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Perodua Kembara car insurance: compare insurers and buy online

Perodua Kembara 1.3, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Perodua Kembara 1.3, 3 years old, 50% no-claim discount from 9 insurers on this page: S$675.91 to S$1,025.46 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Perodua Kembara 1.3, 3 years old, 50% no-claim discount is S$675.91 a year (GST included) at HL Assurance, Car Protect360 Comprehensive (as at 20 Oct 2026); 9 insurers price it online, up to S$1,025.46 (as at 23 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/perodua-kembara

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Perodua Kembara in short

For the driver above, HL Assurance is cheapest for the Perodua Kembara today, at S$675.91 for its Car Protect360 Comprehensive plan. 9 insurers price it; the dearest of them, Great Eastern, asks at least S$905.83, S$229.92 (34% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$1,412.99, 109% more. Against 6 similar cars (below) it costs about the same as their average lowest price of S$676.04; 4 of them are cheaper to insure.

What we assumed

  • Perodua Kembara 1.3
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
HL AssuranceCar Protect360 ComprehensiveBuy NowCar Protect360 ComprehensiveS$901.21S$675.91S$1,200.0020 Oct 2026
IncomeDrivo ClassicBuy NowDrivo ClassicS$729.22S$600.0020 Oct 2026
FWDDrivo ClassicBuy NowDrivo ClassicS$729.22S$600.0020 Oct 2026
MS First CapitalComprehensiveBuy NowComprehensiveS$732.08S$500.0020 Oct 2026
EtiqaPrivate Car Insurance – Comprehensive (Authorised Workshop)Buy NowPrivate Car Insurance – Comprehensive (Authorised Workshop)S$939.62S$751.70code TIQCAR20S$2,500.0020 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$806.22S$600.0020 Oct 2026
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$818.58S$500.0023 Oct 2026
LibertyComprehensive Preferred PlanBuy NowComprehensive Preferred PlanS$886.66S$600.0022 Oct 2026
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowDrive and Save Plus Comprehensive (Authorised Workshop)S$905.83S$600.0020 Oct 2026
IncomeDrivo PremiumBuy NowDrivo PremiumS$931.06S$600.0020 Oct 2026
FWDDrivo PremiumBuy NowDrivo PremiumS$931.06S$600.0020 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$1,025.46S$500.0023 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=perodua&model=perodua-kembara-1-3&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Perodua Kembara price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$675.91 (as at 20 Oct 2026)9HL Assurance
The same driver with no NCD (0%)S$1,412.99 (as at 20 Oct 2026)S$737.08 more9Etiqa
The same driver with 20% NCDS$1,134.36 (as at 20 Oct 2026)S$458.45 more9Etiqa
Driver aged 27, 3 years’ driving, 30% NCDS$1,020.90 (as at 20 Oct 2026)S$344.99 more10Income
Driver aged 65, 20 years’ driving, 50% NCDS$729.22 (as at 20 Oct 2026)S$53.31 more8Income
A new car (registered this year)S$708.22 (as at 20 Oct 2026)S$32.31 more9Etiqa
A car 8 years oldS$661.52 (as at 20 Oct 2026)S$14.39 less9HL Assurance

Open a line to get a quote with those answers filled in. Quotes by driver: the Perodua Kembara priced for 73 typical drivers, from new drivers to over-70s.

