Motorcycle insurance
Motorcycle insurance, rider aged 25 with a 1-year licence, Class 2B bike: compare insurers and buy online
Rider aged 25 with a 1-year licence, Class 2B bike
As of 12 Nov 2026 (Singapore time)
Compare motorcycle insurance for a rider aged 25 with a 1-year licence, Class 2B bike from 3 insurers on this page: S$951.78 to S$1,031.05 a year, GST included. Every plan has a Buy Now link. The prices are estimates: the insurer's own quote can differ.
On 12 Nov 2026, the cheapest motorcycle insurance for a rider aged 25 with a 1-year licence, Class 2B bike is an estimated S$951.78 a year (GST included) at Income, Income Motorcycle Insurance Comprehensive (as at 4 Nov 2026); 3 insurers price it online, up to S$1,031.05 (as at 3 Nov 2026).
Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/motorcycle/rider-1-year-licence-2b-25
Motorcycle insurance promotions today: ECICS, 15% off; Etiqa, 10% off. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.
In short
- FWD is cheapest for these answers today, at S$951.78 for its FWD Motorcycle Insurance (underwritten by Income) Comprehensive plan.
- 3 insurers price it; the dearest of them, Etiqa, asks at least S$1,031.05, S$79.27 more.
- Of the changes below, the one that costs most is "a 201 to 400cc bike (Class 2A)": the lowest price becomes S$1,153.38.
What we assumed
- Up to 200cc, registered 3 years ago
- Male rider aged 25, licence held 1 year
- 10% NCD, no claims
- Private use
- Comprehensive cover
Prices today
| Insurer | Plan | Premium | Excess | As at |
|---|---|---|---|---|
| IncomeIncome Motorcycle Insurance ComprehensiveBuy Now | Income Motorcycle Insurance Comprehensive | S$951.78 | S$300.00 | 4 Nov 2026 |
| FWDFWD Motorcycle Insurance (underwritten by Income) ComprehensiveBuy Now | FWD Motorcycle Insurance (underwritten by Income) Comprehensive | S$951.78 | S$300.00 | 4 Nov 2026 |
| EtiqaTiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use)Buy Now | Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use) | S$600.00 | 3 Nov 2026 |
All prices include 9% GST.
These are example prices for the details above. Your own price depends on your answers.
"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.
How each estimate is worked out
The prices are estimates: the insurer's own quote can differ.
- Income: Income's online quote prices by the bike's make, model and engine capacity, which this form does not ask: the figure shown is its price for one common bike of the capacity band (up to 200cc: Honda PCX125; the 8 other bikes sampled pay from 8% less to 21% more; 201 to 400cc: Honda CB400SF; the 6 other bikes sampled pay up to 27% more; 401 to 750cc: Kawasaki ER-6F; the 5 other bikes sampled pay up to 21% less; above 750cc: Honda CB1000R; the 8 other bikes sampled pay from 59% less to 18% more). Income's own quote for your bike can sit above or below it.
- FWD: FWD's quote (Income's gateway) prices by the bike's make, model and engine capacity, which this form does not ask: the figure shown is its price for one common bike of the capacity band (up to 200cc: Honda PCX125; the 8 other bikes sampled pay from 8% less to 21% more; 201 to 400cc: Honda CB400SF; the 6 other bikes sampled pay up to 27% more; 401 to 750cc: Kawasaki ER-6F; the 5 other bikes sampled pay up to 21% less; above 750cc: Honda CB1000R; the 8 other bikes sampled pay from 59% less to 18% more). FWD's own quote for your bike can sit above or below it.
