Shenton Brokers
← Audi RS3 SB quotes by driver

Typical car insurance quotes

Audi RS3 SB insurance for a driver after a claim

Every insurer's price today for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Audi RS3 SB 2.5 TFSI QU S TRONIC, private use, comprehensive cover, repairs at an authorised workshop.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Audi RS3 SB driven by a driver after a claim is S$3,123.53 a year (GST included) at Etiqa, Private Car Insurance – Comprehensive (Authorised Workshop); it is the only insurer that quotes this driver online.

Compare every insurer we price for a Audi RS3 SB on one page: https://shentonbrokers.com/prices/car/audi-rs3-sb

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-rs3-sb/age-40-after-a-claim

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 1 insurer quotes this driver online; 14 do not.
  • That is 2.6 times what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,209.34).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$3,123.53S$2,500.00Authorised workshopsYes, S$100 excessS$50,000

No online price for this driver: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Audi RS3 SB and driver after one change, against S$3,123.53.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$3,513.93+S$390.40
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$1,869.11−S$1,254.42

Why this driver pays this

  • An at-fault claim in the last three years cut the no-claim discount to 20%, and many insurers add a claims loading as well, for three years. On this car the lowest price is 2.6 times what the same driver with no claims and a 50% NCD pays (S$1,209.34).
  • The car matters too: insurers group models by value, repair costs and claims; the Audi RS3 SB has a 2,480cc engine.
  • 14 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$3,123.53Etiqa
A week ago 5 Nov 2026S$3,123.53Etiqa

The Audi RS3 SB

  • Priced as a Audi RS3 SB 2.5 TFSI QU S TRONIC (2,480cc), registered 3 years ago.
  • With a 2,480cc engine, above 1,600cc, the Audi RS3 SB 2.5 TFSI QU S TRONIC needs a Category B COE (S$132,334 in the November 2026, 1st round).
  • Road tax: about S$1,775.14 a year for a 2,480cc engine, before any surcharge for a car over 10 years old.
  • For a driver after a claim, the Audi RS3 SB is the 866th cheapest of 921 car models to insure. Among 168 cars above 2,000cc it is 146th cheapest, 63% more than the middle price of S$1,917.50.
  • Audi RS3 SB review: list price, COE, road tax and insurance.
Similar cars for a driver after a claim, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
Toyota VellfireS$1,428.35Etiqa
Honda OdysseyS$1,430.98ECICS
Toyota AlphardS$1,443.16Etiqa
Chery V5S$1,521.99Etiqa
Toyota CamryS$1,539.33Etiqa
Mitsubishi OutlanderS$1,563.06Etiqa
Alfa Romeo 159S$2,012.49Liberty

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Audi RS3 SB for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Audi RS3 SB insurance for a driver after a claim?

From S$3,123.53 a year today at Etiqa, across the 1 insurer that quote this driver online. That is for a driver aged 40, married, driving 10 years, one S$5,000 claim in the last 3 years, NCD down to 20%, on a 3-year-old Audi RS3 SB 2.5 TFSI QU S TRONIC, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 2.6 times the S$1,209.34 a 40-year-old with a 50% NCD and no claims pays for the same Audi RS3 SB.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Etiqa has been cheapest throughout.

Which insurers do not quote a driver after a claim for a Audi RS3 SB online?

AIG (This insurer has no online price for this car model yet); Allianz (This insurer's online price is for drivers with no claims in the last 3 years); DirectAsia (This insurer has no online price for this car model yet); ECICS (ECICS does not list this model on its online quote); ERGO (This insurer has no online price for this car model yet); Great American (This insurer has no online price for this car model yet); HL Assurance (This insurer's online price is for drivers with no claims in the last 3 years); India International (This insurer has no online price for this car model yet); Liberty (This insurer has no online price for this car model yet); MS First Capital (MS First Capital does not quote this model online); QBE (This insurer's online price is for drivers with no claims in the last 3 years); Singlife (This insurer has no online price for this car model yet); Sompo (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.