Perodua Kembara insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,207.49India InternationalS$2,640.99India InternationalS$2,347.54India InternationalS$1,951.41India InternationalNot possibleNot possible
22S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalS$1,443.18India InternationalNot possible
23S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalS$1,443.18India InternationalS$1,202.65India International
24S$2,472.85EtiqaS$2,278.70India InternationalS$1,984.27EtiqaS$1,683.71India InternationalS$1,443.18India InternationalS$1,202.65India International
25S$2,265.74EtiqaS$1,908.34India InternationalS$1,696.30India InternationalS$1,410.06India InternationalS$1,208.61India InternationalS$1,007.18India International
26S$2,078.96EtiqaS$1,908.34India InternationalS$1,668.71EtiqaS$1,410.06India InternationalS$1,208.61India InternationalS$1,007.18India International
27–28S$1,760.15India InternationalS$1,449.14India InternationalS$1,288.12India InternationalS$1,070.75India InternationalS$917.79India InternationalS$764.82India International
29S$1,519.13India InternationalS$1,598.93EtiqaS$1,367.03EtiqaS$1,174.99EtiqaS$1,041.61HL AssuranceS$868.01HL Assurance
30S$1,519.13India InternationalS$1,534.09EtiqaS$1,311.82EtiqaS$1,127.53EtiqaS$998.92HL AssuranceS$832.43HL Assurance
31S$1,539.78EtiqaS$1,445.80EtiqaS$1,236.30EtiqaS$1,062.62EtiqaS$956.24HL AssuranceS$796.87HL Assurance
32S$1,490.86EtiqaS$1,399.80EtiqaS$1,197.04EtiqaS$1,028.88EtiqaS$922.07HL AssuranceS$768.41HL Assurance
33S$1,450.25EtiqaS$1,361.65EtiqaS$1,164.44EtiqaS$1,000.86EtiqaS$896.47HL AssuranceS$747.05HL Assurance
34S$1,415.80EtiqaS$1,329.31EtiqaS$1,136.77EtiqaS$977.09EtiqaS$870.86HL AssuranceS$725.71HL Assurance
35S$1,387.55EtiqaS$1,302.81EtiqaS$1,114.08EtiqaS$957.57EtiqaS$853.79HL AssuranceS$711.48HL Assurance
36S$1,367.85EtiqaS$1,284.40EtiqaS$1,098.25EtiqaS$943.96EtiqaS$836.71HL AssuranceS$697.25HL Assurance
37S$1,362.83EtiqaS$1,279.88EtiqaS$1,094.16EtiqaS$940.44EtiqaS$828.18HL AssuranceS$690.14HL Assurance
38S$1,415.30EtiqaS$1,329.32EtiqaS$1,136.25EtiqaS$956.25HL AssuranceS$819.65HL AssuranceS$683.04HL Assurance
39S$1,390.95EtiqaS$1,306.82EtiqaS$1,116.60EtiqaS$946.28HL AssuranceS$811.10HL AssuranceS$675.91HL Assurance
40S$1,388.55EtiqaS$1,304.68EtiqaS$1,114.66EtiqaS$946.27HL AssuranceS$811.09HL AssuranceS$675.91HL Assurance
41S$1,387.36EtiqaS$1,303.60EtiqaS$1,113.70EtiqaS$936.32HL AssuranceS$802.56HL AssuranceS$668.80HL Assurance
42S$1,387.07EtiqaS$1,303.33EtiqaS$1,113.45EtiqaS$936.32HL AssuranceS$802.56HL AssuranceS$668.80HL Assurance
43S$1,387.67EtiqaS$1,303.87EtiqaS$1,113.94EtiqaS$946.28HL AssuranceS$811.10HL AssuranceS$675.91HL Assurance
44S$1,389.15EtiqaS$1,305.21EtiqaS$1,115.14EtiqaS$946.28HL AssuranceS$811.10HL AssuranceS$675.91HL Assurance
45S$1,404.63EtiqaS$1,319.79EtiqaS$1,127.56EtiqaS$946.27HL AssuranceS$811.09HL AssuranceS$675.91HL Assurance
46S$1,422.89EtiqaS$1,337.00EtiqaS$1,142.20EtiqaS$956.24HL AssuranceS$819.64HL AssuranceS$683.03HL Assurance
47S$1,445.02EtiqaS$1,350.98SompoS$1,147.50HL AssuranceS$956.25HL AssuranceS$819.65HL AssuranceS$683.04HL Assurance
48S$1,466.94EtiqaS$1,350.98SompoS$1,159.43HL AssuranceS$966.19HL AssuranceS$828.16HL AssuranceS$690.13HL Assurance
49S$1,493.85EtiqaS$1,350.98SompoS$1,159.43HL AssuranceS$966.20HL AssuranceS$828.17HL AssuranceS$690.13HL Assurance
50S$1,521.01EtiqaS$1,350.98SompoS$1,171.39HL AssuranceS$976.15HL AssuranceS$836.71HL AssuranceS$697.25HL Assurance
51S$1,550.98EtiqaS$1,362.60SompoS$1,183.34HL AssuranceS$986.11HL AssuranceS$845.24HL AssuranceS$704.37HL Assurance
52S$1,579.87EtiqaS$1,384.76SompoS$1,195.29HL AssuranceS$996.07HL AssuranceS$853.79HL AssuranceS$711.48HL Assurance
53S$1,609.83EtiqaS$1,401.93SompoS$1,207.27HL AssuranceS$1,006.06HL AssuranceS$862.33HL AssuranceS$718.60HL Assurance
54S$1,638.42EtiqaS$1,422.83HL AssuranceS$1,207.24HL AssuranceS$1,006.04HL AssuranceS$862.32HL AssuranceS$718.60HL Assurance
55S$1,668.86EtiqaS$1,436.93HL AssuranceS$1,219.21HL AssuranceS$1,016.00HL AssuranceS$870.86HL AssuranceS$725.71HL Assurance
56S$1,677.40EtiqaS$1,451.02HL AssuranceS$1,231.16HL AssuranceS$1,025.96HL AssuranceS$879.39HL AssuranceS$732.83HL Assurance
57S$1,686.12EtiqaS$1,465.09HL AssuranceS$1,243.10HL AssuranceS$1,035.93HL AssuranceS$887.92HL AssuranceS$739.95HL Assurance
58S$1,690.37EtiqaS$1,465.11HL AssuranceS$1,243.11HL AssuranceS$1,035.93HL AssuranceS$887.94HL AssuranceS$739.95HL Assurance
59S$1,692.85EtiqaS$1,467.43SompoS$1,255.06HL AssuranceS$1,045.88HL AssuranceS$896.47HL AssuranceS$747.05HL Assurance
60S$1,704.75EtiqaS$1,476.34SompoS$1,255.06HL AssuranceS$1,045.88HL AssuranceS$896.47HL AssuranceS$747.05HL Assurance
61S$1,712.37EtiqaS$1,476.34SompoS$1,267.04HL AssuranceS$1,055.86HL AssuranceS$905.03HL AssuranceS$754.18HL Assurance
62S$1,718.69EtiqaS$1,476.34SompoS$1,267.04HL AssuranceS$1,055.86HL AssuranceS$905.03HL AssuranceS$754.18HL Assurance
63S$1,713.91EtiqaS$1,476.34SompoS$1,267.02HL AssuranceS$1,055.84HL AssuranceS$905.01HL AssuranceS$754.18HL Assurance
64S$1,703.95EtiqaS$1,476.34SompoS$1,255.06HL AssuranceS$1,045.88HL AssuranceS$896.47HL AssuranceS$747.05HL Assurance
65S$1,686.66EtiqaS$1,476.34SompoS$1,347.31MS First CapitalS$1,119.96MS First CapitalS$959.97MS First CapitalS$799.97MS First Capital
66S$1,678.92EtiqaS$1,476.34SompoS$1,346.98EtiqaS$1,157.51EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
67S$1,676.03EtiqaS$1,476.34SompoS$1,344.65EtiqaS$1,155.51EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
68S$1,671.69EtiqaS$1,476.34SompoS$1,341.17EtiqaS$1,152.52EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
69S$1,666.22EtiqaS$1,476.34SompoS$1,336.80EtiqaS$1,148.76EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
70S$1,658.58EtiqaS$1,476.34SompoS$1,330.68EtiqaS$1,143.52EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
71S$1,675.38EtiqaS$1,576.67EtiqaS$1,344.28EtiqaS$1,155.21EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
72S$1,692.57EtiqaS$1,592.52EtiqaS$1,358.15EtiqaS$1,167.16EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
73S$1,506.70India InternationalS$1,609.94EtiqaS$1,373.36EtiqaS$1,180.25EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
74S$1,506.70India InternationalS$1,629.98EtiqaS$1,390.82EtiqaS$1,195.28EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital
75S$1,755.92EtiqaS$1,651.08EtiqaS$1,409.25EtiqaS$1,211.14EtiqaS$1,055.95MS First CapitalS$879.96MS First Capital

