Typical car insurance quotes
BYD Sealion 7 insurance for a driver with a Certificate of Merit
Every insurer's price today for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old BYD Sealion 7 Premium 82.5 kWh, private use, comprehensive cover, repairs at an authorised workshop.
In short
On 12 Nov 2026, the cheapest comprehensive car insurance for a BYD Sealion 7 driven by a driver with a Certificate of Merit is S$1,075.28 a year (GST included) at Allianz, Allianz Electric Motor Protect Comprehensive; 6 insurers quote this driver online, up to S$2,943.11 at Etiqa.
Compare every insurer we price for a BYD Sealion 7 on one page: https://shentonbrokers.com/prices/car/byd-sealion-7
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/byd-sealion-7/age-45-certificate-of-merit
Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
- 6 insurers quote this driver online; 10 do not.
- That is 1% less than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,081.74).
Insurer by insurer
| Insurer | Premium | Excess | Workshop | Windscreen | Personal accident |
|---|---|---|---|---|---|
| AllianzAllianz Electric Motor Protect ComprehensiveBuy Now | S$1,075.28 | S$2,000.00 | Authorised workshops | Yes, S$100 excess | Not included |
| AIGAIG Car Insurance CompleteBuy Now | S$1,267.05 | S$1,500.00 | Authorised workshops | Yes, S$109 excess | Not included |
| SompoComprehensive Cover – Authorised Workshop PlanBuy Now | S$1,390.72 | S$600.00 | Authorised workshops | Yes | S$50,000 |
| Great EasternGREAT EV Protect Comprehensive (Any Workshop)Buy Now | S$1,761.37 | S$900.00 | Any workshop | Yes, S$100 excess | S$120,000 |
| SinglifeMotor LiteBuy Now | S$1,926.24 | S$300.00 | Authorised workshops | Yes, S$100 excess | Not included |
| EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy Now | S$2,943.11 | S$2,500.00 | Authorised workshops | Yes, S$100 excess | S$50,000 |
No online price for this driver: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.
What would change the price
| Change | Lowest price | Difference |
|---|---|---|
| Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel. | S$1,164.13 | +S$88.85 |
| Third party, fire and theftNo cover for damage to your own car in an accident you cause. | S$1,005.33 | −S$69.95 |
| Add an NCD protectorKeeps the 50% NCD after one claim. | S$1,252.76 | +S$177.48 |
Why this driver pays this
- The Traffic Police's Certificate of Merit, for three years without a traffic offence, earns a small discount at some insurers. On this car the lowest price is about the same as what the same driver without one pays (S$1,075.28).
- The BYD Sealion 7 is electric: repairs and parts cost more at some insurers, so they price electric cars higher than petrol cars of the same size.
- 10 insurers do not quote this driver online on this car: DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Price history
Since 2 Nov 2026 the lowest price is down S$315.44 (23%), and the cheapest insurer has changed 2 times.
| When | Lowest price | Cheapest insurer |
|---|---|---|
| Today 12 Nov 2026 | S$1,075.28 | Allianz |
| A week ago 5 Nov 2026 | S$1,075.28 | Allianz (estimate) |
The BYD Sealion 7
- Priced as a BYD Sealion 7 Premium 82.5 kWh (electric), registered 3 years ago.
- A fully electric BYD Sealion 7 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its motor is 110kW (147bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more powerful.
- For a driver with a Certificate of Merit, the BYD Sealion 7 is the 855th cheapest of 995 car models to insure. Among 146 electric cars it is 104th cheapest, 33% more than the middle price of S$806.13.
- BYD Sealion 7 review: list price, COE, road tax and insurance.
| Car | Lowest price | Cheapest insurer |
|---|---|---|
| Kia EV6 | S$658.32 | Allianz |
| Tesla Model 3 | S$693.08 | Allianz |
| Aion ES | S$747.02 | AIG |
| Tesla Model Y | S$791.10 | Allianz |
| Aion V | S$824.59 | AIG |
| Hyundai Ioniq 5 | S$923.94 | Etiqa |
| BMW iX1 | S$1,147.76 | Allianz |
| Porsche Macan | S$1,320.77 | Allianz |
How these prices are worked out
Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.
The BYD Sealion 7 for every driver · Other cars for this driver · Compare with your own details.
Buy Now addresses
Each insurer listed here, at its lowest price on this page.
- Allianz, Allianz Electric Motor Protect Comprehensive: https://shentonbrokers.com/go/buy/car/allianz/ev-comprehensive?brand=byd&model=byd-sealion-7-premium-82-5-kwh&ncd=50&licenceYears=15&ncdProtector=no®Date=2023-11-12&demeritFree=yes&claims=no&dob=1981-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=yes&offPeak=no&workshop=authorised
- Sompo, Comprehensive Cover – Authorised Workshop Plan: https://www.sompo.com.sg/products/private-car/quotation/GetQuote?p=STI33804
- Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop): https://www.tiq.com.sg/buy-online/car-insurance/quotation/?referral=A501895
Questions people ask
How much is BYD Sealion 7 insurance for a driver with a Certificate of Merit?
From S$1,075.28 a year today at Allianz, up to S$2,943.11 at Etiqa, across the 6 insurers that quote this driver online. That is for a driver aged 45, married, driving 15 years, a 50% no-claim discount, the Traffic Police's Certificate of Merit, on a 3-year-old BYD Sealion 7 Premium 82.5 kWh, private use, comprehensive cover, repairs at an authorised workshop.
How does that compare with a typical driver?
The lowest price is 1% less than the S$1,081.74 a 40-year-old with a 50% NCD and no claims pays for the same BYD Sealion 7.
Has the price changed?
Since 2 Nov 2026 the lowest price is down S$315.44 (23%), and the cheapest insurer has changed 2 times.
Which insurers do not quote a driver with a Certificate of Merit for a BYD Sealion 7 online?
DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for electric cars); HL Assurance (This insurer has no online price for this car model yet); India International (This insurer has no online price for electric cars); Liberty (This insurer's online price is for repairs at any workshop); MS First Capital (MS First Capital does not quote electric cars online); QBE (This insurer has no online price for this car model yet); UOI (This insurer's online price is for repairs at any workshop).
Is this the price I will pay?
It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.