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Lexus LM car insurance: compare insurers and buy online

Lexus LM 2.5 Luxury 350h, 3 years old, 50% no-claim discount

As of 12 Nov 2026 (Singapore time)

Compare car insurance for a Lexus LM 2.5 Luxury 350h, 3 years old, 50% no-claim discount from 4 insurers on this page: S$1,031.85 to S$1,772.06 a year, GST included. Every plan has a Buy Now link.

On 12 Nov 2026, the cheapest car insurance for a Lexus LM 2.5 Luxury 350h, 3 years old, 50% no-claim discount is S$1,031.85 a year (GST included) at Allianz, Allianz Motor Protect Comprehensive (as at 21 Oct 2026); 4 insurers price it online, up to S$1,772.06 (as at 21 Oct 2026).

Buy at these prices through Shenton Insurance Brokers: https://shentonbrokers.com/prices/car/lexus-lm

Car insurance promotions today: HL Assurance, 25% off; Etiqa, 20% off, new customers only. Prices shown include discounts from featured insurers; other insurers are shown at full price with no discount.

The Lexus LM in short

For the driver above, Allianz is cheapest for the Lexus LM today, at S$1,031.85 for its Allianz Motor Protect Comprehensive plan. 4 insurers price it; the dearest of them, Great Eastern, asks at least S$1,310.08, S$278.23 (27% more) on top, so comparing pays. Of the changes below, the one that costs most is "the same driver with no NCD (0%)": the lowest price rises to S$2,234.04, 117% more. Against 6 similar cars (below) it costs 26% more than their average lowest price of S$820.62; 6 of them are cheaper to insure.

What we assumed

  • Lexus LM 2.5 Luxury 350h
  • Car registered 3 years ago, private use, comprehensive cover
  • Main driver aged 40, married, office job, driving 10 years
  • 50% no-claim discount, no claims; repairs at an authorised workshop; no options

Prices today

Ranked by premium only, lowest first. Commission never affects the order.
InsurerPlanPremiumExcessAs at
AllianzAllianz Motor Protect ComprehensiveBuy NowAllianz Motor Protect ComprehensiveS$1,287.32S$1,031.85code AZMPEVS$2,000.0021 Oct 2026
ERGOSMART ComprehensiveBuy NowSMART ComprehensiveS$1,243.33S$500.0023 Oct 2026
SompoComprehensive Cover – Authorised Workshop PlanBuy NowComprehensive Cover – Authorised Workshop PlanS$1,305.86S$600.0020 Oct 2026
Great EasternDrive and Save Plus Comprehensive (Authorised Workshop)Buy NowDrive and Save Plus Comprehensive (Authorised Workshop)S$1,310.08S$600.0020 Oct 2026
ERGOENHANCED ComprehensiveBuy NowENHANCED ComprehensiveS$1,654.71S$500.0023 Oct 2026
AllianzAllianz Motor Protect Comprehensive (Standard)Buy NowAllianz Motor Protect Comprehensive (Standard)S$2,027.52S$1,772.06code AZMPEVS$0.0021 Oct 2026

All prices include 9% GST.

These are example prices for the details above. Your own price depends on your answers.

"As at" is the date we read the insurer's published price table. A price with today's date comes from the insurer's live rates.

This table as CSV.

Buy Now addresses

Open the quote form with these answers filled in, then change anything that is different for you.

Get your own quote

Prices for other answers, as plain text: change any answer in https://shentonbrokers.com/quote/car/prices?brand=lexus&model=lexus-lm-2-5-luxury-350h&ncd=50&licenceYears=10&ncdProtector=no&regDate=2023-11-12&demeritFree=yes&claims=no&dob=1986-11-12&gender=m&maritalStatus=married&occupationNature=indoor&meritCertificate=no&offPeak=no&workshop=authorised

How the Lexus LM price changes

The lowest price today when one thing about the driver or the car changes. Every other answer stays as above.

Driver and carLowest priceAgainst this pageInsurersCheapest
This page: driver aged 40, 10 years’ driving, 50% NCD, car 3 years oldS$1,031.85 (as at 21 Oct 2026)4Allianz
The same driver with no NCD (0%)S$2,234.04 (as at 21 Oct 2026)S$1,202.19 more4Allianz
The same driver with 20% NCDS$1,787.23 (as at 21 Oct 2026)S$755.38 more4Allianz
Driver aged 27, 3 years’ driving, 30% NCDS$2,105.58 (as at 21 Oct 2026)S$1,073.73 more4Allianz
Driver aged 65, 20 years’ driving, 50% NCDS$1,150.88 (as at 21 Oct 2026)S$119.03 more4Allianz
A new car (registered this year)S$1,031.85 (as at 21 Oct 2026)the same4Allianz
A car 8 years oldS$1,031.85 (as at 21 Oct 2026)the same4Allianz

Open a line to get a quote with those answers filled in. Quotes by driver: the Lexus LM priced for 73 typical drivers, from new drivers to over-70s.

