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Typical car insurance quotes

Deepal S05 insurance for a 65-year-old after a claim

Every insurer's price today for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Deepal S05 68.82 kWh, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Deepal S05 driven by a 65-year-old after a claim is S$1,548.42 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); 2 insurers quote this driver online, up to S$2,160.15 at AIG.

Compare every insurer we price for a Deepal S05 on one page: https://shentonbrokers.com/prices/car/deepal-s05

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/deepal-s05/age-65-after-a-claim

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 2 insurers quote this driver online; 14 do not.
  • That is 66% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$931.55).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$1,548.42S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
AIGAIG Car Insurance Collision OnlyBuy NowS$2,160.15S$1,500.00Authorised workshopsOptional add-onNot included

No online price for this driver: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Deepal S05 and driver after one change, against S$1,548.42.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,820.42+S$272.00
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,427.24−S$121.18

Why this driver pays this

  • An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 51% more than what the same driver with no claims and a 50% NCD pays (S$1,024.11).
  • From about 65 many insurers price older drivers higher, and from about 70 some do not quote online.
  • The Deepal S05 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
  • 14 insurers do not quote this driver online on this car: Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,548.42Etiqa
A week ago 5 Nov 2026S$1,548.42Etiqa

The Deepal S05

  • Priced as a Deepal S05 68.82 kWh (electric), registered 3 years ago.
  • A fully electric Deepal S05 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
  • For a 65-year-old after a claim, the Deepal S05 is the 237th cheapest of 921 car models to insure. Among 121 electric cars it is 4th cheapest, 34% less than the middle price of S$2,344.72.
  • Deepal S05 review: list price, COE, road tax and insurance.
Similar cars for a 65-year-old after a claim, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Hyundai Ioniq 5S$1,630.92Etiqa
Aion VS$1,763.36AIG
Tesla Model 3S$2,127.19Etiqa
BYD M6S$2,132.59ECICS
Tesla Model YS$2,237.09Etiqa
BYD Atto 3S$2,261.85ECICS
BMW iX1S$3,030.40Great Eastern
BYD Sealion 7S$4,862.03Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Deepal S05 for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Deepal S05 insurance for a 65-year-old after a claim?

From S$1,548.42 a year today at Etiqa, up to S$2,160.15 at AIG, across the 2 insurers that quote this driver online. That is for a driver aged 65, married, driving more than 20 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Deepal S05 68.82 kWh, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 66% more than the S$931.55 a 40-year-old with a 50% NCD and no claims pays for the same Deepal S05.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

Which insurers do not quote a 65-year-old after a claim for a Deepal S05 online?

Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (HL Assurance insures main drivers aged 27 to 64 online); India International (This insurer has no online price for electric cars); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.