot 407 on one page: https://shentonbrokers.com/prices/car/peugeot-407
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/peugeot-407/age-28-10-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 10 insurers quote this driver online; 6 do not.
- That is 2.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$861.21).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$2,327.40 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| India InternationalComprehensive (any workshop or authorised workshops)Buy Now | S$2,640.99 | S$750.00 | Any workshop | Yes, S$100 excess | Not included |
| Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy Now | S$2,673.03 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$120,000 |
| ECICSComprehensiveBuy Now | S$2,788.25 | S$5,000.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| HL AssuranceCar Protect360 ComprehensiveBuy Now | S$3,025.60 | S$1,200.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| LibertyComprehensive Preferred PlanBuy Now | S$3,191.56 | S$600.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| MS First CapitalComprehensiveBuy Now | S$3,268.86 | S$500.00 | Any workshop | Yes, S$100 excess | S$20,000 |
| SinglifeMotor LiteBuy Now | S$3,392.18 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
| ERGOSMART ComprehensiveBuy Now | S$4,376.09 | S$500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$5,394.17 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,792.83 | +S$465.43 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,682.42 | −S$644.98 |
| Next year, with a 20% NCDAfter a year with no claim, at today's prices. | S$2,065.38 | −S$262.02 |
Why this driver pays this
- The no-claim discount comes off the premium: 10% now, rising a step each year without a claim to 50% after five years. On this car the lowest price is 2.7 times what a 40-year-old with a 50% NCD pays (S$861.21).
- The car matters too: insurers group models by value, repair costs and claims; the Peugeot 407 has a 1,995cc engine.
- 6 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$2,327.40 | Sompo |
| A week ago 5 Nov 2026 | S$2,327.40 | Sompo |
The Peugeot 407
- Priced as a Peugeot 407 2.0 (1,995cc), registered 3 years ago.
- With a 1,995cc engine, above 1,600cc, the Peugeot 407 2.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).
- Road tax: about S$1,206.24 a year for a 1,995cc engine, before any surcharge for a car over 10 years old.
- For a 28-year-old with a 10% NCD, the Peugeot 407 is the 622nd cheapest of 995 car models to insure. Among 237 cars of 1,601cc to 2,000cc it is 121st cheapest, about the same as the middle price of S$2,323.56.
- Peugeot 407 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Mercedes-Benz E-Class | S$2,016.17 | Sompo |
| Toyota Voxy | S$2,072.73 | Allianz |
| Mercedes-Benz GLC | S$2,205.21 | Sompo |
| Toyota Harrier | S$2,229.86 | QBE |
| Lexus NX | S$2,321.27 | Sompo |
| BMW 3 Series | S$2,412.75 | Sompo |
| Lexus RX | S$2,503.68 | Sompo |
| BMW 5 Series | S$2,530.12 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Peugeot 407 for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- ECICS, Comprehensive: https://purchase.ecics.com/motor/insurance/basic-detail?manual=true&partner_code=B0000030&promo_code=SPECIAL15
- HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien
- Liberty, Comprehensive Preferred Plan: https://shentonbrokers.com/go/buy/car/liberty/comprehensive-preferred-rp?brand=peugeot&model=peugeot-407-2-0&ncd=10&licenceYears=2&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1998-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- MS First Capital, Comprehensive: https://shentonbrokers.com/go/buy/car/ms-first-capital/msfc-comprehensive?brand=peugeot&model=peugeot-407-2-0&ncd=10&licenceYears=2&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1998-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- ERGO, SMART Comprehensive: https://shentonbrokers.com/go/buy/car/ergo/smart?brand=peugeot&model=peugeot-407-2-0&ncd=10&licenceYears=2&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1998-11-12&gender=m&maritalStatus=single&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
Questions people ask
How much is Peugeot 407 insurance for a 28-year-old with a 10% NCD?
From S$2,327.40 a year today at Sompo, up to S$5,394.17 at Etiqa, across the 10 insurers that quote this driver online. That is for a driver aged 28, single, driving 2 years, a 10% no-claim discount, on a 3-year-old Peugeot 407 2.0, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 2.7 times the S$861.21 a 40-year-old with a 50% NCD and no claims pays for the same Peugeot 407.
What would lower the price?
Next year, with a 20% NCD: the lowest price becomes S$2,065.38, S$262.02 less than today's S$2,327.40. After a year with no claim, at today's prices.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.
Which insurers do not quote a 28-year-old with a 10% NCD for a Peugeot 407 online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer doesn’t offer this cover online); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); Great American (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.