Opel Agila insurance for a driver with a Certificate of Merit

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Opel Agila driven by a driver with a Certificate of Merit is S$719.73 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Opel Agila on one page: https://shentonbrokers.com/prices/car/opel-agila

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/opel-agila/age-45-certificate-of-merit

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

• 1 insurer quotes this driver online; 15 do not.
• That is 5% less than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$757.60).

Why this driver pays this

• The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers. On this car the lowest price is 5% less than what the same driver without one pays (S$757.60).
• The car matters too: insurers group models by value, repair costs and claims; the Opel Agila has a 998cc engine.
• 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

The Opel Agila

• Priced as a Opel Agila (998cc), registered 3 years ago.
• With a 998cc engine, the Opel Agila needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
• Road tax: about S$390.60 a year for a 998cc engine, before any surcharge for a car over 10 years old.
• For a driver with a Certificate of Merit, the Opel Agila is the 303rd cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 244th cheapest, 2% more than the middle price of S$704.21.
• Opel Agila review: list price, COE, road tax and insurance.

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

• HL Assurance, Car Protect360 Comprehensive: https://app.hlas.com.sg/redirect?source=agent&sac=SI000001&mwc=SIB&referrer=a/a/vivien