Buy Now addresses
- Income, Income Motorcycle Insurance Comprehensive: https://shentonbrokers.com/go/buy/motorcycle/income/comprehensive?capacity=200®Date=2023-11-12&licenceYears=1&ncd=10&claims=no&dob=2001-11-12&gender=m&usage=private&coverType=comprehensive
- Etiqa, Tiq ePROTECT motorcycle Comprehensive (riders 21 to 25, personal use): https://www.tiq.com.sg/buy-online/motorcycle-insurance/quotation/?referral=A501895
How the price changes
The lowest price today when one answer changes. Every other answer stays as above.
| Change | Lowest price | Against this page | Insurers |
|---|---|---|---|
| A 201 to 400cc bike (Class 2A) | S$1,153.38Buy NowIncome | S$201.60 more | 3 |
| No NCD | S$1,057.53Buy NowIncome | S$105.75 more | 3 |
| A rider aged 50 | S$477.94Buy NowEtiqa | S$473.84 less | 3 |
| Food or parcel delivery | No online price | 0 | |
| Third party only cover | S$403.87Buy NowIncome | S$547.91 less | 3 |
Insurers with no online price for this example
- Budget Direct: This insurer's online price is for riders with at least 2 years of riding experience.
- DirectAsia: This insurer's online price is for riders with at least 2 years of riding experience.
- ECICS: This insurer's online price is for riders with at least 2 years of riding experience.
Some insurers give prices only through their agents; they are on our insurer list.
Open the quote form with these answers filled in, then change anything that is different for you.
Get your own quotePrices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/motorcycle/prices?capacity=200®Date=2023-11-12&licenceYears=1&ncd=10&claims=no&dob=2001-11-12&gender=m&usage=private&coverType=comprehensive
Motorcycle insurance price by rider age and licence class
The lowest price today for a year's comprehensive cover, GST included, for a male rider of each age on a bike registered 3 years ago, private use, no claims, with the licence years and NCD his age allows (up to 10 years and 20%), and the insurer that offers it.
| Rider | Up to 200cc (Class 2B) | 201 to 400cc (Class 2A) | 401 to 750cc (Class 2) | Above 750cc (Class 2) |
|---|---|---|---|---|
| Aged 21 | S$916.49Buy NowEtiqa | S$1,145.61Buy NowEtiqa | S$1,374.74Buy NowEtiqa | S$1,878.81Buy NowEtiqa |
| Aged 23 | S$762.87Buy NowIncome | S$924.46Buy NowIncome | S$1,374.74Buy NowEtiqa | S$1,745.38Buy NowIncome |
| Aged 25 | S$567.65Buy NowIncome | S$687.89Buy NowIncome | S$1,171.09Buy NowIncome | S$1,298.72Buy NowIncome |
| Aged 30 | S$368.78Buy NowECICS | S$435.86Buy NowECICS | S$628.08Buy NowECICS | S$764.92Buy NowECICS |
| Aged 40 | S$275.21Buy NowECICS | S$325.27Buy NowECICS | S$468.72Buy NowECICS | S$570.83Buy NowECICS |
| Aged 50 | S$310.99Buy NowECICS | S$367.55Buy NowECICS | S$529.64Buy NowECICS | S$645.05Buy NowECICS |
| Aged 60 | S$310.99Buy NowECICS | S$367.55Buy NowECICS | S$529.64Buy NowECICS | S$645.05Buy NowECICS |
| Aged 65 | S$323.88Buy NowIncome | S$386.91Buy NowECICS | S$557.54Buy NowECICS | S$679.00Buy NowECICS |
| Aged 70 | S$323.88Buy NowIncome | S$392.49Buy NowIncome | S$668.18Buy NowIncome | S$741.00Buy NowIncome |
The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.
Motorcycle insurance price by cover type and licence class
The lowest price today for a year's cover, GST included, for a male rider aged 30 with a 5-year licence and 20% NCD, a bike registered 3 years ago, private use, no claims.
| Cover | Up to 200cc (Class 2B) | 201 to 400cc (Class 2A) | 401 to 750cc (Class 2) | Above 750cc (Class 2) |
|---|---|---|---|---|
| Comprehensive | S$368.78Buy NowECICS | S$435.86Buy NowECICS | S$628.08Buy NowECICS | S$764.92Buy NowECICS |
| Third party, fire and theft | S$236.03Buy NowECICS | S$284.63Buy NowECICS | S$410.17Buy NowECICS | S$532.12Buy NowECICS |
| Third party only | S$154.89Buy NowECICS | S$186.79Buy NowECICS | S$269.16Buy NowECICS | S$349.19Buy NowECICS |
The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.