Perodua Kembara insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,207.49India InternationalS$2,640.99India InternationalS$2,347.54India InternationalS$1,951.41India InternationalNot possibleNot possible
22S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalS$1,443.18India InternationalNot possible
23S$2,766.49India InternationalS$2,278.70India InternationalS$2,025.51India InternationalS$1,683.71India InternationalS$1,443.18India InternationalS$1,202.65India International
24S$2,015.12EtiqaS$1,895.16EtiqaS$1,617.18EtiqaS$1,389.82EtiqaS$1,360.34EtiqaS$1,072.03Etiqa
25S$1,906.09EtiqaS$1,791.98EtiqaS$1,529.86EtiqaS$1,314.81EtiqaS$1,208.61India InternationalS$1,007.18India International
26S$1,787.55EtiqaS$1,679.78EtiqaS$1,434.90EtiqaS$1,233.25EtiqaS$1,206.04EtiqaS$950.96Etiqa
27S$1,684.93EtiqaS$1,449.14India InternationalS$1,288.12India InternationalS$1,070.75India InternationalS$917.79India InternationalS$764.82India International
28S$1,635.95EtiqaS$1,449.14India InternationalS$1,288.12India InternationalS$1,070.75India InternationalS$917.79India InternationalS$764.82India International
29S$1,519.13India InternationalS$1,465.84EtiqaS$1,253.15EtiqaS$1,077.09EtiqaS$989.53HL AssuranceS$824.61HL Assurance
30S$1,519.13India InternationalS$1,434.46EtiqaS$1,226.39EtiqaS$1,054.10EtiqaS$948.98HL AssuranceS$790.82HL Assurance
31S$1,461.32EtiqaS$1,372.41EtiqaS$1,173.23EtiqaS$1,008.40EtiqaS$908.43HL AssuranceS$757.03HL Assurance
32S$1,438.12EtiqaS$1,350.64EtiqaS$1,154.60EtiqaS$992.39EtiqaS$875.98HL AssuranceS$729.98HL Assurance
33S$1,420.77EtiqaS$1,334.42EtiqaS$1,140.66EtiqaS$980.40EtiqaS$851.65HL AssuranceS$709.71HL Assurance
34S$1,412.85EtiqaS$1,327.12EtiqaS$1,134.25EtiqaS$965.20HL AssuranceS$827.31HL AssuranceS$689.43HL Assurance
35S$1,408.83EtiqaS$1,323.50EtiqaS$1,130.99EtiqaS$946.27HL AssuranceS$811.09HL AssuranceS$675.91HL Assurance
36S$1,405.45EtiqaS$1,307.47MS First CapitalS$1,112.82HL AssuranceS$927.35HL AssuranceS$794.87HL AssuranceS$662.39HL Assurance
37S$1,402.98EtiqaS$1,298.18HL AssuranceS$1,101.48HL AssuranceS$917.89HL AssuranceS$786.77HL AssuranceS$655.64HL Assurance
38S$1,400.84EtiqaS$1,284.80HL AssuranceS$1,090.13HL AssuranceS$908.44HL AssuranceS$778.66HL AssuranceS$648.89HL Assurance
39S$1,378.72EtiqaS$1,271.40HL AssuranceS$1,078.76HL AssuranceS$898.97HL AssuranceS$770.54HL AssuranceS$642.12HL Assurance
40S$1,379.51EtiqaS$1,271.40HL AssuranceS$1,078.76HL AssuranceS$898.96HL AssuranceS$770.53HL AssuranceS$642.12HL Assurance
41S$1,389.64EtiqaS$1,258.02HL AssuranceS$1,067.40HL AssuranceS$889.49HL AssuranceS$762.42HL AssuranceS$635.35HL Assurance
42S$1,403.61EtiqaS$1,258.02HL AssuranceS$1,067.40HL AssuranceS$889.49HL AssuranceS$762.42HL AssuranceS$635.35HL Assurance
43S$1,417.11EtiqaS$1,271.40HL AssuranceS$1,078.76HL AssuranceS$898.97HL AssuranceS$770.54HL AssuranceS$642.12HL Assurance
44S$1,433.67EtiqaS$1,271.40HL AssuranceS$1,078.76HL AssuranceS$898.97HL AssuranceS$770.54HL AssuranceS$642.12HL Assurance
45S$1,454.11EtiqaS$1,271.40HL AssuranceS$1,078.76HL AssuranceS$898.96HL AssuranceS$770.53HL AssuranceS$642.12HL Assurance
46S$1,475.14EtiqaS$1,284.78HL AssuranceS$1,090.11HL AssuranceS$908.43HL AssuranceS$778.65HL AssuranceS$648.88HL Assurance
47S$1,492.43HL AssuranceS$1,284.80HL AssuranceS$1,090.13HL AssuranceS$908.44HL AssuranceS$778.66HL AssuranceS$648.89HL Assurance
