Typical car insurance quotes
Cupra Terramar insurance for a 40-year-old woman with a 50% NCD
Every insurer's price today for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Cupra Terramar 1.5 eTSI DSG, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a Cupra Terramar driven by a 40-year-old woman with a 50% NCD is S$1,716.06 a year (GST included) at QBE, Private Motor Prestige Comprehensive; it is the only insurer that quotes this driver online.
Compare every insurer we price for a Cupra Terramar on one page: https://shentonbrokers.com/prices/car/cupra-terramar
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/cupra-terramar/age-40-woman-50-ncd
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 1 insurer quotes this driver online; 15 do not.
- That is about the same as what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,716.06).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| QBEPrivate Motor Prestige ComprehensiveBuy Now | S$1,716.06 | S$3,000.00 | Authorised workshops | Yes, no excess | S$20,000 |
No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$2,124.65 | +S$408.59 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,716.06 | the same |
Why this driver pays this
- Some insurers charge women a little less than men of the same age and record. On this car the lowest price is about the same as what the same driver as a man pays (S$1,716.06).
- The car matters too: insurers group models by value, repair costs and claims; the Cupra Terramar has a 1,498cc engine.
- 15 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Price history
Since 2 Nov 2026 the lowest price is unchanged, and QBE has been cheapest throughout.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,716.06 | QBE |
| A week ago 5 Nov 2026 | S$1,716.06 | QBE |
The Cupra Terramar
- Priced as a Cupra Terramar 1.5 eTSI DSG (1,498cc), registered 3 years ago.
- With a 1,498cc engine, the Cupra Terramar 1.5 eTSI DSG needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
- Road tax: about S$683.08 a year for a 1,498cc engine, before any surcharge for a car over 10 years old.
- For a 40-year-old woman with a 50% NCD, the Cupra Terramar is the 962nd cheapest of 995 car models to insure. Among 417 cars up to 1,600cc it is 414th cheapest, 2.5 times the middle price of S$684.33.
- Cupra Terramar review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Honda Freed | S$584.22 | Allianz |
| Mercedes-Benz GLB | S$600.03 | Allianz |
| Toyota Sienta | S$640.58 | HL Assurance |
| Mazda 3 | S$669.82 | Allianz |
| Toyota Corolla Altis | S$677.54 | HL Assurance |
| Hyundai Kona | S$730.01 | HL Assurance |
| BMW X1 | S$763.00 | ECICS |
| Mercedes-Benz C-Class | S$763.00 | ECICS |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The Cupra Terramar for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- QBE, Private Motor Prestige Comprehensive: https://shentonbrokers.com/go/buy/car/qbe/comprehensive?brand=cupra&model=cupra-terramar-1-5-etsi-dsg&ncd=50&licenceYears=10&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=f&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised
Questions people ask
How much is Cupra Terramar insurance for a 40-year-old woman with a 50% NCD?
From S$1,716.06 a year today at QBE, across the 1 insurer that quote this driver online. That is for a driver aged 40, female, married, driving 10 years, a 50% no-claim discount, on a 3-year-old Cupra Terramar 1.5 eTSI DSG, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is about the same as the S$1,716.06 a 40-year-old with a 50% NCD and no claims pays for the same Cupra Terramar.
Has the price changed?
Since 2 Nov 2026 the lowest price is unchanged, and QBE has been cheapest throughout.
Which insurers do not quote a 40-year-old woman with a 50% NCD for a Cupra Terramar online?
AIG (This insurer has no online price for this car model yet); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer has no online price for this car model yet); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (This insurer has no online price for this car model yet); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.