Motorcycle insurance price by NCD and licence class
The lowest price today for a year's comprehensive cover, GST included, for a male rider aged 30 with a 5-year licence, a bike registered 3 years ago, private use, no claims, at each NCD.
| NCD | Up to 200cc (Class 2B) | 201 to 400cc (Class 2A) | 401 to 750cc (Class 2) | Above 750cc (Class 2) |
|---|---|---|---|---|
| No NCD | S$460.99Buy NowECICS | S$544.83Buy NowECICS | S$785.09Buy NowECICS | S$956.15Buy NowECICS |
| 10% NCD | S$414.89Buy NowECICS | S$490.34Buy NowECICS | S$706.58Buy NowECICS | S$860.53Buy NowECICS |
| 15% NCD | S$391.83Buy NowECICS | S$463.10Buy NowECICS | S$667.33Buy NowECICS | S$812.73Buy NowECICS |
| 20% NCD | S$368.78Buy NowECICS | S$435.86Buy NowECICS | S$628.08Buy NowECICS | S$764.92Buy NowECICS |
The prices are estimates: the insurer's own quote can differ. Open a price for every insurer's price for those answers.
Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.
Questions people ask
How much is motorcycle insurance for a Class 2B bike in Singapore?
From an estimated S$368.78 a year at ECICS, the lowest of the 5 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 30 with a 5-year licence and 20% NCD, a bike registered 3 years ago, private use, comprehensive cover, up to 200cc. Every licence class and age is in the tables on this page.
How much is motorcycle insurance for a Class 2A bike?
From an estimated S$435.86 a year at ECICS, the lowest of the 5 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 30 with a 5-year licence and 20% NCD, a bike registered 3 years ago, private use, comprehensive cover, 201 to 400cc. Every licence class and age is in the tables on this page.
How much is insurance for a big bike above 750cc?
From an estimated S$764.92 a year at ECICS, the lowest of the 5 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 30 with a 5-year licence and 20% NCD, a bike registered 3 years ago, private use, comprehensive cover, above 750cc. Every licence class and age is in the tables on this page.
How much is third party only motorcycle insurance?
From an estimated S$154.89 a year at ECICS, the lowest of the 6 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 30 with a 5-year licence and 20% NCD, a Class 2B bike (up to 200cc) registered 3 years ago, private use. Every licence class and age is in the tables on this page.
How much is motorcycle insurance for a 21-year-old?
From S$916.49 a year at Etiqa, the lowest of the 4 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 21 with a 3-year licence and 20% NCD, a Class 2B bike (up to 200cc) registered 3 years ago, comprehensive cover. Every licence class and age is in the tables on this page.
How much is motorcycle insurance for a rider aged 70?
From an estimated S$323.88 a year at Income, the lowest of the 3 insurers we compare that price it online, on 12 Nov 2026, GST included. Assumed: a male rider aged 70 with 10 or more years of licence and 20% NCD, a Class 2B bike (up to 200cc) registered 3 years ago, comprehensive cover. Every licence class and age is in the tables on this page.
How much does the NCD save on motorcycle insurance?
For a Class 2B bike and a rider aged 30, the lowest price is S$460.99 a year with no NCD and S$368.78 at 20% NCD, S$92.21 less, on 12 Nov 2026, GST included. Motorcycle NCD stops at 20%, reached after three claim-free years.
How much is motorcycle insurance for rider aged 25 with a 1-year licence, Class 2B bike?
Today, 3 insurers price this, from S$951.78 to S$1,031.05 (as at 3 Nov 2026). The cheapest is Income Income Motorcycle Insurance Comprehensive at S$951.78 (as at 4 Nov 2026). All prices include 9% GST.
What do these prices assume?
Up to 200cc, registered 3 years ago. Male rider aged 25, licence held 1 year. 10% NCD, no claims. Private use. Comprehensive cover.
Will my own price be the same?
Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you. The prices are estimates: the insurer's own quote can differ. The notes under the prices say how each insurer's estimate is worked out.