Lexus LM insurance price by driver age and NCD, male driver (man)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,961.67SompoS$5,110.18SompoS$4,772.27SompoS$4,269.45SompoNot possibleNot possible
22S$5,536.08SompoS$4,745.38SompoS$4,431.58SompoS$3,964.67SompoS$3,675.36SompoNot possible
23S$5,140.91SompoS$4,406.64SompoS$4,115.25SompoS$3,681.66SompoS$3,413.01SompoS$2,629.74Sompo
24S$4,657.41SompoS$3,992.20SompoS$3,728.21SompoS$3,215.00ERGOS$2,720.38ERGOS$2,225.77ERGO
25S$3,355.54AllianzS$3,019.96AllianzS$2,684.42AllianzS$2,169.80AllianzS$1,859.84AllianzS$1,549.84Allianz
26S$3,305.87AllianzS$2,975.27AllianzS$2,644.69AllianzS$2,137.68AllianzS$1,832.31AllianzS$1,526.91Allianz
27S$3,256.23AllianzS$2,930.59AllianzS$2,604.98AllianzS$2,105.58AllianzS$1,804.79AllianzS$1,503.98Allianz
28S$3,206.57AllianzS$2,885.89AllianzS$2,565.25AllianzS$2,073.47AllianzS$1,777.28AllianzS$1,481.04Allianz
29S$3,156.91AllianzS$2,825.21SompoS$2,525.52AllianzS$2,041.36AllianzS$1,749.75AllianzS$1,458.11Allianz
30S$3,107.27AllianzS$2,756.50SompoS$2,485.81AllianzS$2,009.26AllianzS$1,722.23AllianzS$1,435.18Allianz
31S$2,930.11AllianzS$2,559.57SompoS$2,344.08AllianzS$1,894.70AllianzS$1,624.04AllianzS$1,353.35Allianz
32S$2,781.22AllianzS$2,497.22SompoS$2,224.97AllianzS$1,798.42AllianzS$1,541.51AllianzS$1,284.58Allianz
33S$2,656.43AllianzS$2,376.85SompoS$2,125.14AllianzS$1,717.74AllianzS$1,472.35AllianzS$1,226.94Allianz
34S$2,552.30AllianzS$2,297.05AllianzS$2,041.83AllianzS$1,650.40AllianzS$1,414.63AllianzS$1,178.85Allianz
35S$2,466.08AllianzS$2,207.04SompoS$1,972.86AllianzS$1,594.65AllianzS$1,366.85AllianzS$1,139.03Allianz
36S$2,395.38AllianzS$2,155.83AllianzS$1,916.30AllianzS$1,548.93AllianzS$1,327.66AllianzS$1,106.37Allianz
37S$2,338.31AllianzS$2,104.46AllianzS$1,870.64AllianzS$1,512.03AllianzS$1,296.03AllianzS$1,080.01Allianz
38S$2,293.28AllianzS$2,063.94AllianzS$1,834.62AllianzS$1,482.91AllianzS$1,271.07AllianzS$1,059.22Allianz
39S$2,258.93AllianzS$2,033.02AllianzS$1,807.14AllianzS$1,460.69AllianzS$1,252.03AllianzS$1,043.34Allianz
40S$2,234.04AllianzS$2,010.62AllianzS$1,787.23AllianzS$1,444.60AllianzS$1,238.24AllianzS$1,031.85Allianz
41S$2,217.65AllianzS$1,995.87AllianzS$1,774.11AllianzS$1,434.00AllianzS$1,229.15AllianzS$1,024.28Allianz
42S$2,208.88AllianzS$1,987.98AllianzS$1,767.10AllianzS$1,428.33AllianzS$1,224.29AllianzS$1,020.23Allianz
43S$2,206.98AllianzS$1,986.27AllianzS$1,765.58AllianzS$1,427.10AllianzS$1,223.24AllianzS$1,019.35Allianz
44S$2,211.11AllianzS$1,989.98AllianzS$1,768.88AllianzS$1,429.77AllianzS$1,225.53AllianzS$1,021.26Allianz
45S$2,220.72AllianzS$1,998.63AllianzS$1,776.57AllianzS$1,435.98AllianzS$1,230.85AllianzS$1,025.70Allianz
46S$2,235.13AllianzS$2,011.60AllianzS$1,788.10AllianzS$1,445.30AllianzS$1,238.84AllianzS$1,032.35Allianz
47S$2,253.77AllianzS$2,028.38AllianzS$1,803.01AllianzS$1,457.36AllianzS$1,249.17AllianzS$1,040.96Allianz