48S$1,507.95HL AssuranceS$1,298.15HL AssuranceS$1,101.46HL AssuranceS$917.88HL AssuranceS$786.75HL AssuranceS$655.62HL Assurance
49S$1,507.95HL AssuranceS$1,298.16HL AssuranceS$1,101.46HL AssuranceS$917.88HL AssuranceS$786.75HL AssuranceS$655.62HL Assurance
50S$1,523.50HL AssuranceS$1,311.54HL AssuranceS$1,112.82HL AssuranceS$927.35HL AssuranceS$794.87HL AssuranceS$662.39HL Assurance
51S$1,539.05HL AssuranceS$1,324.93HL AssuranceS$1,124.17HL AssuranceS$936.81HL AssuranceS$802.98HL AssuranceS$669.15HL Assurance
52S$1,554.59HL AssuranceS$1,338.30HL AssuranceS$1,135.53HL AssuranceS$946.27HL AssuranceS$811.09HL AssuranceS$675.91HL Assurance
53S$1,570.17HL AssuranceS$1,351.71HL AssuranceS$1,146.91HL AssuranceS$955.74HL AssuranceS$819.22HL AssuranceS$682.68HL Assurance
54S$1,570.15HL AssuranceS$1,351.70HL AssuranceS$1,146.89HL AssuranceS$955.73HL AssuranceS$819.20HL AssuranceS$682.67HL Assurance
55S$1,585.68HL AssuranceS$1,365.08HL AssuranceS$1,158.24HL AssuranceS$965.20HL AssuranceS$827.31HL AssuranceS$689.44HL Assurance
56S$1,601.24HL AssuranceS$1,378.46HL AssuranceS$1,169.60HL AssuranceS$974.67HL AssuranceS$835.43HL AssuranceS$696.19HL Assurance
57S$1,616.78HL AssuranceS$1,391.83HL AssuranceS$1,180.95HL AssuranceS$984.13HL AssuranceS$843.53HL AssuranceS$702.94HL Assurance
58S$1,616.79HL AssuranceS$1,391.85HL AssuranceS$1,180.96HL AssuranceS$984.13HL AssuranceS$843.54HL AssuranceS$702.95HL Assurance
59–60S$1,632.32HL AssuranceS$1,405.23HL AssuranceS$1,192.31HL AssuranceS$993.58HL AssuranceS$851.65HL AssuranceS$709.71HL Assurance
61S$1,631.10EtiqaS$1,418.64HL AssuranceS$1,203.68HL AssuranceS$1,003.06HL AssuranceS$859.77HL AssuranceS$716.48HL Assurance
62S$1,615.40EtiqaS$1,418.64HL AssuranceS$1,203.68HL AssuranceS$1,003.06HL AssuranceS$859.77HL AssuranceS$716.48HL Assurance
63S$1,594.04EtiqaS$1,418.61HL AssuranceS$1,203.67HL AssuranceS$1,003.05HL AssuranceS$859.76HL AssuranceS$716.47HL Assurance
64S$1,578.96EtiqaS$1,405.23HL AssuranceS$1,192.31HL AssuranceS$993.58HL AssuranceS$851.65HL AssuranceS$709.71HL Assurance
65S$1,558.23EtiqaS$1,428.71MS First CapitalS$1,250.40EtiqaS$1,055.66MS First CapitalS$904.86MS First CapitalS$754.04MS First Capital
66S$1,541.87EtiqaS$1,450.35EtiqaS$1,237.32EtiqaS$1,063.35EtiqaS$995.33MS First CapitalS$820.27Etiqa
67S$1,522.24EtiqaS$1,431.70EtiqaS$1,221.62EtiqaS$1,049.87EtiqaS$995.33MS First CapitalS$809.82Etiqa
68S$1,505.88EtiqaS$1,416.14EtiqaS$1,208.53EtiqaS$1,038.62EtiqaS$995.33MS First CapitalS$801.12Etiqa
69S$1,545.69EtiqaS$1,453.98EtiqaS$1,240.37EtiqaS$1,065.97EtiqaS$995.33MS First CapitalS$822.30Etiqa
70S$1,441.19India InternationalS$1,476.34SompoS$1,272.23EtiqaS$1,093.32EtiqaS$995.33MS First CapitalS$829.44MS First Capital
71S$1,441.19India InternationalS$1,548.76EtiqaS$1,320.47EtiqaS$1,134.76EtiqaS$995.33MS First CapitalS$829.44MS First Capital
72S$1,441.19India InternationalS$1,564.07EtiqaS$1,333.84EtiqaS$1,146.28EtiqaS$995.33MS First CapitalS$829.44MS First Capital
73S$1,506.70India InternationalS$1,571.56MS First CapitalS$1,349.09EtiqaS$1,159.39EtiqaS$995.33MS First CapitalS$829.44MS First Capital
74S$1,506.70India InternationalS$1,571.56MS First CapitalS$1,366.53EtiqaS$1,161.21MS First CapitalS$995.33MS First CapitalS$829.44MS First Capital
75S$1,725.36EtiqaS$1,571.56MS First CapitalS$1,384.71EtiqaS$1,161.21MS First CapitalS$995.33MS First CapitalS$829.44MS First Capital

