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Typical car insurance quotes

Citroen Berlingo insurance for a driver with two claims

Every insurer's price today for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Citroen Berlingo, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Citroen Berlingo driven by a driver with two claims is S$2,599.69 a year (GST included) at Liberty, Comprehensive Preferred Plan; 2 insurers quote this driver online, up to S$4,008.94 at Singlife.

Compare every insurer we price for a Citroen Berlingo on one page: https://shentonbrokers.com/prices/car/citroen-berlingo

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/citroen-berlingo/age-40-two-claims

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 2 insurers quote this driver online; 14 do not.
  • That is 3.2 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$820.33).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
LibertyComprehensive Preferred PlanBuy NowS$2,599.69S$600.00Authorised workshopsYes, S$100 excessS$50,000
SinglifeMotor LiteBuy NowS$4,008.94S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Citroen Berlingo and driver after one change, against S$2,599.69.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$3,372.98+S$773.29
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$2,011.34−S$588.35

Why this driver pays this

  • 2 at-fault claims in the last three years took the whole no-claim discount away, and many insurers add a claims loading as well, for three years. On this car the lowest price is 3.2 times what the same driver with no claims and a 50% NCD pays (S$820.33).
  • The car matters too: insurers group models by value, repair costs and claims; the Citroen Berlingo has a 1,398cc engine.
  • 14 insurers do not quote this driver online on this car: AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$2,599.69Liberty
A week ago 5 Nov 2026S$2,599.69Liberty (estimate)

The Citroen Berlingo

  • Priced as a Citroen Berlingo (1,398cc), registered 3 years ago.
  • With a 1,398cc engine, the Citroen Berlingo needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.
  • Road tax: about S$624.42 a year for a 1,398cc engine, before any surcharge for a car over 10 years old.
  • For a driver with two claims, the Citroen Berlingo is the 326th cheapest of 801 car models to insure. Among 367 cars up to 1,600cc it is 261st cheapest, 11% more than the middle price of S$2,334.19.
  • Citroen Berlingo review: list price, COE, road tax and insurance.
Similar cars for a driver with two claims, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
BMW X1S$2,026.35ECICS
Mercedes-Benz C-ClassS$2,090.37ECICS
Hyundai KonaS$2,154.79ECICS
Mazda 3S$2,175.69ECICS
Toyota SientaS$2,175.71ECICS
Toyota Corolla AltisS$2,274.50ECICS
Honda FreedS$2,474.32ECICS
Mercedes-Benz GLBS$3,091.59Etiqa

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Citroen Berlingo for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Citroen Berlingo insurance for a driver with two claims?

From S$2,599.69 a year today at Liberty, up to S$4,008.94 at Singlife, across the 2 insurers that quote this driver online. That is for a driver aged 40, married, driving 10 years, two claims totalling S$10,000 in the last 3 years, no NCD left, on a 3-year-old Citroen Berlingo, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 3.2 times the S$820.33 a 40-year-old with a 50% NCD and no claims pays for the same Citroen Berlingo.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and the cheapest insurer has changed once.

Which insurers do not quote a driver with two claims for a Citroen Berlingo online?

AIG (This insurer's online price is for drivers with up to one claim in the last 3 years); Allianz (This insurer has no online price for this car model yet); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Etiqa (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); Great Eastern (This insurer's online price is for drivers with up to one claim in the last 3 years); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote drivers with a claim in the last 3 years online; it refers them); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.