48S$2,275.91AllianzS$2,048.31AllianzS$1,820.73AllianzS$1,471.68AllianzS$1,261.45AllianzS$1,051.20Allianz
49S$2,301.07AllianzS$2,070.95AllianzS$1,840.85AllianzS$1,487.94AllianzS$1,275.39AllianzS$1,062.81Allianz
50S$2,328.51AllianzS$2,095.64AllianzS$1,862.80AllianzS$1,505.69AllianzS$1,290.60AllianzS$1,075.48Allianz
51S$2,357.58AllianzS$2,121.81AllianzS$1,886.06AllianzS$1,524.49AllianzS$1,306.71AllianzS$1,088.91Allianz
52S$2,387.59AllianzS$2,148.82AllianzS$1,910.07AllianzS$1,543.90AllianzS$1,323.35AllianzS$1,102.77Allianz
53S$2,417.80AllianzS$2,176.00AllianzS$1,934.23AllianzS$1,563.42AllianzS$1,340.09AllianzS$1,116.73Allianz
54S$2,447.44AllianzS$2,202.68AllianzS$1,957.94AllianzS$1,582.59AllianzS$1,356.51AllianzS$1,130.42Allianz
55S$2,475.71AllianzS$2,228.13AllianzS$1,980.56AllianzS$1,600.87AllianzS$1,372.19AllianzS$1,143.47Allianz
56S$2,501.71AllianzS$2,251.53AllianzS$2,001.36AllianzS$1,617.69AllianzS$1,386.60AllianzS$1,155.48Allianz
57S$2,524.65AllianzS$2,272.17AllianzS$2,019.71AllianzS$1,632.52AllianzS$1,399.31AllianzS$1,166.08Allianz
58S$2,543.56AllianzS$2,289.19AllianzS$2,034.84AllianzS$1,644.75AllianzS$1,409.79AllianzS$1,174.82Allianz
59S$2,557.57AllianzS$2,301.79AllianzS$2,046.05AllianzS$1,653.81AllianzS$1,417.55AllianzS$1,181.28Allianz
60S$2,565.79AllianzS$2,309.19AllianzS$2,052.63AllianzS$1,659.13AllianzS$1,422.12AllianzS$1,185.08Allianz
61S$2,567.33AllianzS$2,310.58AllianzS$2,053.86AllianzS$1,660.12AllianzS$1,422.97AllianzS$1,185.79Allianz
62S$2,561.42AllianzS$2,305.26AllianzS$2,049.13AllianzS$1,656.30AllianzS$1,419.70AllianzS$1,183.06Allianz
63S$2,547.31AllianzS$2,292.56AllianzS$2,037.84AllianzS$1,647.17AllianzS$1,411.87AllianzS$1,176.54Allianz
64S$2,524.24AllianzS$2,271.80AllianzS$2,019.39AllianzS$1,632.25AllianzS$1,399.09AllianzS$1,165.89Allianz
65S$2,491.75AllianzS$2,242.56AllianzS$1,993.40AllianzS$1,611.25AllianzS$1,381.07AllianzS$1,150.88Allianz
66S$2,473.95AllianzS$2,226.54AllianzS$1,979.15AllianzS$1,599.74AllianzS$1,371.21AllianzS$1,142.66Allianz
67S$2,468.96AllianzS$2,222.04AllianzS$1,975.16AllianzS$1,596.50AllianzS$1,368.45AllianzS$1,140.36Allianz
68S$2,451.24AllianzS$2,206.10AllianzS$1,960.98AllianzS$1,585.05AllianzS$1,358.62AllianzS$1,132.16Allianz
69S$2,420.32AllianzS$2,178.27AllianzS$1,936.25AllianzS$1,565.06AllianzS$1,341.49AllianzS$1,117.89Allianz
70S$2,375.98AllianzS$2,138.36AllianzS$1,900.78AllianzS$1,536.39AllianzS$1,316.91AllianzS$1,097.41Allianz
71S$2,369.57AllianzS$2,132.60AllianzS$1,895.65AllianzS$1,532.24AllianzS$1,313.36AllianzS$1,094.45Allianz
72S$2,459.73AllianzS$2,213.74AllianzS$1,967.78AllianzS$1,590.54AllianzS$1,363.33AllianzS$1,136.09Allianz
73S$2,490.48AllianzS$2,241.41AllianzS$1,992.38AllianzS$1,610.43AllianzS$1,380.37AllianzS$1,150.30Allianz
74S$2,527.85AllianzS$2,275.05AllianzS$2,022.27AllianzS$1,634.59AllianzS$1,401.08AllianzS$1,167.55Allianz
75S$2,565.76AllianzS$2,309.17AllianzS$2,052.60AllianzS$1,659.11AllianzS$1,422.10AllianzS$1,185.07Allianz