Perodua Kembara insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,303.64India InternationalS$2,720.60India InternationalS$2,418.31India InternationalS$2,010.22India InternationalNot possibleNot possible
23S$2,849.83India InternationalS$2,346.77India InternationalS$2,086.02India InternationalS$1,734.00India InternationalS$1,486.29India InternationalS$1,238.58India International
25S$2,210.24EtiqaS$1,964.88India InternationalS$1,746.56India InternationalS$1,451.83India InternationalS$1,244.42India InternationalS$1,037.02India International
28S$1,782.17EtiqaS$1,492.98India InternationalS$1,327.10India InternationalS$1,103.15India InternationalS$945.55India InternationalS$787.96India International
30S$1,564.01India InternationalS$1,501.24EtiqaS$1,286.31EtiqaS$1,105.75EtiqaS$1,062.67HL AssuranceS$851.89Etiqa
35S$1,360.03EtiqaS$1,274.98EtiqaS$1,092.49EtiqaS$939.13EtiqaS$908.26HL AssuranceS$723.52Etiqa
40S$1,358.11EtiqaS$1,274.16EtiqaS$1,090.70EtiqaS$937.54EtiqaS$862.85HL AssuranceS$719.05HL Assurance
45S$1,352.47India InternationalS$1,288.86EtiqaS$1,103.25EtiqaS$948.33EtiqaS$862.85HL AssuranceS$719.05HL Assurance
50S$1,487.01EtiqaS$1,343.26SompoS$1,194.18EtiqaS$1,026.47EtiqaS$890.10HL AssuranceS$741.76HL Assurance
55S$1,631.17EtiqaS$1,459.05SompoS$1,297.01HL AssuranceS$1,080.84HL AssuranceS$926.43HL AssuranceS$772.04HL Assurance
60S$1,664.31EtiqaS$1,467.91SompoS$1,335.16HL AssuranceS$1,112.63HL AssuranceS$953.68HL AssuranceS$794.73HL Assurance
65S$1,640.44EtiqaS$1,467.91SompoS$1,316.67EtiqaS$1,131.59EtiqaS$988.77MS First CapitalS$823.97MS First Capital
70S$1,487.72India InternationalS$1,467.91SompoS$1,294.57EtiqaS$1,112.61EtiqaS$1,055.72ERGOS$858.07Etiqa
75S$1,713.46EtiqaS$1,608.86EtiqaS$1,375.74EtiqaS$1,182.49EtiqaS$1,087.63MS First CapitalS$906.36MS First Capital

