Typical car insurance quotes
Opel Combo-e Life insurance for a 23-year-old new driver
Every insurer's price today for a driver aged 23, single, driving 1 year, no no-claim discount, on a 3-year-old Opel Combo-e Life 50 kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Opel Combo-e Life driven by a 23-year-old new driver is S$7,874.04 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Opel Combo-e Life on one page: https://shentonbrokers.com/prices/car/opel-combo-e-life
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/opel-combo-e-life/age-23-new-driver
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is 12.7 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$622.27).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| SinglifeMotor LiteBuy Now | S$7,874.04 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged 25 or over); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$8,811.76 | +S$937.72 |
| Next year, with a 10% NCDAfter a year with no claim, at today's prices. | S$6,349.61 | −S$1,524.43 |
Why this driver pays this
- A driver in the first year of driving has no record to go on, so insurers charge a new-driver loading and there is no no-claim discount to take off. Young drivers, under about 26, pay a further loading at most insurers.
- The Opel Combo-e Life is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged 25 or over); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$7,874.04 | Singlife |
| A week ago 5 Nov 2026 | S$7,874.04 | Singlife |
The Opel Combo-e Life
- Priced as a Opel Combo-e Life 50 kWh (electric), registered 3 years ago.
- A fully electric Opel Combo-e Life needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For a 23-year-old new driver, the Opel Combo-e Life is the 812th cheapest of 856 car models to insure. Among 91 electric cars it is 73rd cheapest, 24% more than the middle price of S$6,334.48.
- Opel Combo-e Life review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Aion V | S$4,689.05 | AIG |
| BYD Sealion 7 | S$5,474.97 | Sompo |
| BYD Atto 3 | S$5,474.97 | Sompo |
| BYD M6 | S$5,474.97 | Sompo |
| Tesla Model 3 | S$6,483.78 | Sompo |
| Tesla Model Y | S$6,483.78 | Sompo |
| Hyundai Ioniq 5 | S$6,811.19 | Singlife |
| BMW iX1 | S$7,508.54 | Sompo |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Opel Combo-e Life for every driver · Other cars for this driver · Compare with your own details.
Questions people ask
How much is Opel Combo-e Life insurance for a 23-year-old new driver?
From S$7,874.04 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 23, single, driving 1 year, no no-claim discount, on a 3-year-old Opel Combo-e Life 50 kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 12.7 times the S$622.27 a 40-year-old with a 50% NCD and no claims pays for the same Opel Combo-e Life.
What would lower the price?
Next year, with a 10% NCD: the lowest price becomes S$6,349.61, S$1,524.43 less than today's S$7,874.04. After a year with no claim, at today's prices.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.
Which insurers do not quote a 23-year-old new driver for a Opel Combo-e Life online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for main drivers aged 25 or over); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS quotes main drivers aged 26 to 70 online); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.