Lexus LM insurance price by driver age and NCD, female driver (woman)

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,961.67SompoS$5,110.18SompoS$4,772.27SompoS$4,269.45SompoNot possibleNot possible
22S$5,536.08SompoS$4,745.38SompoS$4,431.58SompoS$3,964.67SompoS$3,675.36SompoNot possible
23S$5,140.91SompoS$4,406.64SompoS$4,115.25SompoS$3,681.66SompoS$3,413.01SompoS$2,629.74Sompo
24S$4,657.41SompoS$3,992.20SompoS$3,728.21SompoS$3,215.00ERGOS$2,720.38ERGOS$2,225.77ERGO
25S$3,211.05AllianzS$2,889.92AllianzS$2,568.83AllianzS$2,076.36AllianzS$1,779.75AllianzS$1,483.11Allianz
26S$3,095.49AllianzS$2,785.92AllianzS$2,476.38AllianzS$2,001.64AllianzS$1,715.71AllianzS$1,429.74Allianz
27S$2,979.91AllianzS$2,681.90AllianzS$2,383.92AllianzS$1,926.91AllianzS$1,651.64AllianzS$1,376.35Allianz
28S$2,909.94AllianzS$2,618.93AllianzS$2,327.95AllianzS$1,881.66AllianzS$1,612.86AllianzS$1,344.04Allianz
29S$2,847.28AllianzS$2,562.53AllianzS$2,277.81AllianzS$1,841.13AllianzS$1,578.13AllianzS$1,315.09Allianz
30S$2,633.28AllianzS$2,369.94AllianzS$2,106.62AllianzS$1,702.76AllianzS$1,459.52AllianzS$1,216.26Allianz
31S$2,599.88AllianzS$2,339.87AllianzS$2,079.89AllianzS$1,681.17AllianzS$1,441.01AllianzS$1,200.82Allianz
32S$2,464.94AllianzS$2,218.43AllianzS$1,971.95AllianzS$1,593.91AllianzS$1,366.22AllianzS$1,138.50Allianz
33S$2,314.51AllianzS$2,083.04AllianzS$1,851.60AllianzS$1,496.64AllianzS$1,282.84AllianzS$1,069.02Allianz
34S$2,246.44AllianzS$2,021.78AllianzS$1,797.15AllianzS$1,452.62AllianzS$1,245.11AllianzS$1,037.58Allianz
35S$2,210.37AllianzS$1,989.32AllianzS$1,768.29AllianzS$1,429.30AllianzS$1,225.12AllianzS$1,020.93Allianz
36S$2,224.35AllianzS$2,001.90AllianzS$1,779.48AllianzS$1,438.34AllianzS$1,232.86AllianzS$1,027.37Allianz
37S$2,126.68AllianzS$1,914.00AllianzS$1,701.34AllianzS$1,375.18AllianzS$1,178.73AllianzS$982.27Allianz
38S$2,056.82AllianzS$1,851.13AllianzS$1,645.45AllianzS$1,330.01AllianzS$1,140.02AllianzS$950.00Allianz
39S$2,004.55AllianzS$1,804.08AllianzS$1,603.64AllianzS$1,296.21AllianzS$1,111.04AllianzS$925.86Allianz
40S$2,018.53AllianzS$1,816.66AllianzS$1,614.82AllianzS$1,305.24AllianzS$1,118.79AllianzS$932.31Allianz
41S$2,011.04AllianzS$1,809.92AllianzS$1,608.83AllianzS$1,300.40AllianzS$1,114.64AllianzS$928.85Allianz
42S$1,943.30AllianzS$1,748.96AllianzS$1,554.63AllianzS$1,256.60AllianzS$1,077.09AllianzS$897.57Allianz
43S$1,992.26AllianzS$1,793.02AllianzS$1,593.80AllianzS$1,288.26AllianzS$1,104.23AllianzS$920.18Allianz
44S$1,962.11AllianzS$1,765.88AllianzS$1,569.68AllianzS$1,268.76AllianzS$1,087.52AllianzS$906.25Allianz
45S$2,020.08AllianzS$1,818.06AllianzS$1,616.06AllianzS$1,306.25AllianzS$1,119.65AllianzS$933.03Allianz
46S$1,974.72AllianzS$1,777.24AllianzS$1,579.77AllianzS$1,276.92AllianzS$1,094.51AllianzS$912.08Allianz
47S$2,072.78AllianzS$1,865.49AllianzS$1,658.22AllianzS$1,340.33AllianzS$1,148.86AllianzS$957.37Allianz
48S$1,996.35AllianzS$1,796.71AllianzS$1,597.08AllianzS$1,290.90AllianzS$1,106.50AllianzS$922.07Allianz
49S$2,032.69AllianzS$1,829.41AllianzS$1,626.15AllianzS$1,314.40AllianzS$1,126.64AllianzS$938.86Allianz
50S$2,100.41AllianzS$1,890.35AllianzS$1,680.32AllianzS$1,358.19AllianzS$1,164.17AllianzS$970.13Allianz
51S$2,043.71AllianzS$1,839.33AllianzS$1,634.97AllianzS$1,321.53AllianzS$1,132.75AllianzS$943.95Allianz
52S$2,089.17AllianzS$1,880.24AllianzS$1,671.33AllianzS$1,350.92AllianzS$1,157.94AllianzS$964.94Allianz
53S$2,171.08AllianzS$1,953.95AllianzS$1,736.86AllianzS$1,403.89AllianzS$1,203.34AllianzS$1,002.77Allianz
54S$2,181.01AllianzS$1,962.89AllianzS$1,744.80AllianzS$1,410.31AllianzS$1,208.85AllianzS$1,007.35Allianz
55S$2,164.10AllianzS$1,947.68AllianzS$1,731.28AllianzS$1,399.38AllianzS$1,199.47AllianzS$999.55Allianz
56S$2,220.61AllianzS$1,998.53AllianzS$1,776.48AllianzS$1,435.92AllianzS$1,230.80AllianzS$1,025.65Allianz
57S$2,148.60AllianzS$1,933.73AllianzS$1,718.88AllianzS$1,389.36AllianzS$1,190.89AllianzS$992.39Allianz
58S$2,297.79AllianzS$2,068.00AllianzS$1,838.23AllianzS$1,485.83AllianzS$1,273.57AllianzS$1,061.29Allianz
59S$2,242.67AllianzS$2,018.39AllianzS$1,794.13AllianzS$1,450.18AllianzS$1,243.02AllianzS$1,035.83Allianz
60S$2,339.67AllianzS$2,105.68AllianzS$1,871.73AllianzS$1,512.90AllianzS$1,296.78AllianzS$1,080.64Allianz
61S$2,302.16AllianzS$2,071.93AllianzS$1,841.72AllianzS$1,488.65AllianzS$1,276.00AllianzS$1,063.32Allianz
62S$2,344.55AllianzS$2,110.08AllianzS$1,875.63AllianzS$1,516.06AllianzS$1,299.49AllianzS$1,082.89Allianz
63S$2,330.33AllianzS$2,097.28AllianzS$1,864.26AllianzS$1,506.86AllianzS$1,291.61AllianzS$1,076.32Allianz
64S$2,329.41AllianzS$2,096.45AllianzS$1,863.52AllianzS$1,506.27AllianzS$1,291.10AllianzS$1,075.90Allianz
65S$2,400.05AllianzS$2,160.03AllianzS$1,920.03AllianzS$1,551.95AllianzS$1,330.25AllianzS$1,108.53Allianz
66S$2,279.28AllianzS$2,051.34AllianzS$1,823.42AllianzS$1,473.86AllianzS$1,263.31AllianzS$1,052.75Allianz
67S$2,271.66AllianzS$2,044.48AllianzS$1,817.32AllianzS$1,468.92AllianzS$1,259.09AllianzS$1,049.23Allianz
68S$2,213.23AllianzS$1,991.89AllianzS$1,770.57AllianzS$1,431.14AllianzS$1,226.70AllianzS$1,022.24Allianz
69S$2,360.10AllianzS$2,124.08AllianzS$1,888.07AllianzS$1,526.11AllianzS$1,308.10AllianzS$1,090.08Allianz
70S$2,370.77AllianzS$2,133.68AllianzS$1,896.61AllianzS$1,533.01AllianzS$1,314.02AllianzS$1,095.00Allianz
71S$2,418.18AllianzS$2,176.35AllianzS$1,934.54AllianzS$1,563.67AllianzS$1,340.30AllianzS$1,116.90Allianz
72S$2,466.54AllianzS$2,219.87AllianzS$1,973.23AllianzS$1,594.94AllianzS$1,367.11AllianzS$1,139.24Allianz
73S$2,515.85AllianzS$2,264.25AllianzS$2,012.68AllianzS$1,626.83AllianzS$1,394.43AllianzS$1,162.01Allianz
74S$2,566.17AllianzS$2,309.53AllianzS$2,052.93AllianzS$1,659.37AllianzS$1,422.32AllianzS$1,185.25Allianz
75S$2,617.52AllianzS$2,355.75AllianzS$2,094.01AllianzS$1,692.57AllianzS$1,450.78AllianzS$1,208.97Allianz