Perodua Kembara insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$2,934.43India InternationalS$2,417.16India InternationalS$2,148.59India InternationalS$1,786.01India InternationalNot possibleNot possible
23S$2,531.90India InternationalS$2,084.88India InternationalS$1,853.22India InternationalS$1,540.49India InternationalS$1,320.42India InternationalS$1,100.34India International
25S$2,120.38India InternationalS$1,679.90India InternationalS$1,493.23India InternationalS$1,241.26India InternationalS$1,063.94India InternationalS$886.61India International
28S$1,610.16India InternationalS$1,326.84India InternationalS$1,179.41India InternationalS$1,257.59HL AssuranceS$1,077.93HL AssuranceS$898.27HL Assurance
30S$1,651.75EtiqaS$1,557.42EtiqaS$1,324.55EtiqaS$1,138.10EtiqaS$977.65HL AssuranceS$814.71HL Assurance
35S$1,402.55EtiqaS$1,296.98SompoS$1,124.72EtiqaS$966.39EtiqaS$835.60HL AssuranceS$696.34HL Assurance
40S$1,411.70EtiqaS$1,285.92SompoS$1,111.35HL AssuranceS$926.12HL AssuranceS$793.83HL AssuranceS$661.52HL Assurance
45S$1,428.25EtiqaS$1,285.92SompoS$1,111.35HL AssuranceS$926.12HL AssuranceS$793.83HL AssuranceS$661.52HL Assurance
50S$1,500.18SompoS$1,285.92SompoS$1,146.45HL AssuranceS$955.37HL AssuranceS$818.90HL AssuranceS$682.41HL Assurance
55S$1,629.51SompoS$1,396.76SompoS$1,193.24HL AssuranceS$994.36HL AssuranceS$852.31HL AssuranceS$710.27HL Assurance
60S$1,639.39SompoS$1,405.24SompoS$1,228.33HL AssuranceS$1,023.61HL AssuranceS$877.38HL AssuranceS$731.15HL Assurance
65S$1,639.39SompoS$1,405.24SompoS$1,269.98MS First CapitalS$1,055.67MS First CapitalS$904.86MS First CapitalS$754.05MS First Capital
70S$1,639.39SompoS$1,405.24SompoS$1,312.32SompoS$1,161.22MS First CapitalS$995.34MS First CapitalS$829.45MS First Capital
75S$1,796.21EtiqaS$1,571.58MS First CapitalS$1,396.96MS First CapitalS$1,161.22MS First CapitalS$995.34MS First CapitalS$829.45MS First Capital

