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Typical car insurance quotes

Audi A8 insurance for a 55-year-old with a 50% NCD

Every insurer's price today for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A8 3.0, private use, comprehensive cover, repairs at an authorised workshop.

By , Writer · Prices as of 12 Nov 2026, GST included.

In short

On 12 Nov 2026, the cheapest comprehensive car insurance for a Audi A8 driven by a 55-year-old with a 50% NCD is S$1,186.89 a year (GST included) at Sompo, Comprehensive Cover – Authorised Workshop Plan; 10 insurers quote this driver online, up to S$3,069.29 at Singlife.

Compare every insurer we price for a Audi A8 on one page: https://shentonbrokers.com/prices/car/audi-a8

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/car-insurance-quotes/audi-a8/age-55-50-ncd

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

  • 10 insurers quote this driver online; 6 do not.
  • That is 9% more than what a 40-year-old with a 50% NCD and no claims pays for the same car (S$1,092.69).

Insurer by insurer

The cheapest plan at each insurer, with its own-damage excess (what you pay towards each claim) and three covers in short. The plan's own wording decides.
InsurerPremiumExcessWorkshopWindscreenPersonal accident
SompoComprehensive Cover – Authorised Workshop PlanBuy NowS$1,186.89S$600.00Authorised workshopsYesS$50,000
HL AssuranceCar Protect360 ComprehensiveBuy NowS$1,298.45S$1,200.00Any workshopYes, S$100 excessS$20,000
Great AmericanMotor Private Car Comprehensive (Authorised Workshop)Buy NowS$1,341.28S$700.00Authorised workshopsYes, S$100 excessS$20,000
AllianzAllianz Motor Protect ComprehensiveBuy NowS$1,471.88S$2,000.00Authorised workshopsYes, S$100 excessNot included
ERGOSMART ComprehensiveBuy NowS$1,592.49S$500.00Authorised workshopsYes, S$100 excessS$50,000
MS First CapitalComprehensiveBuy NowS$1,674.96S$500.00Any workshopYes, S$100 excessS$20,000
LibertyComprehensive Preferred PlanBuy NowS$1,770.11S$600.00Authorised workshopsYes, S$100 excessS$50,000
QBEPrivate Motor Prestige ComprehensiveBuy NowS$1,826.62S$3,000.00Authorised workshopsYes, no excessS$20,000
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowS$1,899.09S$2,500.00Authorised workshopsYes, S$100 excessS$50,000
SinglifeMotor LiteBuy NowS$3,069.29S$300.00Authorised workshopsYes, S$100 excessNot included

No online price for this driver: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

See this quote on the results page, with every plan and filter. Budget Direct, FWD, Income, MSIG quote live there with your own answers, so they are not in this table.

What would change the price

Today's lowest price for the same Audi A8 and driver after one change, against S$1,186.89.
ChangeLowest priceDifference
Repairs at any workshopInstead of the authorised workshop; the insurer picks from its own panel.S$1,424.27+S$237.38
Third party, fire and theftNo cover for damage to your own car in an accident you cause.S$857.98−S$328.91
Add an NCD protectorKeeps the 50% NCD after one claim.S$1,305.57+S$118.68

Why this driver pays this

  • The car matters too: insurers group models by value, repair costs and claims; the Audi A8 has a 2,976cc engine.
  • 6 insurers do not quote this driver online on this car: AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Price history

Since 2 Nov 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

WhenLowest priceCheapest insurer
Today 12 Nov 2026S$1,186.89Sompo
A week ago 5 Nov 2026S$1,186.89Sompo

The Audi A8

  • Priced as a Audi A8 3.0 (2,976cc), registered 3 years ago.
  • With a 2,976cc engine, above 1,600cc, the Audi A8 3.0 needs a Category B COE (S$132,334 in the November 2026, 1st round).
  • Road tax: about S$2,356.94 a year for a 2,976cc engine, before any surcharge for a car over 10 years old.
  • For a 55-year-old with a 50% NCD, the Audi A8 is the 835th cheapest of 995 car models to insure. Among 195 cars above 2,000cc it is 118th cheapest, 3% more than the middle price of S$1,152.94.
  • Audi A8 review: list price, COE, road tax and insurance.
Similar cars for a 55-year-old with a 50% NCD, lowest price on 12 Nov 2026.
CarLowest priceCheapest insurer
BMW 7 SeriesS$1,055.75ECICS
BMW 730LiS$1,055.75ECICS
BMW 740dS$1,071.07HL Assurance
BMW 730iS$1,076.87ECICS
BMW 440i Gran Coupe M SportS$1,152.94Sompo
BMW 730dS$1,197.45HL Assurance
BMW 640i Gran CoupeS$1,249.79QBE
Alfa Romeo 166S$1,674.96MS First Capital

How these prices are worked out

Each price is what the insurer charges today for these answers, GST included: from the rates insurers publish or quote on their own sites, checked against their online quotes every week. Shenton Brokers is an insurance broker in Singapore and compares every insurer that quotes this driver online. Budget Direct, FWD, Income, MSIG quote live with your own answers on our results page, so they are not in these figures. The figures for every driver on this car are in a CSV file, updated daily.

The Audi A8 for every driver · Other cars for this driver · Compare with your own details.

Buy Now addresses

Each insurer listed here, at its lowest price on this page.

Questions people ask

How much is Audi A8 insurance for a 55-year-old with a 50% NCD?

From S$1,186.89 a year today at Sompo, up to S$3,069.29 at Singlife, across the 10 insurers that quote this driver online. That is for a driver aged 55, married, driving more than 20 years, a 50% no-claim discount, on a 3-year-old Audi A8 3.0, private use, comprehensive cover, repairs at an authorised workshop.

How does that compare with a typical driver?

The lowest price is 9% more than the S$1,092.69 a 40-year-old with a 50% NCD and no claims pays for the same Audi A8.

Has the price changed?

Since 2 Nov 2026 the lowest price is unchanged, and Sompo has been cheapest throughout.

Which insurers do not quote a 55-year-old with a 50% NCD for a Audi A8 online?

AIG (This insurer has no online price for this car model yet); DirectAsia (We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here); ECICS (ECICS does not list this model on its online quote); Great Eastern (This insurer has no online price for this car model yet); India International (This insurer has no online price for this car model yet); UOI (This insurer has no online price for this car model yet).

Is this the price I will pay?

It is the price each insurer quotes online for these answers today, GST included. Your own car, its age, your record and the options you choose change it; the quote form asks for yours.