Lexus LM insurance price by driver age and NCD, new car (1 year old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 1 year old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,927.63SompoS$5,081.00SompoS$4,745.02SompoS$4,245.07SompoNot possibleNot possible
23S$5,111.56SompoS$4,381.48SompoS$4,091.75SompoS$3,660.65SompoS$3,393.52SompoS$2,614.74Sompo
25S$3,355.54AllianzS$3,019.96AllianzS$2,684.42AllianzS$2,169.80AllianzS$1,859.84AllianzS$1,549.84Allianz
28S$3,206.57AllianzS$2,885.89AllianzS$2,565.25AllianzS$2,073.47AllianzS$1,777.28AllianzS$1,481.04Allianz
30S$3,107.27AllianzS$2,740.76SompoS$2,485.81AllianzS$2,009.26AllianzS$1,722.23AllianzS$1,435.18Allianz
35S$2,466.08AllianzS$2,194.44SompoS$1,972.86AllianzS$1,594.65AllianzS$1,366.85AllianzS$1,139.03Allianz
40S$2,234.04AllianzS$2,010.62AllianzS$1,787.23AllianzS$1,444.60AllianzS$1,238.24AllianzS$1,031.85Allianz
45S$2,220.72AllianzS$1,998.63AllianzS$1,776.57AllianzS$1,435.98AllianzS$1,230.85AllianzS$1,025.70Allianz
50S$2,328.51AllianzS$2,095.64AllianzS$1,862.80AllianzS$1,505.69AllianzS$1,290.60AllianzS$1,075.48Allianz
55S$2,475.71AllianzS$2,228.13AllianzS$1,980.56AllianzS$1,600.87AllianzS$1,372.19AllianzS$1,143.47Allianz
60S$2,565.79AllianzS$2,309.19AllianzS$2,052.63AllianzS$1,659.13AllianzS$1,422.12AllianzS$1,185.08Allianz
65S$2,491.75AllianzS$2,242.56AllianzS$1,993.40AllianzS$1,611.25AllianzS$1,381.07AllianzS$1,150.88Allianz
70S$2,375.98AllianzS$2,138.36AllianzS$1,900.78AllianzS$1,536.39AllianzS$1,316.91AllianzS$1,097.41Allianz
75S$2,565.76AllianzS$2,309.17AllianzS$2,052.60AllianzS$1,659.11AllianzS$1,422.10AllianzS$1,185.07Allianz