Perodua Kembara insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$3,717.72India InternationalS$3,062.12India InternationalS$2,721.88India InternationalS$2,262.57India InternationalNot possibleNot possible
23S$3,207.49India InternationalS$2,640.99India InternationalS$2,347.54India InternationalNo online priceNo online priceNo online price
25S$2,265.74EtiqaS$2,130.67EtiqaS$1,818.36EtiqaS$1,717.30EtiqaS$1,597.94ERGOS$1,307.41ERGO
28S$1,820.10EtiqaS$1,709.53EtiqaS$1,461.23EtiqaS$1,380.17EtiqaS$1,299.79ERGOS$1,063.46ERGO
30S$1,633.82EtiqaS$1,534.09EtiqaS$1,311.82EtiqaS$1,239.05EtiqaS$1,215.08ERGOS$994.16ERGO
35S$1,387.55EtiqaS$1,302.81EtiqaS$1,114.08EtiqaS$1,052.29EtiqaS$1,131.68ERGOS$925.92ERGO
40S$1,388.55EtiqaS$1,304.68EtiqaS$1,114.66EtiqaS$1,052.79EtiqaS$1,053.15ERGOS$861.67ERGO
45S$1,404.63EtiqaS$1,319.79EtiqaS$1,127.56EtiqaS$1,064.96EtiqaS$1,053.15ERGOS$861.67ERGO
50S$1,519.13India InternationalS$1,429.33EtiqaS$1,220.94EtiqaS$1,153.15EtiqaS$1,053.15ERGOS$861.67ERGO
55S$1,668.86EtiqaS$1,568.39EtiqaS$1,339.59EtiqaS$1,265.21EtiqaS$1,103.44ERGOS$902.82ERGO
60S$1,704.75EtiqaS$1,602.71EtiqaS$1,368.23EtiqaS$1,292.23EtiqaS$1,142.46ERGOS$934.74ERGO
65S$1,686.66EtiqaS$1,587.64EtiqaS$1,353.24EtiqaS$1,277.92EtiqaS$1,142.46ERGOS$934.74ERGO
70S$1,658.58EtiqaS$1,561.27EtiqaS$1,330.68EtiqaS$1,256.62EtiqaS$1,158.63ERGOS$947.97ERGO
75S$1,755.92EtiqaS$1,651.08EtiqaS$1,409.25EtiqaS$1,330.93EtiqaS$1,447.13EtiqaS$1,221.99ERGO

