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Typical car insurance quotes

Kia Amanti insurance for a 40-year-old who works outdoors

Every insurer's price today for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Kia Amanti 3.8, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Kia Amanti driven by a 40-year-old who works outdoors is S$1,551.06 a year (GST included) at HL Assurance, Car Protect360 Comprehensive; it is the only insurer that quotes this driver online.

Compare every insurer we price for a Kia Amanti on one page: https://shentonbrokers.com/prices/car/kia-amanti

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/kia-amanti/age-40-outdoor-work

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 15 do not.
  • That is 11% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,397.35).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
HL AssuranceCar Protect360 ComprehensiveBuy NowS$1,551.06S$1,200.00Any workshopYes, S$100 excessS$20,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Kia Amanti and driver after one change, against S$1,551.06.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,824.78+S$273.72
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,706.18+S$155.12

Why this driver pays this

  • Some insurers load drivers whose work is outdoors (driving, site or field work), who are on the road more. On this car the lowest price is 11% more than what the same driver with an office job pays (S$1,397.35).
  • The car matters too: insurers group models by value, repair costs and claims; the Kia Amanti has a 3,783cc engine.
  • 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,551.06HL Assurance
A week ago 5 Nov 2026S$1,551.06HL Assurance

The Kia Amanti

  • Priced as a Kia Amanti 3.8 (3,783cc), registered 3 years ago.
  • With a 3,783cc engine, above 1,600cc, the Kia Amanti 3.8 needs a Category B COE (S$132,334 in the November 2026, 1st round).
  • Road tax: about S$3,609.72 a year for a 3,783cc engine, before any surcharge for a car over 10 years old.
  • For a 40-year-old who works outdoors, the Kia Amanti is the 933rd cheapest of 995 car models to insure. Among 195 cars above 2,000cc it is 165th cheapest, 46% more than the middle price of S$1,065.42.
  • Kia Amanti review: list price, COE, road tax and insurance.
Similar cars for a 40-year-old who works outdoors, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Honda Elysion PrestigeS$893.75Sompo
BMW 735iS$1,061.44Sompo
BMW 735LiS$1,061.44Sompo
Audi SQ7S$1,268.74Allianz
Audi SQ8S$1,268.74Allianz
Chrysler 300S$1,859.52HL Assurance
Chrysler 300CS$1,859.52HL Assurance
Audi RS Q8S$2,477.23Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Kia Amanti for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Kia Amanti insurance for a 40-year-old who works outdoors?

From S$1,551.06 a year today at HL Assurance, across the 1 insurer that quote this driver online. That is for a driver aged 40, married, outdoor work (driving, site or field work), driving 10 years, a 50% no-claim discount, on a 3-year-old Kia Amanti 3.8, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 11% more than the S$1,397.35 a 40-year-old with a 50% NCD and no claims pays for the same Kia Amanti.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and HL Assurance has been cheapest throughout.

Which insurers do not quote a 40-year-old who works outdoors for a Kia Amanti online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for electric cars only); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.