Lexus LM insurance price by driver age and NCD, older car (8 years old), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 8 years old, male, married, office job, no claims, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21S$5,674.56SompoS$4,864.07SompoS$4,542.43SompoS$4,063.84SompoNot possibleNot possible
23S$4,893.33SompoS$4,194.42SompoS$3,917.06SompoS$3,504.35SompoS$3,248.64SompoS$2,503.10Sompo
25S$3,355.54AllianzS$3,019.96AllianzS$2,684.42AllianzS$2,169.80AllianzS$1,859.84AllianzS$1,549.84Allianz
28S$3,206.57AllianzS$2,825.39SompoS$2,565.25AllianzS$2,073.47AllianzS$1,777.28AllianzS$1,481.04Allianz
30S$3,060.94SompoS$2,623.75SompoS$2,450.25SompoS$2,009.26AllianzS$1,722.23AllianzS$1,435.18Allianz
35S$2,450.80SompoS$2,100.76SompoS$1,961.85SompoS$1,594.65AllianzS$1,366.85AllianzS$1,139.03Allianz
40S$2,234.04AllianzS$2,010.62AllianzS$1,787.23AllianzS$1,444.60AllianzS$1,238.24AllianzS$1,031.85Allianz
45S$2,220.72AllianzS$1,998.63AllianzS$1,776.57AllianzS$1,435.98AllianzS$1,230.85AllianzS$1,025.70Allianz
50S$2,328.51AllianzS$2,082.84SompoS$1,862.80AllianzS$1,505.69AllianzS$1,290.60AllianzS$1,075.48Allianz
55S$2,475.71AllianzS$2,228.13AllianzS$1,980.56AllianzS$1,600.87AllianzS$1,372.19AllianzS$1,143.47Allianz
60S$2,565.79AllianzS$2,276.12SompoS$2,052.63AllianzS$1,659.13AllianzS$1,422.12AllianzS$1,185.08Allianz
65S$2,491.75AllianzS$2,242.56AllianzS$1,993.40AllianzS$1,611.25AllianzS$1,381.07AllianzS$1,150.88Allianz
70S$2,375.98AllianzS$2,138.36AllianzS$1,900.78AllianzS$1,536.39AllianzS$1,316.91AllianzS$1,097.41Allianz
75S$2,565.76AllianzS$2,309.17AllianzS$2,052.60AllianzS$1,659.11AllianzS$1,422.10AllianzS$1,185.07Allianz

Lexus LM insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver

The lowest comprehensive price today for each main driver age and no-claim discount, and the insurer that offers it. This table: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, authorised workshop; driving experience counts from age 18. "Not possible": NCD grows 10% a year, so a young driver cannot have it yet. Ages with the same prices share a row. Every insurer's price for one driver: the plain-words address under "Prices for other drivers", or this page as markdown, where each price links its own.