Prices for other drivers of the Perodua Kembara

Every insurer's price for another driver of the Perodua Kembara: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Perodua+Kembara&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Perodua Kembara on our quote form

We priced the Perodua Kembara 1.3 (1,298cc), the version most of our insurers quote.

Insurers with no online price for the Perodua Kembara

  • AIG: This insurer has no online price for this car model yet.
  • Allianz: This insurer doesn’t offer this cover online.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: We have DirectAsia’s price for one standard driver only (40 years old, 50% NCD, no claims, car 5 years old). It shows no price for your details here.
  • ECICS: ECICS does not list this model on its online quote.
  • Great American: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Perodua Kembara against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Perodua KembaraInsurers
Mercedes-Benz GLB1,332ccS$664.09 (as at 21 Oct 2026)S$11.82 less12
Honda Jazz / Fit1,317ccS$598.42 (as at 21 Oct 2026)S$77.49 less17
Toyota Yaris Cross1,490ccS$704.12 (as at 20 Oct 2026)S$28.21 more15
Toyota C-HR1,197ccS$669.96 (as at 20 Oct 2026)S$5.95 less16
Mercedes-Benz A-Class1,332ccS$755.55 (as at 23 Oct 2026)S$79.64 more16
Mercedes-Benz GLA1,332ccS$664.09 (as at 21 Oct 2026)S$11.82 less15

COE for the Perodua Kembara

With a 1,298cc engine, the Perodua Kembara 1.3 needs a Category A COE (S$139,001 in the November 2026, 1st round) if its power is 97kW (130bhp) or less, and a Category B COE (S$132,334 in the November 2026, 1st round) if it is more.

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Perodua Kembara insurance for a 40-year-old man with 50% NCD?

S$675.91 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 40-year-old woman with 50% NCD?

S$642.12 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Perodua Kembara insurance for a 21-year-old driver with no NCD?

S$3,207.49 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 23-year-old woman with no NCD?

S$2,766.49 a year, from India International: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Perodua Kembara insurance for a 25-year-old new driver with no NCD?

S$2,265.74 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 30-year-old with 20% NCD?

S$1,311.82 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 30-year-old woman with 50% NCD?

S$790.82 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Perodua Kembara insurance for a 35-year-old with 30% NCD?

S$957.57 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 50-year-old with 50% NCD?

S$697.25 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 60-year-old woman with 50% NCD?

S$709.71 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Perodua Kembara insurance for a 70-year-old driver with 50% NCD?

S$879.96 a year, from MS First Capital: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, male driver (man)" on this page.

How much is Perodua Kembara insurance for a 40-year-old driver after one claim, with 20% NCD?

S$1,114.66 a year, from Etiqa: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Perodua Kembara insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$719.05 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Perodua Kembara insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$661.52 a year, from HL Assurance: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Perodua Kembara insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Perodua Kembara 1.3, 3 years old, 50% no-claim discount?

Today, 9 insurers price this, from S$675.91 to S$1,025.46 (as at 20 Oct 2026). The cheapest is HL Assurance Car Protect360 Comprehensive at S$675.91 (as at 20 Oct 2026). All prices include 9% GST.

What do these prices assume?

Perodua Kembara 1.3. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Perodua Kembara insurance?

Today the lowest price for our standard driver is S$675.91 (as at 20 Oct 2026) with 50% NCD and S$1,412.99 (as at 20 Oct 2026) with no NCD, so the discount saves S$737.08 a year.

Do younger drivers pay more to insure a Perodua Kembara?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$1,020.90 (as at 20 Oct 2026) today, S$344.99 more than our standard driver aged 40.

Which insurers have no online price for the Perodua Kembara?

AIG, Allianz, Budget Direct, DirectAsia, ECICS, Great American, MSIG, QBE, Singlife, UOI. They give no online price for this model; a broker can still ask them for one.