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Typical car insurance quotes

Nissan Ariya insurance for a driver with two claims

Every insurer's price today for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Nissan Ariya Dual-Tone 66 kWh, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Nissan Ariya driven by a driver with two claims is S$4,539.15 a year (GST included) at Singlife, Motor Lite; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Nissan Ariya on one page: https://shentonbrokers.com/prices/car/nissan-ariya

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/nissan-ariya/age-40-two-claims

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 6.0 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$761.33).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SinglifeMotor LiteBuy NowS$4,539.15S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Nissan Ariya and driver after one change, against S$4,539.15.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$5,215.54+S$676.39

Why this driver pays this

  • 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years. On this car the lowest price is 6.0 times what the same driver with no claims and a 50% NCD pays (S$761.33).
  • The Nissan Ariya is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$4,539.15Singlife
A week ago 5 Nov 2026S$4,539.15Singlife

The Nissan Ariya

  • Priced as a Nissan Ariya Dual-Tone 66 kWh (electric), registered 3 years ago.
  • A fully electric Nissan Ariya needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
  • For a driver with two claims, the Nissan Ariya is the 689th cheapest of 801 car models to insure. Among 78 electric cars it is 42nd cheapest, 5% more than the middle price of S$4,303.09.
  • Nissan Ariya review: list price, COE, road tax and insurance.
Similar cars for a driver with two claims, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
BYD M6S$2,736.23ECICS
Tesla Model 3S$2,902.06ECICS
BYD Atto 3S$2,902.08ECICS
Tesla Model YS$2,984.98ECICS
Hyundai Ioniq 5S$3,119.96Etiqa
BMW iX1S$4,835.47Singlife
Aion VS$4,890.88Singlife
BYD Sealion 7S$10,931.93Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Nissan Ariya for every driver · Other cars for this driver · Compare with your own details.

Questions people ask

How much is Nissan Ariya insurance for a driver with two claims?

From S$4,539.15 a year today at Singlife, across the 1 insurer that quote this driver online. That is for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Nissan Ariya Dual-Tone 66 kWh, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 6.0 times the S$761.33 a 40-year-old with a 50% NCD and no claims pays for the same Nissan Ariya.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Singlife has been cheapest throughout.

Which insurers do not quote a driver with two claims for a Nissan Ariya online?

AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.