Driver age0% NCD10% NCD20% NCD30% NCD40% NCD50% NCD
21No online priceNo online priceNo online priceNo online priceNot possibleNot possible
23No online priceNo online priceNo online priceNo online priceNo online priceNo online price
25S$4,750.52ERGOS$4,275.47ERGOS$3,800.42ERGOS$3,087.84ERGOS$2,612.79ERGOS$2,137.73ERGO
28S$3,682.69ERGOS$3,314.42ERGOS$2,946.15ERGOS$2,393.75ERGOS$2,025.48ERGOS$1,657.21ERGO
30S$3,376.43ERGOS$3,038.79ERGOS$2,701.15ERGOS$2,194.68ERGOS$1,857.04ERGOS$1,519.40ERGO
35S$3,123.28ERGOS$2,810.95ERGOS$2,498.62ERGOS$2,030.13ERGOS$1,717.80ERGOS$1,405.48ERGO
40S$2,858.72ERGOS$2,572.85ERGOS$2,286.98ERGOS$1,858.17ERGOS$1,572.29ERGOS$1,286.42ERGO
45S$2,858.72ERGOS$2,572.85ERGOS$2,286.98ERGOS$1,858.17ERGOS$1,572.29ERGOS$1,286.42ERGO
50S$2,858.72ERGOS$2,572.85ERGOS$2,286.98ERGOS$1,858.17ERGOS$1,572.29ERGOS$1,286.42ERGO
55S$3,021.22ERGOS$2,719.09ERGOS$2,416.97ERGOS$1,963.79ERGOS$1,661.67ERGOS$1,359.55ERGO
60S$3,142.89ERGOS$2,828.60ERGOS$2,514.31ERGOS$2,042.88ERGOS$1,728.59ERGOS$1,414.30ERGO
65S$3,142.89ERGOS$2,828.60ERGOS$2,514.31ERGOS$2,042.88ERGOS$1,728.59ERGOS$1,414.30ERGO
70S$3,172.28ERGOS$2,855.05ERGOS$2,537.82ERGOS$2,061.98ERGOS$1,744.75ERGOS$1,427.53ERGO
75S$4,237.95ERGOS$3,814.15ERGOS$3,390.36ERGOS$2,754.67ERGOS$2,330.87ERGOS$1,907.08ERGO

Prices for other drivers of the Lexus LM

Every insurer's price for another driver of the Lexus LM: each link changes one answer of the standard driver above (a 40-year-old married man, office job, 50% NCD, no claims, car 3 years old), and the page it opens links one answer further.

Any car and any driver, in plain words (change any word): /quote/car/prices?car=Lexus+LM&age=40&ncd=50&gender=woman&claims=0&carAge=3. Words it takes: car (any model name), age, experience (years driving), ncd, gender (man or woman), claims (0, 1, 2), carAge (years), job (office or outdoor), married (yes or no).

The Lexus LM on our quote form

We priced the Lexus LM 2.5 Luxury 350h (2,487cc), the version most of our insurers quote. The form lists 2 versions of the Lexus LM; insurers can price them differently, so pick yours when you quote.

Insurers with no online price for the Lexus LM

  • AIG: This insurer has no online price for this car model yet.
  • Budget Direct: This insurer has no online price for this car model yet.
  • DirectAsia: This insurer has no online price for this car model yet.
  • ECICS: ECICS does not list this model on its online quote.
  • Etiqa: This insurer has no online price for this car model yet.
  • FWD: This insurer has no online price for this car model yet.
  • Great American: This insurer has no online price for this car model yet.
  • HL Assurance: This insurer has no online price for this car model yet.
  • Income: This insurer has no online price for this car model yet.
  • India International: This insurer has no online price for this car model yet.
  • Liberty: This insurer has no online price for this car model yet.
  • MS First Capital: This insurer has no online price for this car model yet.
  • MSIG: This insurer has no online price for this car model yet.
  • QBE: This insurer has no online price for this car model yet.
  • Singlife: This insurer has no online price for this car model yet.
  • UOI: This insurer has no online price for this car model yet.

Some insurers give car prices only through their agents; they are on our insurer list.

The Lexus LM against similar cars

The same driver and car age, each car at the version most insurers quote.

CarEngineLowest priceAgainst the Lexus LMInsurers
Toyota Camry2,487ccS$798.04 (as at 21 Oct 2026)S$233.81 less17
Toyota Alphard2,493ccS$832.53 (as at 31 Oct 2026)S$199.32 less16
Toyota Vellfire2,362ccS$763.00 (as at 31 Oct 2026)S$268.85 less17
Honda Odyssey2,354ccS$763.00 (as at 31 Oct 2026)S$268.85 less17
Mitsubishi Outlander2,360ccS$783.81 (as at 31 Oct 2026)S$248.04 less17
Alfa Romeo 1592,198ccS$983.31 (as at 21 Oct 2026)S$48.54 less13

COE for the Lexus LM

With a 2,487cc engine, above 1,600cc, the Lexus LM 2.5 Luxury 350h needs a Category B COE (S$132,334 in the November 2026, 1st round).

The COE is bought separately from insurance. The latest COE results are updated after every bidding round.

Buy with the Buy Now link beside each plan. The prices shown are only available through these links, which place your policy through Shenton Insurance Brokers. The insurer takes payment and issues the policy. This page is also available as markdown.

Questions people ask

How much is Lexus LM insurance for a 40-year-old man with 50% NCD?

S$1,031.85 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 40-year-old woman with 50% NCD?

S$932.31 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Lexus LM insurance for a 21-year-old driver with no NCD?

S$5,961.67 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 3 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 23-year-old woman with no NCD?

S$5,140.91 a year, from Sompo: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 5 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Lexus LM insurance for a 25-year-old new driver with no NCD?

S$3,355.54 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 7 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 30-year-old with 20% NCD?

S$2,485.81 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 30-year-old woman with 50% NCD?

S$1,216.26 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 11 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Lexus LM insurance for a 35-year-old with 30% NCD?

S$1,594.65 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving 15 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 50-year-old with 50% NCD?

S$1,075.48 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 60-year-old woman with 50% NCD?

S$1,080.64 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, female driver (woman)" on this page.

How much is Lexus LM insurance for a 70-year-old driver with 50% NCD?

S$1,097.41 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, male driver (man)" on this page.

How much is Lexus LM insurance for a 40-year-old driver after one claim, with 20% NCD?

S$2,286.98 a year, from ERGO: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 3 years old, male, married, office job, 1 claim of S$5,000.00 in the last 3 years, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, driver with 1 claim in the last 3 years (S$5,000.00), male driver" on this page.

How much is Lexus LM insurance for a new car (1 year old), driver aged 40 with 50% NCD?

S$1,031.85 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 1 year old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, new car (1 year old), male driver" on this page.

How much is Lexus LM insurance for an 8-year-old car, driver aged 40 with 50% NCD?

S$1,031.85 a year, from Allianz: the lowest comprehensive price of the insurers we compare that price it online, on 12 Nov 2026. Assumed: car 8 years old, male, married, office job, no claims, driving more than 20 years, authorised workshop. Every insurer's price is one link away in the table "Lexus LM insurance price by driver age and NCD, older car (8 years old), male driver" on this page.

How much is car insurance for Lexus LM 2.5 Luxury 350h, 3 years old, 50% no-claim discount?

Today, 4 insurers price this, from S$1,031.85 to S$1,772.06 (as at 21 Oct 2026). The cheapest is Allianz Allianz Motor Protect Comprehensive at S$1,031.85 (as at 21 Oct 2026). All prices include 9% GST.

What do these prices assume?

Lexus LM 2.5 Luxury 350h. Car registered 3 years ago, private use, comprehensive cover. Main driver aged 40, married, office job, driving 10 years. 50% no-claim discount, no claims; repairs at an authorised workshop; no options.

Will my own price be the same?

Not always. These are example prices for the assumptions on this page, and your own price depends on your answers. The quote form opens with these answers filled in, so you can change anything that is different for you.

How much does a 50% no-claim discount save on Lexus LM insurance?

Today the lowest price for our standard driver is S$1,031.85 (as at 21 Oct 2026) with 50% NCD and S$2,234.04 (as at 21 Oct 2026) with no NCD, so the discount saves S$1,202.19 a year.

Do younger drivers pay more to insure a Lexus LM?

Yes. A driver aged 27 with 3 years’ driving and 30% NCD pays from S$2,105.58 (as at 21 Oct 2026) today, S$1,073.73 more than our standard driver aged 40.

Which insurers have no online price for the Lexus LM?

AIG, Budget Direct, DirectAsia, ECICS, Etiqa, FWD, Great American, HL Assurance, Income, India International, Liberty, MS First Capital, MSIG, QBE, Singlife, UOI. They give no online price for this model; a broker can still ask them for one.